Nerd's Eye View

APRIL 18, 2025

Which could create opportunities for firms to seek opportunities to move 'upmarket' by trying to add new HNW clients who might not have an advice relationship (or whose current advisor doesn't provide sufficiently comprehensive service).

Financial Planner 195

Financial Planner Risk Tolerance Estate Planning Clients 195

BlueMind

SEPTEMBER 3, 2022

Category: Clients Risk. Determining the client’s risk tolerance is not an exact science and requires you to communicate with your client. What Does The Word “Risk” Mean For Your Clients? What Does The Word “Risk” Mean For Your Clients?

Risk Tolerance 105

Risk Tolerance Clients Portfolio Financial Advisor 105

Nerd's Eye View

OCTOBER 18, 2024

Also in industry news this week: 43% of wealth management firms are frustrated with the effectiveness of their CRM software, spurred on by challenges with integrations and workflows, according to a recent survey The Social Security Administration this week announced a 2.5%

Financial Planner 246

Financial Planner Risk Tolerance Financial Planning Clients 246

Abnormal Returns

MARCH 24, 2025

riabiz.com) Zocks, which is focused on advisor-client meetings, raised a Series A. kitces.com) Aging Older Americans have a bad sense of the risk of long-term care costs. wealthmanagement.com) Parsing the differences in risk tolerance for a couple is tricky. AI Advisers are warming to AI.

Risk Tolerance 144

Risk Tolerance Startup Financial Advisor Retirement 144

Nerd's Eye View

MARCH 20, 2024

Monte Carlo simulations have become a central method of conducting financial planning analyses for clients and are a feature of most comprehensive financial planning software programs. the Great Depression or the Global Financial Crisis), showing clients when and to what degree spending cuts would have been necessary.

Communication 246

Communication Clients Financial Planning Risk Tolerance 246

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 246

Assets Management Clients Compliance 246

Nerd's Eye View

JUNE 12, 2024

Financial advisors, as professionals whose clients rely on their advice to make financial decisions, are legally and financially responsible for the advice that they give. Because ultimately, it's better to be surrounded by others who take care in advising their clients than to be the only one doing so! Read More.

Fiduciary Duty 245

Fiduciary Duty Risk Tolerance Investments Investing 245

Nerd's Eye View

JUNE 5, 2023

This month's edition kicks off with the news that Riskalyze has completed its previously-announced rebranding, and will now be known as “Nitrogen”, a ”growth platform” for advisory firms – which represents less of a shift in the platform’s core function (given that Riskalyze’s risk tolerance tool was always (..)

Risk Tolerance 245

Risk Tolerance Retirement License Retirement Planning 245

Nerd's Eye View

JUNE 2, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that a recent study found that advisory forms working with a younger client base tend to have relatively stronger growth in assets under management and revenue over time.

Financial Planner 246

Financial Planner Risk Tolerance Clients Financial Planning 246

Nerd's Eye View

JUNE 3, 2024

This month's edition kicks off with the news that 'startup' custodian Altruist has completed a $169 million fundraising round as it continues to rebuild the RIA custodial tech stack layer-by-layer while positioning itself as the biggest RIA custodian built from scratch and solely for advisors – which, while making it the clear #3 custodian behind (..)

Risk Tolerance 246

Risk Tolerance Communication Startup Financial Planning 246

Nerd's Eye View

JULY 3, 2024

As a result, advicers have more options than ever to add value for their clients by tailoring investment portfolios that are specific to their unique needs, goals, and risk tolerance. size, industry, location) of early mutual funds.

Portfolio 189

Portfolio Clients Risk Tolerance Accounting 189

Advisor Perspectives

OCTOBER 23, 2024

Determining your client’s risk tolerance is a critical first step in constructing a tailored investment portfolio.

Risk Tolerance 53

Risk Tolerance Clients Portfolio Investing 53

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 245

Assets Management Compliance Retirement Planning 245

Nerd's Eye View

SEPTEMBER 20, 2023

But despite recognizing the impact of investment variability and sequence of return risk on a financial plan, advisors have generally ignored the same historical trends for inflation in their clients' financial plans. Read More.

Financial Planning 246

Financial Planning Risk Tolerance Retirement Planning Planning 246

Nerd's Eye View

SEPTEMBER 20, 2023

But despite recognizing the impact of investment variability and sequence of return risk on a financial plan, advisors have generally ignored the same historical trends for inflation in their clients' financial plans. Read More.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Nerd's Eye View

MAY 29, 2023

One of the key decisions is determining the type of clients they want to serve. Some advisors may choose to take a generalist approach that leaves the door open to working with the broadest possible pool of prospective clients. When a financial advisor starts their own firm, they face many important choices.

Risk Tolerance 246

Risk Tolerance Financial Advisor Clients Planning 246

Abnormal Returns

DECEMBER 26, 2022

thinkadvisor.com) Why the hard sell will ultimately backfire when it comes to client acquisition. mikemelissinos.substack.com) On the difference between risk tolerance and risk perception. (investmentnews.com) Why you need to look at your own data to find growth.

Risk Tolerance 241

Risk Tolerance Financial Planner Financial Advising Compliance 241

Nerd's Eye View

NOVEMBER 7, 2022

Riskalyze signals an intent to rebrand itself away from ‘just’ risk tolerance assessments to a broader focus on helping advisors grow clients and assets. Hearsay Systems rolls out a new small-to-mid-sized RIA platform for social media compliance and website design.

Risk Tolerance 241

Risk Tolerance Startup Compliance Clients 241

BlueMind

OCTOBER 25, 2022

Category: Clients Risk. When it comes to their investment portfolios many tend to have a low-risk tolerance and with the unsettling economic situation with the ongoing pandemic, the word “risk” has become even more of a fearsome word for clients. Make further inquiries by proposing various scenarios.

Risk Management 97

Risk Management Clients Risk Tolerance Management 97

Advisor Perspectives

SEPTEMBER 18, 2024

A client recently refused to complete my risk tolerance questionnaire. After looking through our instrument, with its fairly standard hypotheticals about market movements and portfolio returns, they said, “That’s not how I think about risk.”

Risk Tolerance 49

Risk Tolerance Portfolio Clients Marketing 49

Steve Sanduski

DECEMBER 11, 2024

01 What Triggers the Need to Transition Clients to a New Advisor? Transitioning clients between advisors within a financial firm can be a challenging and emotionally charged process. Eventually, Erin realized that in order to grow further and ensure the highest quality of service, he needed to transition his clients to other advisors.

Financial Advisor 52

Financial Advisor Clients Communication Planning 52

Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. But in the preamble to the white paper, nebo’s authors directly address the thing I had been missing.

Risk Tolerance 40

Risk Tolerance Financial Planning Portfolio Asset Allocation 40

Wealth Management

SEPTEMBER 6, 2022

When advisors address risk head-on with real world scenarios, it highlights the value of the relationship, encourages conversations that support long-term investing and helps align client goals with their risk tolerances.

Risk Tolerance 130

Risk Tolerance Clients Investing Investments 130

Zoe Financial

APRIL 7, 2025

Consider speaking with a financial advisor about risk tolerance and strategies like tax loss harvesting. Zoe Financial is not an accounting firm- clients and prospective clients should consult with their tax professional regarding their specific tax situation. Stay tuned for next week.

Marketing 81

Marketing Marketing Risk Tolerance Financial Advisor 81

BlueMind

SEPTEMBER 11, 2022

Category: Clients Risk. Determining the risk profile is essential so that you may construct a feasible financial strategy for your client’s goals. However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity.

Risk Tolerance 98

Risk Tolerance Clients Portfolio Assets 98

XY Planning Network

NOVEMBER 27, 2023

October ended with the S&P 500, Russell 3000, MSCI World Ex USA, MSCI Emerging Markets, and DJ Global Select REIT in the negative for 1-month and 3-month periods, so some clients will certainly be ready for us to answer the question, “What is it this time?”

Risk Tolerance 116

Risk Tolerance Financial Advisor Investments Investing 116

Million Dollar Round Table (MDRT)

SEPTEMBER 19, 2024

While effective in some scenarios, such as when the client is ready to purchase or is a close relative or a friend, it may not be suited for more complex financial advising. They involve complicated products, long-term implications and a deep understanding of individual risk tolerance.

Risk Tolerance 104

Risk Tolerance Financial Advisor Financial Advising Clients 104

Nationwide Financial

JANUARY 25, 2023

The start of a new year presents opportunities for clients to make positive changes for their financial futures. Clients should not get discouraged by their portfolio’s past performance. Here are some key points to use with clients as you help them assess their retirement plans.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Nerd's Eye View

AUGUST 19, 2024

Founding owners of financial advisory firms often spend much of their time focusing on the short-term aspects of running their business, from providing high-quality client service to pursuing client growth. metrics like revenue, profit, impact, clients, or team size), and a timeline for when the goals should be achieved.

Planning 130

Planning Risk Tolerance Clients Valuation 130

WiserAdvisor

JUNE 4, 2025

Financial advisors should take these factors into account to ensure their clients receive the right experience. Comprehensive financial planning over fragmented advice These days, clients want comprehensive financial plans and not isolated solutions to singular problems. These decisions are deeply interconnected.

Financial Planning 59

Financial Planning Planning Financial Advisor Ethics 59

Million Dollar Round Table (MDRT)

APRIL 25, 2024

Many people — especially those who are quality clients — are willing to pay more for a trusted financial advisor they can build an enduring relationship with. Why should clients feel comfortable paying for financial advice? The advisor and client work together to identify goals and work toward them.

Risk Tolerance 103

Risk Tolerance Asset Allocation Financial Advisor Advertising 103

Million Dollar Round Table (MDRT)

DECEMBER 6, 2022

Yet, is the best way to close sales to overexplain or list details clients are not interested in or don’t understand? Instead, try these strategies to help you turn prospects into clients: Strategy 1: Walk them through the process. The prospect needs to know how the features of the product (the benefits) will make their life better.

Sales 97

Sales Risk Tolerance Clients Financial Planning 97

Tobias Financial

MARCH 16, 2025

This is a representation of a general case scenario, however individual client timeline and experience may vary due to ones unique circumstances. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Investments 52

Investments Investing Risk Tolerance Asset Allocation 52

Tobias Financial

APRIL 8, 2025

Chad noted that many of the calls weve received lately are from clients looking for guidance, not because theyre ready to make major changes, but because they want to ensure theyre still on track. The overall theme that were really getting at is you really have to be aware of your risk tolerance and your financial plan, Chad shared.

Portfolio 52

Portfolio Risk Tolerance Marketing Marketing 52

The Big Picture

SEPTEMBER 18, 2024

Full transcript below. ~~~ About this week’s guest: Brian Portnoy is founder and CEO of Shaping Wealth , which helps advisors and their clients to achieve “funded contentment,” and operates as an outsourced Chief Behavioral Officer. In this edition of At the Money, I sit down with Brian Portnoy to explore these questions.

Food 277

Food Numbers Risk Tolerance Education 277

Nationwide Financial

MARCH 1, 2023

As a financial professional, keeping your clients on track toward their goals is a key mandate, especially in times of recession or market upheaval. When a rough economic patch appears on the horizon, your clients seek your guidance to help them check their emotions and stick to a strategy to help them manage market risk.

Clients 72

Clients Retirement Risk Tolerance Asset Allocation 72

Brown Advisory

SEPTEMBER 6, 2022

Given an institution’s long-term return objectives and risk tolerance, the Investment Committee (IC) should partner with its investment advisor to define an asset allocation approach that creates the greatest likelihood of achieving its financial goals. A MULTISTEP CLIENT-CENTRIC PROCESS. RISK AND RETURN.

Asset Allocation 98

Asset Allocation Assets Investments Investing 98