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29 Yearly Goals Everyone Should Have!

Clever Girl Finance

The recommended amount for your emergency savings is to have 3 to 6 months of basic living expenses i.e. for food, housing, transportation, core utilities, etc. There are a variety of different budgeting methods , so you should pick the one that appeals to you most. And, of course, drop those bad habits.

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19 Best Recession-Proof Jobs For All Skill Levels

Clever Girl Finance

More recession planning related articles Consider these recession-proof jobs! These generally involve necessities or everyday life situations that people will pay for even when times are tough such as food and healthcare. As people add to their credit card balances, more are going to need help managing their debt.

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How to help clients manage their debt

Nationwide Financial

As a financial professional, one of the most important things you can do for your clients is to help them manage their debt effectively and work toward building financial security. According to New York Fed’s quarterly Household Debt and Credit Survey (HHDC), the total consumer debt reached $16.5

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Retirement Planning Tips: How Much an Average Person 65 and Older Spends Every Month

WiserAdvisor

This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age. This article also explores the average monthly spending habits of individuals aged 65 and older and offers practical insights to help structure your retirement plan.

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27 Tips For How To Pay Off Credit Cards Fast

Clever Girl Finance

However, even the smallest debt owed to your credit card issuers can limit your ability in terms of how much you save and, in turn, how much you are able to invest. If you are able to create a debt repayment plan and knock down your credit card balance fast, you can then apply the money toward your goals.