Sat.Sep 24, 2022

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To CPT or Not to CPT, That Is the Question

Wealth Management

How to decide whether to create a Florida Community Property Trust (with an assist from The Bard).

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September Vehicle Sales Forecast: Increase to 13.7 million SAAR

Calculated Risk

From WardsAuto: September U.S. Light-Vehicle Sales Tracking to 5-Month High (pay content). Brief excerpt: "Despite the amount of pent-up demand waiting to be tapped, without an increase in incentives combined with dealers selling fewer vehicles above sticker price, waning availability of affordable offerings on dealer lots will cause sales gains to lag the expected growth in inventory.

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Visualizing Interest Rates Since 2020

The Big Picture

? ?. Visual Capitalist : “The sharp rise in interest rates has sent shockwaves through markets. The S&P 500 Index has steadily declined ~20% year-to-date, and the NASDAQ Composite Index has fallen ~30%. Bond markets are also showing signs of uncertainty, with the 10-year minus 2-year Treasury yield curve acting as a prime example. This yield curve subtracts the return on short-term government bonds from long-term government bonds.” The post Visualizing Interest Rates Since 2020 a

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Friday links: toxic workplaces

Abnormal Returns

Markets The very shortest end of the Treasury curve is not yet inverted. (bonddad.blogspot.com) Why it matters when the Fed stops raising rates. (capitalspectator.com) Strategy Why it's important to make investment decisions before a bear market hits. (awealthofcommonsense.com) Consistency is an investing superpower. (novelinvestor.com) Trading Retail investing is not going to become less 'democratized.

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2025 Industry Index: How Top Advisors Are Scaling Smarter (and Faster) This Year

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

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Luck & Timing in the Housing Market

A Wealth of Common Sense

A little less than one year ago I asked Are U.S. Housing Prices Becoming Unaffordable? At the time, the Case Shiller National Home Price Index had just hit a new all-time high for year-over-year price gains of around 20%. That meant monthly mortgage payments for median single family home prices were reaching all-time highs: But if you adjusted those monthly payments for inflation things didn’t look so bad: Adjust.

Marketing 101
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Are Buying CEFs Now Like Trying To Catch A Falling Chainsaw?

Random Roger's Retirement Planning

A few weeks ago a fire department colleague asked me about closed end funds (CEF). I used to use a couple back when the choice available in ETFs was more limited. I haven't used a CEF as an across the board holding in ages. My friend read something about them and had questions. I showed him charts of a couple long standing CEFs that have been steadily eroding since the financial crisis.

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A Minimalist List Of Things To Get Rid Of When You Declutter

Clever Girl Finance

Keeping your home clean isn’t always easy. Between your busy social life and work commitments , finding the time to clean up is a challenge. However, if left unchecked, clutter can start to overrun your home — a minimalist list of things to get rid of should help, so we created one for you! It may surprise you to learn that the average American spends three weeks cleaning in a year.

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Saturday links: too many clicks

Abnormal Returns

Autos Auto makers are struggling to meet demand for EVs. (wsj.com) Hertz ($HTZ) is planning to buy GM ($GM) EVs. (engadget.com) Lithium prices are soaring. (wsj.com) Transport Cars are disappearing from the streets of Paris. (reasonstobecheerful.world) Who needs a jetpack when you can ride a hoverbike? (euronews.com) Energy Puerto Rico's electrical grid was an problem even before Hurricane Fiona.

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DOL Alum Expects Latest Fiduciary Rule Update Will Be Pushed Back

Wealth Management

Phyllis Borzi says the Labor Department may wait to learn the outcomes of several ongoing lawsuits concerning a Trump-era rule before moving forward on new regulations.

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