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What Is Budget Counseling And How Does It Work?

Clever Girl Finance

What is budget counseling? Budget counseling is when you meet with someone who can help you improve your finances. Many budget counselors work for nonprofit organizations, so you may be able to get assistance at no cost. You might do best with a strict plan for how every cent is used, as with the zero based budget.

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How Consumer Credit Counseling Works

Clever Girl Finance

In addition to all of the resources available to help you develop your own plan to get out of debt, there are public agencies that can offer assistance, too. If you’ve never heard of this option, you may be wondering, “how does consumer credit counseling work?” Another option is bankruptcy counseling. The best part?