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29 Yearly Goals Everyone Should Have!

Clever Girl Finance

The recommended amount for your emergency savings is to have 3 to 6 months of basic living expenses i.e. for food, housing, transportation, core utilities, etc. There are a variety of different budgeting methods , so you should pick the one that appeals to you most. And, of course, drop those bad habits.

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19 Best Recession-Proof Jobs For All Skill Levels

Clever Girl Finance

These generally involve necessities or everyday life situations that people will pay for even when times are tough such as food and healthcare. Credit and debt management counselors Unfortunately, many people turn to credit cards and amass more debt during financial hardship. A recession is no different.