Clever Girl Finance

DECEMBER 1, 2022

No one cares about your financial well-being more than you, so it's important to have a financial plan for yourself. Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. What is a financial plan?

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Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

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Clever Girl Finance

SEPTEMBER 7, 2023

In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. It’s not just a set of numbers, rather, it’s a strategic plan that empowers you to navigate the complexities of financial decisions. Table of contents What is a family budget?

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Clever Girl Finance

JULY 13, 2024

The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.

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Budgeting Transportation Retirement Food 98

MainStreet Financial Planning

MARCH 12, 2025

This ensures you wont need to sell investments when markets are down, protecting your long-term financial plan and providing peace of mind during turbulent times. Reassess Your Budget Take a close look at your spending. Are there areas where you can scale back or eliminate expenses?

Economics 78

Economics Asset Allocation Financial Planning Taxes 78

Clever Girl Finance

DECEMBER 16, 2023

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

Budgeting 98

Budgeting Accounting Retirement Taxes 98

eMoney Advisor

DECEMBER 13, 2022

million households in three key groups who want customized, actionable advice on budgeting, saving, investing, insurance, and planning to help provide peace of mind regarding their finances. To attract these clients and get them on the path to improve their finances, engage them by offering a simple plan to reach a single goal.

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Budgeting Clients Financial Planning Retirement 84

Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Create a realistic budget 2. Avoid debt traps 8.

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Budgeting Financial Planning Planning Insurance 52

Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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Budgeting Taxes Transportation Healthcare 105

WiserAdvisor

OCTOBER 4, 2022

These expenses may form a large part of your budget today but may not likely figure in the future. You also may not be saving for a child in your 60s and 70s, or contributing to retirement plans. One reason for this is their dependence on Medicare and health insurance. These may or may be covered under health insurance.

Budgeting 102

Budgeting Retirement Healthcare Food 102

BlueMind

FEBRUARY 15, 2023

Category: Client Relations Financial planning is difficult for anyone, and even more so for someone who is a special needs person or has such a family member. Just like any other relief plan provided for special needs clients, it has certain limitations.

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Good Financial Cents

MARCH 17, 2023

This information is critical if you want to create a budget and manage your money correctly. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn. Note : $52,000 is the gross annual salary before any deductions for taxes, insurance, 401K, etc. How Does $25 an Hour Compare?

Budgeting 103

Budgeting Taxes Retirement Planning Food 103

Carson Wealth

JANUARY 4, 2024

If you have student, personal or car loans, credit card debt or a mortgage, you need to have a plan on how to pay them off – and which ones to tackle first. While from a behavioral standpoint some suggest you should tackle low balance accounts first, a financial planning approach suggests you tackle high interest rate debt first.

Financial Planning 96

Financial Planning Planning Retirement Estate Planning 96

eMoney Advisor

FEBRUARY 9, 2023

Of an estimated 104 million households seeking some level of financial advice, 88 million of those households want that advice from a financial professional. In this overview, we will explore the demographics of each stage, the financial planning needs of people in each stage, and strategies for serving them.

Financial Planning 95

Financial Planning Clients Planning Education 95

Integrity Financial Planning

NOVEMBER 20, 2023

You can start to gauge what you need and what needs to change about your financial plan in order to make the most out of your retirement. This is also the time when considering medical insurance and Medicare options are both important. [1]

Retirement 88

Retirement Budgeting Medical Distribution 88

Nerd's Eye View

OCTOBER 30, 2023

As someone who has been speaking at 50–70 conferences a year for 18 years myself, I've seen the good and bad of our wide range of industry events, from the industry associations to the broker-dealers and insurance companies and RIA custodians, the rise of vendor conferences and media-driven events, private company events, and more.

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Financial Advisor Numbers Budgeting Financial Planning 246

Your Richest Life

MAY 20, 2025

In recent years, getting professional help for your mental well being has become more accessible than ever, and more widely covered by health insurance companies. Just like you book regular check-ups for your body, scheduling check-ins for your mental health should be another part of your wellness plan.

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Management Certified Financial Planner Financial Planning Planning 52

WiserAdvisor

JULY 1, 2022

That said, entrepreneurship can sometimes be cumbersome in spirit, especially in terms of financial planning. Long working hours, lack of financial security, irregular income, managing investors, liquidity issues, insufficient equity, and more, while juggling personal finances, can be a daunting task.

Financial Planning 52

Financial Planning Planning Financial Planner Retirement 52

James Hendries

OCTOBER 21, 2022

If you’ve never engaged in financial planning and are unsure how to get started, this article is for you. A financial plan starts by evaluating your current financial situation and future expectations and can be created independently or with the help of a financial professional.

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Financial Planning Planning Budgeting Risk Tolerance 52

WiserAdvisor

JUNE 19, 2022

Instead, they start piling up right when you plan to conceive. Regular medical tests, doctor consultations, quality care, a good diet, and more, start to affect your budget even before you deliver the baby. And, once your baby comes to life, your financial budget can suffer if you do not prepare well.

Financial Planning 52

Financial Planning Planning Education Budgeting 52

MainStreet Financial Planning

JUNE 13, 2023

Make a new baby budget. Your spending plan will change as your child grows. Stay on track with this New Baby Budget Guide. Update your life and disability insurance. Now more than ever you want to have appropriate life and disability insurance coverage, so if something unexpected happens your family will be OK.

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Insurance Coverage Budgeting Healthcare Estate Planning 98

WiserAdvisor

OCTOBER 31, 2023

Creating a financial plan is the first step toward achieving financial freedom. Financial plans are essential for setting your financial goals in motion. Not every financial plan stands the test of time, and multiple options can often lead you astray.

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Financial Planning Planning Medical Retirement 59

Sara Grillo

JANUARY 8, 2024

While financial planning has become more popular, it’s still not center stage for most advisors. I’ve got Zack Hubbard , the director of financial planning and participant engagement at Greenspring Advisors, a fee only RIA. I am an irreverent and fun marketing consultant for financial advisors. Repeatable?

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Financial Planning Accounting Planning Financial Advisor 64

Clever Girl Finance

AUGUST 19, 2024

Adjust your budget to include baby expenses 2. Plan for long-term baby expenses 5. Review your maternity leave and insurance coverage 6. Update your life insurance policy 8. Create or revise your estate plan 9. Keep in mind that you may be entitled to a free breast pump through your insurance).

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Insurance Coverage Budgeting Medical Insurance 100

Carson Wealth

OCTOBER 24, 2024

But moving to a new country involves significant financial planning. If you’re considering making the leap, there are key financial considerations you need to weigh before you make this major life change. Some countries require residents to report foreign assets, which could impact your financial planning.

Retirement 143

Retirement Healthcare Taxes Medical 143

Your Richest Life

JUNE 3, 2024

And you work that into your budget to make sure you’re allocating more funds to those accounts for the rest of the year. Check Over retirement savings plans and health insurance Open enrollment begins in the fall, so you can use the summer to assess your benefits and make sure they’re working for you.

Budgeting 97

Budgeting Taxes CFP Retirement 97

WiserAdvisor

SEPTEMBER 1, 2022

However, if your financial concerns are pretty straightforward due to having fewer investments or you being a new investor, you may get by meeting every six months or once a year to review and update your financial plan. That said, it is quite common for people to wonder – How often should I meet with my financial advisor?

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Your Richest Life

MARCH 8, 2024

But it’s also a time to pay attention to the financial challenges women are still facing, and how to overcome them. But if you don’t take an active role in the finances, start by making a habit of reviewing your accounts, keeping track of bills and talking regularly with your partner about your budget and money goals.

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Financial Planning Planning Medical Retirement Planning 59

Your Richest Life

FEBRUARY 15, 2022

If that includes you, then let’s take a look at some of the ways you can book a vacation without destroying your budget: Make a Travel Plan Ahead of Time. If you want to avoid hurting your financial goals for the year, then definitely plan for your trips ahead of time. Get Trip Insurance.

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Yardley Wealth Management

OCTOBER 29, 2024

Purchase Insurance: Invest in health, life, disability, homeowners or renters, and liability insurance to protect yourself from unforeseen risks. Create a Budget and Financial Plan: Develop a budget and financial plan to manage your income, control expenses, and achieve long-term goals.

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Your Richest Life

FEBRUARY 24, 2025

The cost increase last month affected expenses like car insurance, airfare, medicine and groceries. Managing Investments During a Financial Crisis About Your Richest Life At Your Richest Life, Katie Brewer, CFP, believes you too should have access to financial resources and fee-only financial planning.

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Carson Wealth

MAY 29, 2025

With so many details, the first step is to meet with your advisor to better understand what needs to be included in your plan and which decisions need to be made. As part of your plan, you should create a budget. The budget will help you understand how much income you need in retirement.

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Workable Wealth

OCTOBER 14, 2020

Financial planning can take your money game up a notch by bringing clarity, strategy, and intention to your financial life. A healthy financial plan gives you the tools to take control of your finances and start living your life with passion, purpose, and freedom. So what’s the value of a financial plan?

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Clever Girl Finance

DECEMBER 13, 2023

Often, living on one income requires you to get creative with your budgeting and learn to prioritize your needs over your wants. From practical budgeting best practices to money mindset shifts , here’s a look at how to live on one income. And it all starts with building a sustainable budget.

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Budgeting Planning Financial Planning Accounting 98

Clever Girl Finance

SEPTEMBER 26, 2023

That said, in this article, you’ll learn how to create a financial plan to set yourself up for financial success and resist living above your means. Why is it important to live below your means Living below your means gives you financial freedom. There are a variety of ways to make a budget.

Budgeting 98

Budgeting Financial Planning Planning Electronics 98

Integrity Financial Planning

NOVEMBER 20, 2023

You can start to gauge what you need and what needs to change about your financial plan in order to make the most out of your retirement. This is also the time when considering medical insurance and Medicare options are both important. [1]

Retirement 52

Retirement Budgeting Medical Distribution 52

WiserAdvisor

AUGUST 26, 2022

First, do you have the necessary financial acumen and knowledge to make financial decisions? Are you good with numbers, accounting, and financial planning? If yes, then DIY financial planning might be a good option for you. What is DIY financial planning? Chalk out a financial plan.

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Management Financial Advisor Financial Planning Retirement Planning 101