NAIFA Advisor Today

AUGUST 10, 2022

It focuses on the client's interests in the areas of wealth accumulation, wealth preservation, retirement strategies, insurance, asset protection, and investments.

Financial Planning

eMoney Advisor

MARCH 21, 2023

3 Increasing Savings Piggybacking on the concept of “buying low,” for your clients who are still in the wealth accumulation period of their investing lives, a market downturn offers an opportunity to shop for investments with lower prices and ultimately get more bang for their buck.

Financial Planning

Zajac Group

MARCH 20, 2023

Reason #2 – A Belief that the Stock Will Go Up: Fear of missing out, or fear of making a mistake on the sale of your stock (particularly if it has been outperforming), may influence your decision not to sell and diversify. These factors might lead to overconfidence in the stock, and its future price expectations.

Risk Tolerance

Zajac Group

MARCH 24, 2022

Fair Market Value at Sale: $20. And upon final sale, the tax due will be: Long Term Capital Gain x “LTCG Tax Rate” = “Tax Due”. Instead, for a qualifying disposition, the sale of stock must occur at least one year beyond the vesting date of the ISO, regardless of an early exercise and filing of an 83(b) election.

Taxes

WiserAdvisor

MARCH 19, 2024

Such growth can translate into substantial returns on investment, making these markets attractive for wealth accumulation. Moreover, over the long term, the value of real estate tends to appreciate and contribute to the wealth accumulation of wealthy investors. Moreover, tax regulations also incentivize art investments.

Investing

Zajac Group

JULY 8, 2024

Regardless of the type, equity compensation is a way for companies to attract , motivate , and retain key employees: Attract : The appeal of a lucrative equity compensation package, offering the potential for significant wealth accumulation, can be a compelling factor in attracting key employees.

Taxes

Zajac Group

MARCH 3, 2023

And PSAs may require you to meet or exceed specific business targets, such as Total Shareholder Return, EBITDA, EPS, sales, revenue, explicit industry or peer benchmarks, etc. This is because PSAs, and the financial windfall that may follow, are often tailored to your role at the firm or the firm’s overall success.

Taxes

Zajac Group

OCTOBER 17, 2024

A 1099-NEC may be necessary if you are not a fulltime employee for the company (say you’re a consultant), while a 1099-B is typically used to report gains or losses from the sale of securities including from restricted stock units (RSUs), non-qualified stock options (NQSOS) or incentive stock options (ISOs).

Taxes

WiserAdvisor

JUNE 22, 2023

For instance, if your goal is wealth accumulation, the financial advisor may recommend different strategies versus if your goal is wealth preservation. Property values may decline, rental income may decrease, and property sales may slow down. Your investment portfolio should be tailored to your specific financial goals.

Financial Advisor

Fortune Financial

JULY 28, 2022

The tax deferral within a retirement account is a powerful accelerant for wealth accumulation, as both dividends and capital gains are not taxed when received each year as they would be in a taxable brokerage account. Let’s look at two examples of NUA taxation based on the sale of employer securities post-NUA transfer date.

Taxes

Brown Advisory

NOVEMBER 19, 2020

This can come in the form of liquidity needs for the expense of long term care, an unexpected death that interrupts income or wealth accumulation plans or even unforeseen liabilities. A full year-end planning conversation would not be complete without a review of risk management plans.

Planning