Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Plan for taxes ahead of time 4.

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Budgeting Financial Planning Planning Insurance 52

Wealth Management

JUNE 26, 2025

Podcasts & Videos CE Webinars Research Newsletters Subscribe Subscribe News Related Topics RIA IBD Wirehouse RPA Insights & Analysis Regulation & Compliance Career Moves Recent in News See all businessmen around table RPA Operating On The Record Keepers’ Efficient Frontier Operating On The Record Keepers’ Efficient Frontier by Warren Cormier (..)

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Clients Estate Planning Wealth Management Planning 276

Nerd's Eye View

JUNE 25, 2025

Coast FIRE can be an attractive option for clients who value career flexibility, but the strategy also comes with both financial risks (e.g., changes to the client's spending, real rate of return, or retirement date) and psychological risks (e.g.,

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Retirement Clients Financial Advisor Accounting 179

Wealth Management

JULY 3, 2025

manages about $300 million in client assets. Jacob William Advisory has proactively recruited next-generation advisors as part of its business continuity plan. based advisor Brandon Dixon-James has moved his book of business from Osaic to LPL Financial. California RIA Deals & Moves: Focus Partners Wealth Merges in $5.6B

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Wealth Management Recruitment Estate Planning Financial Advisor 165

Discipline Funds

MARCH 10, 2025

But 20 years is a long time and most of us aren’t disciplined to let our assets sit around for 20 years because we live our lives in the present. And so the better you can match your income or returns to your expenses the more predictable you can make your financial life.

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Assets Portfolio Financial Planning Insurance 75

Zoe Financial

JUNE 20, 2025

Individual results will vary based on specific financial circumstances. Consistent Contributions Despite market volatility, contribution rates remained stable among retirement savers. FAQs: Understanding the Basics How much should I contribute to my retirement plan?

Retirement Planning 40

Retirement Planning Retirement Planning Estate Planning 40

Carson Wealth

MAY 29, 2025

Having a retirement planning checklist can help make this final commute the time of reflection and joy it should be. While you simply cant plan for everything, having the essentials in place can give you the confidence and clarity you need to enjoy the freedom retirement can provide.

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Retirement Planning Retirement Planning Taxes 52

Yardley Wealth Management

DECEMBER 17, 2024

Interest rates remain a significant factor in financial planning, affecting everything from mortgage rates to investment returns. The past few years have taught us valuable lessons about the importance of building resilient financial strategies that can weather various economic conditions.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

Wealth Management

JULY 15, 2025

True North Expands in SF Deals & Moves: Creative Plannings Snag Hawaii RIA; $5.1B has acquired a team in Hawaii overseeing $430 million in client assets. Mosaic Pacific, founded in 2014, will grow Creative Planning’s footprint in the Pacific region and bring on board about six more advisors, along with compliance and support staff.

Planning 165

Planning Wealth Management Estate Planning Clients 165

Darrow Wealth Management

MARCH 3, 2025

Because of these differences, stocks and bonds accomplish different things in an asset allocation. But it helps illustrate the importance of diversifying within an asset class like fixed income. Morgan Asset Management. But correlations shift over time and within the asset class itself. Morgan Asset Management.

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Risk Tolerance Asset Allocation Assets Portfolio 72

MainStreet Financial Planning

MARCH 7, 2025

When choosing a financial advisor, how they charge for their services can significantly impact your long-term wealth. The two most common pricing models are fee-only financial planners (flat-fee or fixed-fee advisors) and AUM-based financial advisors (who charge a percentage of assets under management).

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Darrow Wealth Management

FEBRUARY 9, 2025

When investing in dividend stocks, bonds, or funds, a higher dividend yield may make an asset look more attractive, but this metric alone doesn’t make a worthwhile investment. Generally, investors don’t increase their risk profile as they move through retirement. Examples include real estate, financials, and utilities.

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Retirement Asset Allocation Taxes Portfolio 79

WiserAdvisor

JULY 2, 2025

For individuals enrolled in a high-deductible health plan (HDHP), an HSA offers a structured way to build a healthcare reserve that grows with age and changing needs. When strategically managed, HSAs can serve as a secondary retirement account, specifically earmarked for medical expenses in later life. Roth IRA, HSA) accounts.

Healthcare 59

Healthcare Financial Advisor Management Medical 59

International College of Financial Planning

JULY 2, 2025

In this detailed guide, we’ll break down what the CFP certification is, its structure, who it’s meant for, the career benefits it offers, and why it can be a game-changer in India’s evolving financial advisory space. The Certified Financial Planner (CFP) certification is widely regarded as the gold standard in personal financial planning.

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Financial Planner CFP Certified Financial Planner Certification 40

Darrow Wealth Management

FEBRUARY 13, 2025

Although some firms use these compensation methods, the majority base fees on a percentage of assets under management (AUM) for their services. Fee-only firms are unique as they do not receive commissions from selling financial products, such as insurance policies or investment products. Do you have a unique situation?

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Darrow Wealth Management

FEBRUARY 26, 2025

Similar to the 2008 global financial crisis, in 2020 investors were grappling with a long list of concerns, including an inevitable economic slowdown. This led to a selloff of risk assets, resulting in a significant decline in the stock market, but mostly stable bond performance. After all, volatility is a when , not an if.

Marketing 54

Marketing Marketing Retirement Portfolio 54

International College of Financial Planning

JUNE 17, 2025

Let’s say the price of one UDR, with Apple as the underlying asset, at NSE IFSC is $7.95. Strategic Recommendations Broaden Asset Classes: Expand beyond U.S. Remittance strategies should be phased to manage currency risk, especially for education and retirement planning. Stock costs $199, the unit being US dollar (USD).

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Compliance Education Economics Investments 40

Yardley Wealth Management

SEPTEMBER 10, 2024

Take advantage of tax-advantaged retirement accounts such as 401(k)s, IRAs, and Roth IRAs to maximize your contributions and benefit from tax-deferred or tax-free growth. Learn more about retirement plan options here. Aim to contribute as much as you can afford to these accounts each year to accelerate your retirement savings.

Retirement 40

Retirement Risk Tolerance Investments Investing 40

Random Roger's Retirement Planning

APRIL 22, 2025

It's probably common knowledge how they work in terms of contributions being after tax and withdrawals being tax free and that assets in traditional IRA assets can be converted into Roth assets but you have to pay the tax to do conversions. I have about 20% of my retirement assets in a Roth.

Taxes 40

Taxes Retirement Accounting Assets 40

Indigo Marketing Agency

JUNE 18, 2025

A timely video explaining how recent Federal Reserve decisions might impact retirement planning can position you as the go-to advisor for your niche. The post The Best Content for Financial Advisors to Attract Clients in 2025 appeared first on Indigo Marketing Agency. Ready to revolutionize your marketing approach?

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Financial Advisor Clients Education Healthcare 64

Harness Wealth

APRIL 16, 2025

The fundamentals of Roth and traditional IRAs Traditional IRAs have long served as a cornerstone of retirement planning, offering immediate tax benefits through deductible contributions while deferring taxes until withdrawal. Some investors even convert stable-value assets first to minimize market risk.

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Zoe Financial

MARCH 21, 2025

Their role extends beyond investment managementthey can help with: Retirement Planning : Structuring your assets to support your desired lifestyle. Estate Planning : Ensuring your wealth is passed on according to your wishes. Risk Management : Protecting assets from unforeseen events.

Financial Advisor 40

Financial Advisor Estate Planning Strategic Planning Retirement 40

Yardley Wealth Management

FEBRUARY 4, 2025

Key deductions include: Mortgage interest payments on primary and secondary residences Property tax deductions (subject to SALT limitations) Home office deductions for qualifying spaces Maximizing Retirement Account Benefits Take full advantage of tax-advantaged retirement accounts to reduce your current tax burden: Contribute the maximum allowed to (..)

Taxes 52

Taxes Wealth Management Healthcare Retirement 52

Nationwide Financial

AUGUST 14, 2024

For many soon-to-be retirees, the primary concern is not having a source of steady income that will last throughout retirement. As part of a holistic financial plan, annuities can be a consistent source of income that helps clients feel more confident about their financial position in retirement.

Clients 52

Clients Retirement Financial Planning Planning 52

Darrow Wealth Management

MAY 7, 2025

When you sell an asset like a stock or a home, your gain could be taxable. The tax rate will depend on several factors, such as your holding period, type of asset, and your taxable income for the year. At a high level, when you sell an asset for more than you bought it for, you may owe capital gains taxes on the difference.

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Taxes Accounting Assets Retirement 72

Nerd's Eye View

DECEMBER 30, 2024

And as 2024 draws to a close, we wanted to highlight 24 of the most popular and insightful articles that were featured throughout the year (that you might have missed!).

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Financial Advisor Insurance Tax Planning Taxes 240

WiserAdvisor

JUNE 27, 2025

To show you what’s possible and what’s necessary, if early retirement is something you want to pursue seriously. Even if you don’t plan to retire unusually early, starting your retirement planning now can dramatically improve your options later. What’s the earliest you can retire? That takes planning.

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Retirement Planning Retirement Planning Taxes 59

Yardley Wealth Management

JUNE 25, 2025

Taking benefits early can reduce your monthly payout by up to 30 percent, so it’s wise to consult a financial professional to help you evaluate your options before making a decision. Withdrawing money from your accumulated assets is often more complex than it appears. The key difference between Roth IRAs and IRAs is how they’re taxed.

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Retirement Distribution Taxes Accounting 52

Discipline Funds

DECEMBER 29, 2024

Asset and Liability Matching. Good financial planning is all about asset and liability matching across time. That means you need to make sure you understand how your income and assets relate to your expenses and liabilities. A financial plan with an asset liability mismatch is likely to fail over time.

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Financial Planning Planning Asset Allocation Retirement Planning 64

Financial Symmetry

APRIL 28, 2025

One of those items on the estate planning to-do list is making sure your investment accounts and life insurance policies have their beneficiary designations filled out. However, it’s one of the most important aspects of estate planning. However, each state will vary.

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Estate Planning Accounting Insurance Distribution 62

Carson Wealth

MAY 8, 2025

It takes consistent saving, smart decision-making, and a retirement strategy tailored to your goals. The earlier you start planning, the more confident you can feel about your future. These 10 practical retirement planning tips can help you build the financial foundation you need for the next chapter of your life.

Retirement 71

Retirement Retirement Planning Taxes Distribution 71

Carson Wealth

JUNE 26, 2025

Most financial planning software will have a break-even analysis to help calculate if and how much is worth doing. That way, the tax-deferred account balances start to deplete while leaving taxable brokerage accounts untouched, allowing a step-up in basis on more of your assets at death.

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Tax Planning Retirement Taxes Planning 98

Random Roger's Retirement Planning

JUNE 30, 2025

There's no logic to omitting an asset class that has outperformed all others and is widely projected to do so for the next decade or more." I frame this out as focusing on my resiliency if something goes very wrong with our financial plan. My Plan A is to delay SS until I am 70 so my wife gets a larger payout if I die young.

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Medicine Retirement Accounting Financial Planning 59

Wealth Management

JULY 18, 2025

Resonant Capital Merges with Tax, Accounting Firm QBCo by Alex Ortolani Jul 18, 2025 1 Min Read SEC Chair Paul Atkins Alternative Investments SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully by Nicola M.

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Planning Estate Planning Wealth Management Retirement Planning 130

Wealth Management

AUGUST 7, 2024

Including permanent life insurance can help prevent blind spots in retirement planning and enable clients to live longer.

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Financial Planning Planning Retirement Planning Assets 306

The Chicago Financial Planner

NOVEMBER 27, 2022

One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. You deserve a comfortable retirement. If you don’t plan for your own retirement who will? You need to start a retirement plan today.

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Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans. Read More.

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Assets Management Clients Compliance 246