The Big Picture

JULY 16, 2025

You mentioned donor-advised funds, uh, philanthropy when it comes to both financial and estate planning. Philanthropy is a big part of both retirement and estate planning. Asset allocation has called this the thorniest problem in all of finance. And you’re also doing a little bit of tax planning as well.

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WiserAdvisor

JUNE 13, 2025

Below are some of the mistakes you should avoid making to secure your wealth: Mistake #1: Not diversifying your investments Investing too much of your money into one sector, one type of asset, or one region can expose your wealth to unnecessary risk. A good estate plan ensures your assets go where you want them to.

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Estate Planning Taxes Retirement Healthcare 59

Yardley Wealth Management

NOVEMBER 12, 2024

By planning for the unexpected, you can be confident that your family is prepared to weather any storms. Create a Will and Estate Plan Estate planning allows you to outline precisely how your assets should be distributed and how your children should be provided for if you’re no longer there.

Financial Planning 52

Financial Planning Planning Estate Planning Education 52

Darrow Wealth Management

APRIL 21, 2025

This approach typically provides greater benefits to those who have significant assets and high taxable income in retirement. Inheritance and estate planning There are a couple ways a Roth IRA conversion can assist with estate and legacy planning. A spouse may also elect to defer RMDs if they inherit the account.

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Retirement Planning Retirement Taxes Accounting 54

Darrow Wealth Management

MARCH 13, 2025

If one stock makes up more than 10% of your overall asset allocation, it’s probably too much. When considering the distribution of excess lifetime returns of individual stocks vs the Russell 3000, the median stock underperformance was almost -10%.(J.P. What is a concentrated stock position?

Management 77

Management Taxes Estate Planning Asset Allocation 77

Zoe Financial

JUNE 18, 2025

This can come from dividends, interest, rental income, and distributions from brokerage or retirement accounts. There are many ways to invest, including stocks, bonds, real estate, private equity, and alternative assets. Estate planning: Structuring financial matters to align with personal preferences and long-term objectives.

Insurance 40

Insurance Accounting Taxes Retirement 40

Zoe Financial

JUNE 20, 2025

For high-net-worth individuals, continuously refining your strategy over time is what keeps your plan efficient and aligned with evolving goals. She wants to minimize taxes while aligning her legacy with charitable values. They’ve built a solid savings habit, but now want to refine how their wealth is structured and protected long term.

Retirement Planning 40

Retirement Planning Retirement Planning Estate Planning 40

Harness Wealth

JULY 14, 2025

Alternative investments encompass a broad range of assets beyond traditional stocks, bonds, and cash. Cryptocurrencies and digital assets: Decentralized digital or virtual currencies and other digital representations of value using cryptography. What are tax-efficient alternative investment structures?

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Taxes Investing Investments Assets 52

Carson Wealth

MAY 7, 2025

They are essentially dedicated accounts into which you, and other donors as well, can place cash, stocks, or non-publicly traded assets that are eligible for an immediate tax deduction. You can take your time, however, deciding how you want to distribute the donations, which meanwhile can potentially grow tax-free within the account.

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Compliance Distribution Taxes Assets 52

Nerd's Eye View

APRIL 22, 2025

Vanessa is the CEO of Expressive Wealth, an RIA based in Chicago, Illinois, that oversees $135 million in assets under management for approximately 70 client households, including 10 ‘core' ultra-high-net-worth families.

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Clients Planning Estate Planning Communication 130

Yardley Wealth Management

FEBRUARY 4, 2025

Key deductions include: Mortgage interest payments on primary and secondary residences Property tax deductions (subject to SALT limitations) Home office deductions for qualifying spaces Maximizing Retirement Account Benefits Take full advantage of tax-advantaged retirement accounts to reduce your current tax burden: Contribute the maximum allowed to (..)

Taxes 52

Taxes Wealth Management Healthcare Retirement 52

Carson Wealth

DECEMBER 31, 2024

Your personal preferences and the potential good your bequests can do are factors to think about in your estate planning. What Is Estate Equalization? Basically, estate equalization is the process of helping ensure fairness in your estate plan, whether that means leaving all your primary heirs the same bequests or not.

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Estate Planning Planning Taxes Distribution 52

Harness Wealth

APRIL 16, 2025

Roth IRAs offer unique advantages including tax-free growth, no required minimum distributions during the owner’s lifetime, and potential tax benefits for heirs. The absence of required minimum distributions during the owner’s lifetime. Some investors even convert stable-value assets first to minimize market risk.

Taxes 52

Taxes Retirement Planning Retirement Distribution 52

Yardley Wealth Management

AUGUST 27, 2024

What Are Qualified Charitable Distributions (QCDs)? For those over 70½, you might already be familiar with Qualified Charitable Distributions (QCDs). For years, QCDs have allowed people to donate directly from their IRAs without paying taxes on those distributions.

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Taxes Wealth Management Distribution CFP 40

Darrow Wealth Management

JANUARY 16, 2025

A step-up in basis is a tax advantage for individuals who inherit stocks or other assets, like a home. Heres how stepped up cost basis works on stock and other assets at death. Understanding step-up in basis at death If youve received an inheritance you may have questions about the tax treatment of certain assets.

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Assets Estate Planning Taxes Wealth Management 98

Carson Wealth

DECEMBER 17, 2024

By Brady Marlow, CFP, AEP, CAP, CPWA, CExP , Director, Carson Private Client Wealth Strategy Although most people focus first on loved ones in developing their estate plan, you may also want your legacy to include continuing support of issues and organizations youre passionate about. The trust is a wholly separate entity from you.

Estate Planning 52

Estate Planning Planning Distribution Taxes 52

Cornerstone Financial Advisory

MARCH 14, 2025

As a Christian, your estate plan should represent your dedication to financial stewardship according to Scripture. W hat important factors should Christians consider when estate planning? W hat important factors should Christians consider when estate planning?

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Estate Planning Planning Ethics Healthcare 52

Harness Wealth

FEBRUARY 4, 2025

In this article, well explore all the details of alternative investments, the reasons behind their growth as an investment choice, and how their tax treatment differs from traditional assets. Eligibility: Direct property investment does not require accreditation, but some real estate platforms have accreditation requirements.

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Taxes Investing Investments Startup 52

The Big Picture

JANUARY 21, 2025

And I think you will also, if you are at all curious about estate planning or investing or personal finance, this is not the usual discussion and I think it’s very worthwhile for you to hear this and share it with friends and family. And suddenly you could buy index funds that cover all of the major asset classes.

Investing 144

Investing Investments Retirement Management 144

Yardley Wealth Management

JUNE 25, 2025

Withdrawing money from your accumulated assets is often more complex than it appears. When you sell investments from these accounts, you may be required to pay capital gains tax on any profits, depending on how long you’ve held the assets and your overall tax situation.

Retirement 52

Retirement Distribution Taxes Accounting 52

Wealth Management

JUNE 11, 2025

Melissa Rodriguez June 11, 2025 5 Min Read As the most significant intergenerational wealth transfer in the history of the United States unfolds, women, particularly widows, are increasingly at the forefront of estate management and disputes.

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Estate Planning Planning Wealth Management Fiduciary Duty 224

Financial Symmetry

APRIL 28, 2025

When it comes to estate planning, there are many pieces to ensure that your heirs and loved ones are taken care of and have a clear understanding of your wishes. Any estate planning professional would tell you that the more you do while you are still living, the better.

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Estate Planning Accounting Insurance Distribution 62

Wealth Management

JUNE 9, 2025

trillion and 121 million participant accounts along part of the $37 trillion overall in retirement assets, the pressure is causing many record keepers to dig deep and, for many, reinvent themselves or face exiting the market before their valuations drop even further just as it did for active asset managers years ago.

Wealth Management 144

Wealth Management Retirement Planning Assets 144

Harness Wealth

JANUARY 28, 2025

No required minimum distributions (RMDs). For individuals with investments in assets such as stocks, real estate, and other securities, changes in the capital gains taxespecially long-term capital gainswill be particularly relevant. Enjoy tax-free growth and withdrawals. Drawbacks: Conversions may trigger taxes.

Taxes 52

Taxes Planning Retirement Accounting 52

Zajac Group

APRIL 23, 2025

For executives and entrepreneurs holding highly appreciated assets, the need for diversification becomes increasingly important. But for those interested in charitable giving, there may be a way to address the tax concerns associated with highly appreciated assets and give meaningfully over time.

Distribution 52

Distribution Taxes Assets Tax Planning 52

Discipline Funds

DECEMBER 29, 2024

Asset and Liability Matching. Good financial planning is all about asset and liability matching across time. That means you need to make sure you understand how your income and assets relate to your expenses and liabilities. A financial plan with an asset liability mismatch is likely to fail over time.

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Financial Planning Planning Asset Allocation Retirement Planning 64

Darrow Wealth Management

MAY 6, 2025

Losing a spouse is a difficult time, and navigating the complexities of inherited assets can feel overwhelming. The Single Life Table typically results in higher mandatory distributions. Note that if the deceased account holder had not yet taken their RMD for the year of death, that distribution must still be taken.

Distribution 54

Distribution Accounting Tax Planning Taxes 54

Zajac Group

MARCH 11, 2025

If you choose to withdrawal early, youll often be distributed your proportionate value of your original shares, and such early withdrawal can result in the loss of tax deferral as well as fees or penalties imposed by the fund provider. The qualifying assets need to make up at least 20% of the portfolios total gross assets.

Taxes 52

Taxes Portfolio Assets Investing 52

Yardley Wealth Management

DECEMBER 10, 2024

Consider investing in a mix of stocks, bonds, and other asset classes to spread risk and maximize potential returns. Protect Your Assets Protecting your assets is critical for preserving your financial security in retirement. Adjust your budget as needed to align with your financial goals and lifestyle preferences.

Retirement Planning 52

Retirement Planning Financial Advice Retirement Planning 52

Wealth Management

JUNE 11, 2025

The second amendment to the revocable trust agreement directed the following distributions: • 2 million dollars to the trustee of the MCC Trust, to be held for Maria’s benefit. The MCC Trust agreement included terms about the distribution of trust assets: 3.2. Administration of Trust Estate for Beneficiary.

Taxes 162

Taxes Wealth Management Estate Planning Distribution 162

Nationwide Financial

AUGUST 23, 2024

Key Takeaways: Net Unrealized Appreciation (NUA) is the difference between the cost basis of employer securities in a retirement plan and their market value at the time of distribution. NUA is not taxed as ordinary income at the time of distribution, which can offer significant tax advantages. What are the rules governing NUA?

Retirement 52

Retirement Retirement Planning Distribution Taxes 52

Nerd's Eye View

MAY 14, 2025

They might want to have more control over how the account assets are distributed to their beneficiaries. Whatever the reason, naming a trust as the beneficiary of a retirement account subjects the account to a complex series of rules regarding how the account must be distributed after the owner's death.

Distribution 189

Distribution Accounting Retirement Retirement Planning 189

Wealth Management

JULY 17, 2025

Resonant Capital Merges with Tax, Accounting Firm QBCo by Alex Ortolani Jul 18, 2025 1 Min Read SEC Chair Paul Atkins Alternative Investments SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully by Nicola M. Handler, Alison E. 2d 369 (S.D.N.Y

Taxes 144

Taxes Estate Planning Distribution Wealth Management 144

Carson Wealth

MAY 8, 2025

Healthcare emergencies, unexpected home repairs, or the sudden loss of a loved one can shake up even the best retirement plan. Make sure you have at least a basic estate plan in place. Contribute to a Retirement Savings Plan A big part of how to prepare for retirement is putting your money to work.

Retirement 71

Retirement Retirement Planning Taxes Distribution 71

WiserAdvisor

JULY 1, 2025

Estate planning is not just for the wealthy; it is essential for anyone who wants to ensure their assets are managed and distributed according to their wishes. A lack of estate planning can lead to significant complications. An effective estate plan does more than simply divide assets.

Estate Planning 59

Estate Planning Planning Distribution Taxes 59

Wealth Management

JULY 18, 2025

Resonant Capital Merges with Tax, Accounting Firm QBCo by Alex Ortolani Jul 18, 2025 1 Min Read SEC Chair Paul Atkins Alternative Investments SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully by Nicola M. Artists and authors don’t create fo.

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Estate Planning Planning Wealth Management Clients 230

Abnormal Returns

FEBRUARY 19, 2024

morningstar.com) The biz Creative Planning was able to retain some 60% of the United Capital assets. riabiz.com) XY Planning Network is launching a new in-house RIA, XYPN Sapphire. obliviousinvestor.com) Estate planning Changing an estate plan takes time. billion in donor-recommended grants in 2023.

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Clients Estate Planning Wealth Management Financial Advice 279