Wealth Management

JUNE 20, 2025

Each discussed how providing a more holistic approach to distribution-phase planning in their practices can amp up organic growth for advisory firms. His start in tech journalism began as an editor with PC Magazine in 1999 where he later served as an analyst and reviewer.

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WiserAdvisor

JULY 2, 2025

Protecting against unexpected healthcare expenses with strategic financial planning Even with Medicare coverage and well-structured retirement plans, unexpected medical events such as hospitalizations, accidents, surgeries, or the onset of chronic conditions can significantly impact a retiree’s financial stability.

Healthcare 59

Healthcare Financial Advisor Management Medical 59

Zoe Financial

JUNE 18, 2025

This can come from dividends, interest, rental income, and distributions from brokerage or retirement accounts. Understanding the full picture of income sources helps with financial planning and decision-making.

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Insurance Accounting Taxes Retirement 40

Indigo Marketing Agency

JUNE 18, 2025

Check out our financial advisor case studies. Strategic Content Distribution Creating exceptional content for financial advisors is only half the battle. Strategic distribution ensures your content reaches the right audience at the right time. Infographic summaries make complex strategies easy to understand at a glance.

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Harness Wealth

NOVEMBER 12, 2024

HSAs give you an upfront deduction for the year of contribution, grow tax-free, and distribute tax-free, making them one of the most powerful tax-advantaged accounts. Consider 529 Plans A 529 Plan is a tax-advantaged investment account specifically designed to fund education costs.

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WiserAdvisor

JUNE 13, 2025

It plays a crucial role in helping people achieve financial stability, prepare for retirement, and leave a lasting legacy for their families. Yet even the best financial plans can stumble. Draft a will: Choose how your assets will be distributed and name guardians if you have minor children.

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Workable Wealth

NOVEMBER 25, 2020

Contributions are pre-tax, investments grow tax-free, and distributions are taxed as ordinary income. To add more tax-efficiency into your retirement planning, it’s also good to consider investing in a Roth IRA. Revisit Your Goals Financial planning is too often seen as a one and done task.

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Taxes Retirement Education Accounting 52

Zoe Financial

JUNE 20, 2025

For high-net-worth individuals, continuously refining your strategy over time is what keeps your plan efficient and aligned with evolving goals. That’s why we help investors connect with independent fiduciary advisors who can deliver personalized, coordinated strategies.

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Tobias Financial

JUNE 2, 2025

Estate planning is one of the most important steps in securing your financial legacy, but its also among the most complex. Understanding how assets will be distributed, navigating tax implications, and aligning these decisions with your personal goals can feel overwhelming.

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Discipline Funds

JULY 14, 2025

And here’s where I am both sympathetic but also the angry financial dad for the USA. The basic financial planning rule of thumb is that we should save 20% of our gross income. They then get married and have kids at 30 and start contributing to 529 plans. Tax deferred plans (IRA and 401K): $1,021,147.

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Healthcare Planning Financial Planner Financial Planning 66

NAIFA Advisor Today

MAY 13, 2025

Bobby Johnson is an experienced general agent and sales and distribution executive in the financial services industry. He leads life insurance distribution strategies, focusing on expanding agent partnerships and enhancing customer experiences.

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Insurance Distribution Financial Consultant Financial Services 52

MainStreet Financial Planning

NOVEMBER 25, 2024

Qualified charitable distributions are made directly to the eligible charity from a traditional IRA, inherited IRA, inactive Simplified Employee Pension (SEP) plan and inactive Savings Incentive Match Plan for Employees (SIMPLE) IRAs. 2025 amounts should become available later this year.

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Yardley Wealth Management

FEBRUARY 4, 2025

Key deductions include: Mortgage interest payments on primary and secondary residences Property tax deductions (subject to SALT limitations) Home office deductions for qualifying spaces Maximizing Retirement Account Benefits Take full advantage of tax-advantaged retirement accounts to reduce your current tax burden: Contribute the maximum allowed to (..)

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Taxes Wealth Management Healthcare Retirement 52

Yardley Wealth Management

AUGUST 27, 2024

What Are Qualified Charitable Distributions (QCDs)? For those over 70½, you might already be familiar with Qualified Charitable Distributions (QCDs). For years, QCDs have allowed people to donate directly from their IRAs without paying taxes on those distributions.

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Harness Wealth

APRIL 16, 2025

Roth IRAs offer unique advantages including tax-free growth, no required minimum distributions during the owner’s lifetime, and potential tax benefits for heirs. The absence of required minimum distributions during the owner’s lifetime. One of the Roth IRA’s most compelling features?

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Darrow Wealth Management

MAY 7, 2025

Darrow Wealth Management offers asset management and financial planning services; we do not provide tax advice or tax preparation services. Dividends, interest, and capital gains distributions are taxable, whether you take the cash or reinvest cash or shares. This article covers the following topics: What is a capital gains tax?

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Taxes Accounting Assets Retirement 72

Carson Wealth

MAY 29, 2025

So, taking Social Security at the right time and in the right way is crucial to your overall financial plan. Whether were talking about required minimum distributions or Social Security benefits , the right approach can help to keep you from paying unnecessary taxes.

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Retirement Planning Retirement Planning Taxes 52

Darrow Wealth Management

JANUARY 16, 2025

Inheriting a Trust Fund: Distributions to Beneficiaries Do You Pay Tax on an Inheritance? integrating financial planning with investment management, our goal is to help you build and grow your wealth. Whether the decedent was your spouse, parent, or other type of non-spouse doesn’t really matter. Yes and no.

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Assets Estate Planning Taxes Wealth Management 98

Financial Symmetry

APRIL 9, 2025

They arent just personal milestones but important life events and moments that should prompt you to update your financial plans. Consider other donation options, like contributing appreciated securities or making qualified charitable distributions from IRAs if you’re eligible.

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Taxes Tax Planning Retirement Planning 62

WiserAdvisor

JULY 7, 2025

With a Traditional IRA, you are expected to start taking Required Minimum Distributions (RMDs) once you turn 73, as of 2025. Whether your withdrawal is qualified or not decides whether you owe taxes or penalties on a premature Roth IRA distribution. The rules around withdrawals and tax treatment are very different for each.

Planning 40

Planning Retirement Taxes Distribution 40

Carson Wealth

APRIL 24, 2025

That depends on your overall financial plan and a variety of other factors. If she were to take a $7,000 distribution, she would pay $840 in taxes. In the event he needed additional income, he could take a distribution from his Roth IRA and pay $0 in taxes since he already prepaid his tax bill when he made his contribution.

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Retirement Distribution Taxes Retirement Planning 117

Yardley Wealth Management

JUNE 25, 2025

Understanding Required Minimum Distribution Rules Regardless of whether you need to withdraw money from your qualified accounts to support your desired lifestyle in retirement, the IRS mandates that you take an annual Required Minimum Distribution (RMD). Employer matching is pretax and not distributed tax-free during retirement.

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Wealth Management

JUNE 9, 2025

No one refuted that more consolidation, a touchy subject, was coming, with some citing acquisitions as a growth strategy in Cormier’s research.

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Wealth Management Retirement Planning Assets 138

Discipline Funds

DECEMBER 29, 2024

Good financial planning is all about asset and liability matching across time. A financial plan with an asset liability mismatch is likely to fail over time. Nothing will nuke your financial plan like high credit card debts and other high rate liabilities. Asset and Liability Matching.

Financial Planning 64

Financial Planning Planning Asset Allocation Retirement Planning 64

Zajac Group

APRIL 23, 2025

Receive income : During the term of the trust, youor other designated income beneficiariesmay receive an annual distribution from the trust. For example, a $1 million CRAT with a 5% payout rate would distribute $50,000 annually for the duration of the trust. If it declines, so does your distribution.

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Financial Symmetry

APRIL 28, 2025

If you fail to name any beneficiaries, then the account(s) will potentially go through probate, which would incur extra costs and drag the distribution process out. If you have no estate documents, known as dying intestate , and no beneficiaries are listed, then distribution will follow your states intestate succession laws.

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Estate Planning Accounting Insurance Distribution 62

Harness Wealth

APRIL 15, 2025

Thats why net worth, not income, can often be a better measure of long-term financial health. According to the Federal Reserves 2022 Survey of Consumer Finances , heres how household wealth is distributed on average across all U.S. Whats on the Average American Balance Sheet?

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Wealth Advisor Taxes Assets Retirement 52

Carson Wealth

DECEMBER 5, 2024

However, either the donor or the donor’s representative retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Just like the rest of your financial journey, optimized giving is complex and should follow a plan.

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Yardley Wealth Management

DECEMBER 10, 2024

Consider Estate Planning Estate planning is an essential component of retirement planning, especially for single women. Take the time to create or update your estate plan to ensure that your assets are distributed according to your wishes and that your loved ones are provided for in the event of your death or incapacity.

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Retirement Planning Financial Advice Retirement Planning 52

Wealth Management

JUNE 11, 2025

The second amendment to the revocable trust agreement directed the following distributions: • 2 million dollars to the trustee of the MCC Trust, to be held for Maria’s benefit. The MCC Trust agreement included terms about the distribution of trust assets: 3.2. Administration of Trust Estate for Beneficiary.

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Taxes Wealth Management Estate Planning Distribution 156

The Big Picture

MAY 13, 2025

So all of those, you know, through different lenses were opportunities outside of my day-to-day swim lane or, you know, job, if you will, to give back to either the community with regard to the Vanguard Foundation or get involved in our international business through our Irish Funds distribution through that board, or in Vanguard Charitables case.

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Clients Investing Investments Management 130

Carson Wealth

JUNE 26, 2025

Examples of this occurring include: Beginning to take required minimum distributions. Needing to take a large, unplanned distribution from a retirement account to pay for an unexpected expense. The important thing is to plan for these strategies before the end of the year in which you want to implement them.

Tax Planning 98

Tax Planning Retirement Taxes Planning 98

Carson Wealth

MAY 8, 2025

Seek guidance from a trusted financial advisor with whom you can engage for a financial plan. Distributions from traditional IRAs and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 1/2, may be subject to an additional 10% IRS tax penalty. Ask questions.

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Retirement Retirement Planning Taxes Distribution 71

WiserAdvisor

JUNE 27, 2025

And once you hit your 70s, Required Minimum Distributions (RMDs) can push you into a higher tax bracket. Additionally, each client receives comprehensive financial planning to ensure they are moving toward their financial goals. But those withdrawals are taxed as ordinary income. Enter the Roth Conversion Ladder.

Retirement 59

Retirement Planning Retirement Planning Taxes 59

Wealth Management

JUNE 11, 2025

These children may question her spending, distributions or motivations, particularly if they weren’t included in planning conversations while their parent was alive. Related: Tax Court Rules $2 Million Bequest to Spouse Isn’t QTIP To prevent this, advise your clients to discuss their estate plans early and openly.

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Estate Planning Planning Wealth Management Fiduciary Duty 217

WiserAdvisor

JULY 1, 2025

Estate planning is not just for the wealthy; it is essential for anyone who wants to ensure their assets are managed and distributed according to their wishes. Whether you own an elaborate portfolio or a single family home, having a comprehensive plan in place can protect your legacy and provide peace of mind for your loved ones.

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Estate Planning Planning Distribution Taxes 59

Wealth Management

NOVEMBER 14, 2024

Morgan Christiansen, VP of Distribution at The Pinnacle Group, explores the evolving role of insurance in financial planning at Nitrogen's 2024 Fearless Investing Summit.

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