Nerd's Eye View

SEPTEMBER 20, 2023

But despite recognizing the impact of investment variability and sequence of return risk on a financial plan, advisors have generally ignored the same historical trends for inflation in their clients' financial plans.

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Integrity Financial Planning

OCTOBER 9, 2023

When talking about retirement financial planning, we often take investment strategy at face value. When it comes to retirement, there’s another aspect of income generation that is introduced. An investment portfolio focused on income generation has unique qualities, goals, and risks. [1]

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The Chicago Financial Planner

NOVEMBER 8, 2021

As someone saving for retirement , what should you do now? The PBS Frontline special The Retirement Gamble put much of the blame on Wall Street and they are right to an extent, especially as it pertains to the overall market drop. This is the time to review your portfolio allocation and rebalance if needed. Click To Tweet.

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Darrow Wealth Management

MARCH 3, 2025

The choice between stocks and bonds depends on their individual circumstances, such as risk tolerance, time horizon, and financial goals. Bond Basics: How Bonds Work and Reasons to Add Bonds to Your Portfolio Stock vs bond historical returns by calendar year Investors dont hold bonds to outperform stocks over the long run.

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The Chicago Financial Planner

JUNE 13, 2022

Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. You should continue to monitor your portfolio and make these types of adjustments as needed. Focus on risk. If not perhaps you are taking more risk than you had planned.

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Clever Girl Finance

MARCH 14, 2023

Portfolio income is the money you make from an investment account, and there are several ways to earn it. We’ll also go over the benefits of growing the income for your portfolio and how to deal with taxes from investments! What is portfolio income? Portfolio income is income earned from investment accounts.

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WiserAdvisor

JUNE 27, 2025

Let’s be honest, retirement isn’t what it used to be. The traditional blueprint of working until 65, collecting a pension, and retiring feels outdated, especially for mid-level professionals who’ve started thinking early about what their ideal retirement should look like. What’s the earliest you can retire?

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Tobias Financial

APRIL 8, 2025

As stock prices swing and the cost of everyday goods edges upward, the uncertainty can feel overwhelming, especially for those who rely on a fixed income in retirement. The overall theme that were really getting at is you really have to be aware of your risk tolerance and your financial plan, Chad shared.

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Getting Your Financial Ducks In A Row

MARCH 10, 2025

Many of us are covered by one or more types of defined contribution retirement plans, such as a 401(k), 403(b), 457, or any of a number of other plans. These plans are also often referred to as Qualified Retirement Plans (QRPs). As you defer money into your retirement account, each dollar that you defer could be worth as much as $1.65.

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WiserAdvisor

MAY 26, 2023

It is essential to choose investments that match your risk appetite to avoid unnecessary stress and surprises later. A financial advisor can help you understand your investment risk tolerance. This article will focus on the risks of investing, how they impact you, and what you can do to determine your risk appetite.

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Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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WiserAdvisor

AUGUST 31, 2023

Financial advisors play a crucial role in assisting you before your retire. They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. Here are 5 benefits of hiring a financial advisor after you retire: 1.

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The Chicago Financial Planner

FEBRUARY 5, 2022

Any investment strategy that does not incorporate your goals, time horizon, and risk tolerance is flawed. What impact have the solid stock market gains of the past three years had on your portfolio? Solid, well-managed active funds can also contribute to a well-diversified portfolio. Take stock of where you are.

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Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. You can help them start the year right by conducting a retirement checkup.

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Carson Wealth

AUGUST 25, 2022

How much do I need for retirement?” Your financial needs in retirement can depend on dozens of factors – some known and some unknown. One or two million dollars may seem like a lot of money to have set aside for retirement. A Retirement Reality Check. The concept of retirement continues to evolve with the world around us.

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WiserAdvisor

JUNE 18, 2025

Add some small-cap stocks to your investment portfolio to participate in the growth of emerging companies Stocks are typically classified by market capitalization, which is basically the total market value of a company’s outstanding shares. However, if you are concerned about the risk, do not go all in. Let’s start with the 401(k).

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WiserAdvisor

JUNE 13, 2025

It plays a crucial role in helping people achieve financial stability, prepare for retirement, and leave a lasting legacy for their families. When your portfolio leans too heavily in one direction, even a small downturn can lead to large losses. Investors who concentrated their portfolios in tech saw their savings take a painful hit.

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Yardley Wealth Management

JANUARY 21, 2025

These professionals help you define clear financial objectives and create actionable plans to achieve them, whether you’re planning to buy a home, save for college, or prepare for retirement. Retirement Planning Retirement planning is one area where talking to a financial planner proves particularly worthwhile.

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Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. You can actually test various bear markets and adjust accordingly.)

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Dear Mr. Market

AUGUST 5, 2022

A few other tailwinds that bode well for dividend-paying stocks include historically high levels of corporate cash, low bond yields, and a demographic of baby boomers needing income to last throughout retirement. The Top 10 Dividend Growth Portfolio strategy is a concentrated portfolio.

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Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! The 401(k) Plan 2. Traditional IRA 3.

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Carson Wealth

JANUARY 23, 2025

Tomorrow Bucket: Time Horizon: 210years Purpose: Medium-term goals and lifestyle expenses Investments: Bonds, income-producing strategies, lifestyle portfolios Designed for moderate growth and income, this bucket can help you navigate intermediate needs while managing risks like sequence of returns.

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BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

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Yardley Wealth Management

FEBRUARY 18, 2025

Key benefits include: Ensuring essential financial obligations are met first – Taxes, estate planning, and retirement savings take precedence. Traditional Investment Strategies Traditional investment strategies focus on diversification, risk tolerance, and asset allocation across stocks, bonds, and real estate.

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Workable Wealth

MARCH 18, 2020

A 401(k) is a retirement savings vehicle sponsored by your employer. Through your 401(k), you’re able to contribute funds and invest them according to your risk tolerance and retirement timeline. If your 401(k) is set up through the employer you’re retiring from, you may be able to start taking withdrawals at age 55.

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WiserAdvisor

MAY 13, 2025

Planning for retirement requires a well-thought-out investment strategy. A well-diversified portfolio helps protect against market volatility and minimizes the risk of significant losses. Below are 10 ways to diversify your investment portfolio for retirement: 1.

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BlueMind

OCTOBER 25, 2022

Category: Clients Risk. When it comes to their investment portfolios many tend to have a low-risk tolerance and with the unsettling economic situation with the ongoing pandemic, the word “risk” has become even more of a fearsome word for clients. Would they consider a 5% return worth taking a risk or 20%?

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Integrity Financial Planning

JUNE 7, 2023

Investing in an Individual Retirement Account (IRA) is an excellent way to save for retirement. Traditional IRAs offer immediate tax breaks, while Roth IRAs offer tax-free withdrawals in retirement. Your goals may be different depending on your age, retirement timeline, and lifestyle.

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Random Roger's Retirement Planning

MAY 19, 2025

Here's how Portfoliovisualizer builds a simple Swensen portfolio. The portfolio certainly is simple enough but where bonds with duration are concerned, the world got a little more complex in recent years. I've detailed the manner in which I work these into a portfolio and maybe you think it is simple or maybe not, it is all relative.

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The Big Picture

SEPTEMBER 18, 2024

That that’s not a great way to work your way through your financial life Barry Ritholtz : So let’s tie this together given the difference between the pursuit of happiness and the pursuit of contentment what does this mean for how investors should think about pursuing gains in their portfolios.

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WiserAdvisor

DECEMBER 15, 2023

According to a survey, a significant majority of Americans, approximately 80%, share the common notion that the point of working hard in your adult life is so you can enjoy a nice retirement. After years of dedicated labor and hard work, the prospect of a peaceful retirement appeals to everyone.

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Nationwide Financial

DECEMBER 7, 2022

For people nearing retirement, these challenges can be even more daunting. A market downturn at the start of retirement, hitting portfolio values when retirees begin to take account withdrawals, can be unsettling, even for seasoned investors. Many near-retirees see their highest portfolio values just before retirement.

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Integrity Financial Planning

SEPTEMBER 26, 2022

The same way you prepare for the winter, you might have to prepare your retirement finances for a potential recessionary period. There is no simple fix for getting ready for a rocky economy – what is right for you may vary based on your unique financial situation, goals, and retirement timelines. What Can We Expect from the Markets?

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Clever Girl Finance

NOVEMBER 8, 2022

Generally, you will use these investments to fund your retirement. Then you can choose the options that are best for you when you create your investment portfolio and financial plan. In general, these accounts are aimed at saving for your retirement in a tax-advantaged way. So it is a good idea to start as soon as you can.

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WiserAdvisor

DECEMBER 3, 2023

Creating a well-diversified portfolio is a pivotal task in investing. However, your work is far from complete, even after drafting a diversified portfolio. Rebalancing is a critical step that can help you optimize your portfolio’s performance. This helps you maintain a risk profile that resonates with your financial goals.

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WiserAdvisor

MAY 29, 2025

Its a great way to invest in strong performers while maintaining balance in your portfolio. Retirement accounts : Opening an Individual Retirement Account (IRA) is one of the smartest long-term moves you can make. It helps you evaluate risks, avoid scams, and align your portfolio with your goals.

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WiserAdvisor

APRIL 25, 2023

When investing in a 401(k), one of the most important decisions you can make is how often to rebalance your portfolio. Rebalancing involves adjusting the mix of assets in your 401(k) portfolio to maintain a desired level of risk and return. This article will explore how often to rebalance your 401(k). Need a financial advisor?

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