Nerd's Eye View

OCTOBER 18, 2024

Also in industry news this week: 43% of wealth management firms are frustrated with the effectiveness of their CRM software, spurred on by challenges with integrations and workflows, according to a recent survey The Social Security Administration this week announced a 2.5%

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Financial Planner Risk Tolerance Financial Planning Clients 246

Nerd's Eye View

APRIL 18, 2025

Also in industry news this week: According to a recent survey, 40% of financial advisory clients would switch to an advisor who offers estate planning services, with help with specific tasks like beneficiary designations or tax strategies as the most sought-after service among respondents RIA M&A activity set a first-quarter record to start the (..)

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Financial Planner Risk Tolerance Estate Planning Clients 195

The Chicago Financial Planner

OCTOBER 21, 2021

Saving for retirement is a major undertaking for most of us. Health savings accounts (HSA) provide another vehicle to save for retirement. An HSA can serve as an additional retirement savings vehicle on top of your IRA or 401(k) to help cover healthcare and other retirement expenses. Qualified medical expenses .

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Nerd's Eye View

JUNE 5, 2023

This month's edition kicks off with the news that Riskalyze has completed its previously-announced rebranding, and will now be known as “Nitrogen”, a ”growth platform” for advisory firms – which represents less of a shift in the platform’s core function (given that Riskalyze’s risk tolerance tool was always (..)

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Risk Tolerance Retirement License Retirement Planning 245

Yardley Wealth Management

SEPTEMBER 10, 2024

The post Investing for Retirement: Strategies for Long-Term Success appeared first on Yardley Wealth Management, LLC. Investing for Retirement: Strategies for Long-Term Success Introduction Investing for retirement is a journey that demands careful planning, patience, and discipline. What lifestyle do you envision?

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Retirement Risk Tolerance Investing Investments 40

Abnormal Returns

DECEMBER 26, 2022

kitces.com) Christine Benz and Jeff Ptak discuss the recent "The State of Retirement Income" report. nytimes.com) Retirement How to optimize Social Security benefits as a widow. mikemelissinos.substack.com) On the difference between risk tolerance and risk perception. morningstar.com) SECURE Act 2.0

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Risk Tolerance Financial Planner Financial Advising Compliance 241

Nerd's Eye View

MARCH 20, 2024

With this in mind, retirement income guardrails, which provide strategies that pre-determine when spending retirement adjustments would be made and the spending adjustments themselves – have become increasingly popular.

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Communication Clients Risk Tolerance Financial Planning 246

Nerd's Eye View

SEPTEMBER 20, 2023

But despite recognizing the impact of investment variability and sequence of return risk on a financial plan, advisors have generally ignored the same historical trends for inflation in their clients' financial plans.

Financial Planning 246

Financial Planning Risk Tolerance Retirement Planning Planning 246

The Chicago Financial Planner

NOVEMBER 8, 2021

As someone saving for retirement , what should you do now? The PBS Frontline special The Retirement Gamble put much of the blame on Wall Street and they are right to an extent, especially as it pertains to the overall market drop. If so, this is a good time to revisit your asset allocation and perhaps reduce your overall risk.

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Retirement Marketing Marketing Financial Planner 130

WiserAdvisor

JUNE 27, 2025

Let’s be honest, retirement isn’t what it used to be. The traditional blueprint of working until 65, collecting a pension, and retiring feels outdated, especially for mid-level professionals who’ve started thinking early about what their ideal retirement should look like. What’s the earliest you can retire?

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Retirement Planning Retirement Planning Taxes 59

Getting Your Financial Ducks In A Row

MARCH 10, 2025

Many of us are covered by one or more types of defined contribution retirement plans, such as a 401(k), 403(b), 457, or any of a number of other plans. These plans are also often referred to as Qualified Retirement Plans (QRPs). As you defer money into your retirement account, each dollar that you defer could be worth as much as $1.65.

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Retirement Planning Retirement Planning Compensation Planning 52

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

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Assets Management Clients Compliance 246

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

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Assets Management Compliance Retirement Planning 245

WiserAdvisor

MAY 26, 2023

It is essential to choose investments that match your risk appetite to avoid unnecessary stress and surprises later. A financial advisor can help you understand your investment risk tolerance. This article will focus on the risks of investing, how they impact you, and what you can do to determine your risk appetite.

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The Chicago Financial Planner

JUNE 13, 2022

Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Focus on risk. Use stock market corrections and downturns to assess your portfolio’s risk and more importantly your risk tolerance. Be a smart investor.

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Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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Retirement Taxes Accounting Retirement Planning 122

Darrow Wealth Management

MARCH 3, 2025

The choice between stocks and bonds depends on their individual circumstances, such as risk tolerance, time horizon, and financial goals. While an investor’s timeline affects their risk tolerance and allocation decisions between stocks and bonds, it’s important to remember how long a retirement time horizon can truly be.

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Risk Tolerance Asset Allocation Assets Portfolio 72

Integrity Financial Planning

OCTOBER 9, 2023

When talking about retirement financial planning, we often take investment strategy at face value. When it comes to retirement, there’s another aspect of income generation that is introduced. When it comes to retirement, there’s another aspect of income generation that is introduced.

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Retirement Portfolio Investing Investments 98

Integrity Financial Planning

SEPTEMBER 12, 2022

Saving for retirement is a long-term endeavor. It requires a different perspective on your wealth and income that accounts for your needs in different stages of your life, from the beginning of your working years through your retirement. The Risk Bucket. The Safe Bucket. The Spend Bucket. The Importance of Balance.

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Retirement Risk Tolerance Retirement Planning Certification 84

WiserAdvisor

AUGUST 31, 2023

Financial advisors play a crucial role in assisting you before your retire. They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. Here are 5 benefits of hiring a financial advisor after you retire: 1.

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Financial Advisor Retirement Risk Tolerance Estate Planning 90

Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! How do I start putting money away for retirement?

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Retirement Accounting Risk Tolerance Taxes 98

Carson Wealth

AUGUST 25, 2022

How much do I need for retirement?” Your financial needs in retirement can depend on dozens of factors – some known and some unknown. One or two million dollars may seem like a lot of money to have set aside for retirement. A Retirement Reality Check. The concept of retirement continues to evolve with the world around us.

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Retirement Planning Retirement Planning Certified Financial Planner 98

Carson Wealth

OCTOBER 3, 2024

Retirement is an exciting milestone—a time to leave behind the hustle and bustle of work and embrace a new chapter filled with more freedom and opportunities to enjoy life. Planning well in advance ensures that your retirement years will be financially secure, fulfilling, and less stressful than your working years.

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Retirement Healthcare Retirement Planning Taxes 96

Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. You can actually test various bear markets and adjust accordingly.)

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WiserAdvisor

JULY 2, 2025

Healthcare costs are rising at a pace that demands attention, particularly for individuals nearing retirement. Without proper planning, healthcare expenses can quickly consume a significant portion of retirement savings. They can build a more resilient financial strategy for retirement. increase from the previous year.

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Healthcare Financial Advisor Management Medical 59

WiserAdvisor

DECEMBER 18, 2023

Navigating the journey to retirement can often feel like a complex puzzle, especially when it comes to figuring out how much you need to save. The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years.

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Retirement Retirement Planning Risk Tolerance Healthcare 81

Yardley Wealth Management

JANUARY 21, 2025

These professionals help you define clear financial objectives and create actionable plans to achieve them, whether you’re planning to buy a home, save for college, or prepare for retirement. Retirement Planning Retirement planning is one area where talking to a financial planner proves particularly worthwhile.

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Financial Planner Financial Planning Planning Retirement Planning 52

The Chicago Financial Planner

FEBRUARY 5, 2022

Any investment strategy that does not incorporate your goals, time horizon, and risk tolerance is flawed. Your investment strategy should be guided by your goals, your time horizon for the money and your tolerance for risk, not the outcome of a football game. Take stock of where you are. NEW SERVICE – Financial Coaching.

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Investing Investments Financial Planner Risk Tolerance 184

Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. You can help them start the year right by conducting a retirement checkup.

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Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Workable Wealth

MARCH 18, 2020

A 401(k) is a retirement savings vehicle sponsored by your employer. Through your 401(k), you’re able to contribute funds and invest them according to your risk tolerance and retirement timeline. If your 401(k) is set up through the employer you’re retiring from, you may be able to start taking withdrawals at age 55.

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Risk Tolerance Retirement Accounting Taxes 52

Yardley Wealth Management

FEBRUARY 18, 2025

Key benefits include: Ensuring essential financial obligations are met first – Taxes, estate planning, and retirement savings take precedence. Waterfall Wealth vs. Traditional Investment Strategies Traditional investment strategies focus on diversification, risk tolerance, and asset allocation across stocks, bonds, and real estate.

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Wealth Management Management Estate Planning Distribution 52

MainStreet Financial Planning

JULY 11, 2024

Each has unique benefits and drawbacks, and understanding these can help you decide which fits best with your financial situation, risk tolerance, and goals. Roth IRAs Roth IRAs are individual retirement accounts that offer unique advantages for both retirement and education savings.

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Planning Risk Tolerance Education Investing 97

Carson Wealth

JANUARY 23, 2025

By assigning clear purposes and timelines to each bucket, you help minimize behavioral risks like selling assets during market dips with the goal of helping your investments align with your priorities. By evaluating your risk tolerance, goals, and timeline, they can recommend the right mix of assets for each bucket.

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Financial Planning Planning Risk Tolerance Retirement 52

WiserAdvisor

JUNE 13, 2025

It plays a crucial role in helping people achieve financial stability, prepare for retirement, and leave a lasting legacy for their families. Here’s what to focus on: List your assets: Include properties, investments, savings, retirement accounts, insurance, and personal valuables. Wealth management isn’t only for the ultra-rich.

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Estate Planning Taxes Retirement Healthcare 59

Clever Girl Finance

MARCH 14, 2023

Common accounts that earn this sort of income include retirement accounts, like a 401(k) or IRA , savings accounts , or a general brokerage account that lets you sell and buy investment products like stocks, funds, etc. At the same time, you lower your exposure to the risks of each. Risk tolerance is simply a preference.

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Portfolio Risk Tolerance Accounting Taxes 105

Integrity Financial Planning

JUNE 7, 2023

Investing in an Individual Retirement Account (IRA) is an excellent way to save for retirement. Traditional IRAs offer immediate tax breaks, while Roth IRAs offer tax-free withdrawals in retirement. Your goals may be different depending on your age, retirement timeline, and lifestyle.

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Risk Tolerance Investing Investments Retirement 85

Tobias Financial

APRIL 8, 2025

As stock prices swing and the cost of everyday goods edges upward, the uncertainty can feel overwhelming, especially for those who rely on a fixed income in retirement. The overall theme that were really getting at is you really have to be aware of your risk tolerance and your financial plan, Chad shared.

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Portfolio Risk Tolerance Marketing Marketing 52