Yardley Wealth Management

SEPTEMBER 10, 2024

Investing for Retirement: Strategies for Long-Term Success Introduction Investing for retirement is a journey that demands careful planning, patience, and discipline. Do you plan to travel extensively, pursue hobbies, or volunteer? Learn more about retirement plan options here. What lifestyle do you envision?

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Yardley Wealth Management

FEBRUARY 18, 2025

We’ll also explore the role of income tiers, provide real-world case studies, and highlight key considerations when implementing this strategy in your financial plan. Key benefits include: Ensuring essential financial obligations are met first – Taxes, estate planning, and retirement savings take precedence.

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WiserAdvisor

DECEMBER 2, 2022

However, what is equally critical when it comes to creating a portfolio is asset allocation and selection. Asset allocation aims to balance risk and reward through a portfolio composition of different kinds of assets. If not allocated efficiently, you may become subject to a slew of taxes and other charges.

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Tobias Financial

MARCH 16, 2025

It is for information and planning purposes only. Whether youre new to investing or have years of experience, taking a step back to evaluate your strategy can help ensure that your portfolio remains aligned with your objectives, especially in times of market uncertainty and volatility.

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Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. Here are some key points to use with clients as you help them assess their retirement plans.

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The Chicago Financial Planner

FEBRUARY 5, 2022

Rather I suggest an investment strategy that incorporates some basic blocking and tackling: A financial plan should be the basis of your strategy. Any investment strategy that does not incorporate your goals, time horizon, and risk tolerance is flawed. Take stock of where you are. Costs matter. Photo credit: Flickr.

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Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. You can actually test various bear markets and adjust accordingly.)

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The Chicago Financial Planner

NOVEMBER 8, 2021

This is the time to review your portfolio allocation and rebalance if needed. For example, your plan might call for a 60% allocation to stocks but with the gains that stocks have experienced you might now be at 70% or more. Financial Planning is vital. Manage your portfolio with and eye towards downside risk.

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Darrow Wealth Management

MARCH 13, 2025

If one stock makes up more than 10% of your overall asset allocation, it’s probably too much. A diversified portfolio is the cornerstone of a risk-adjusted investment strategy. Since single stocks don’t move like the broader market, you’re exposed to much greater risk.

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Trade Brains

JUNE 6, 2025

Parag Parikh Flexi Cap Fund AUM : ₹1,00,000+ crore 1-Year Return : ~36% Expense Ratio : ~0.80% (Direct Plan) Why it stands out : This fund has achieved a significant milestone by surpassing ₹1 lakh crore in Assets Under Management (AUM), making it the largest flexi cap fund in India. How to Choose the Right Multicap Fund?

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MainStreet Financial Planning

DECEMBER 20, 2023

One area that often gets overlooked in the midst of planning is reviewing your financial habits and goals, so I’ve put together a short list of 3 areas to review before January. If you are unsure if your portfolio aligns with your risk tolerance, time horizon and goals, reach out to us at Mainstreet and we would be happy to help!

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Darrow Wealth Management

OCTOBER 29, 2024

Your asset allocation is the percentage of your portfolio that you distribute between different asset classes, like stocks and bonds. To rebalance your portfolio, you’ll buy and sell certain investments to realign to your accounts with your desired asset allocation. Why does this matter?

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WiserAdvisor

APRIL 25, 2023

Rebalancing a 401(k) refers to adjusting the asset allocation of your investment portfolio back to its original target percentages. Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. Click to compare vetted advisors now.

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eMoney Advisor

MARCH 21, 2023

Historically, staying the course and following a financial plan has outperformed rash investment decisions when there are times of uncertainty in the financial market. But it takes a strong plan—and no small amount of willpower—to do this. You can also look at cash management and debt reduction solutions.

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Yardley Wealth Management

JUNE 11, 2025

By its nature, diversification is designed to align an investor’s goals, time horizon, and risk tolerance. For example, a portfolio concentrated in a single investment may deliver higher returns, but it also might carry higher risks. A diversified portfolio is designed to help manage risk during market cycles.

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Carson Wealth

MARCH 21, 2025

But you might consider increasing your impact by setting up a structured , long-term philanthropic plan such as an endowment. An endowment is a portfolio of assets that is invested to provide support for a cause. Donations to endowment funds are tax-deductible, giving them a place in your overall financial management and tax plan.

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Carson Wealth

DECEMBER 1, 2022

Meeting with a qualified financial planning professional can help you begin building positive and lasting behaviors.?? . Take Advantage of Retirement Plans and Matching Contributions. Retirement plans, such as 401(k) and 403(b) plans, allow employees to contribute a portion of their salary up to a federal limit ($20,500 in 2022).

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Nationwide Financial

DECEMBER 7, 2022

Maintaining an appropriate asset allocation for an investor’s specific goals and risk tolerance is critical for long-term success. There’s value in staying invested in that asset allocation and not trying to time the market’s ups and downs or succumbing to fear when markets turn tumultuous.

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WiserAdvisor

DECEMBER 15, 2023

For instance, they can guide you on leveraging employer-sponsored retirement plans, such as a 401(k) with employer matches, to optimize your contributions and harness the full benefits of the accounts. IRAs offer you the flexibility to contribute to your retirement savings independently, outside of employer-sponsored plans.

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Fortune Financial

SEPTEMBER 25, 2023

Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

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International College of Financial Planning

AUGUST 31, 2023

Understanding the importance of asset allocation is like building a strong financial foundation. It’s all about spreading your investments across different asset classes, like stocks, bonds, and real estate, to manage risk and maximize returns. This helps manage risk and maintain your desired balance of returns.

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Workable Wealth

APRIL 29, 2020

There are many reasons for people to sell assets including Withdrawing money Rebalancing a portfolio Desire to make a change to investment strategy Changing risk tolerance Diversification needs Market performance The bottom line here is that your investments aren’t stagnant. They are moving and changing as your needs change.

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International College of Financial Planning

JULY 31, 2023

Their knowledge extends to various investment products, risk management, tax implications, and financial planning. Armed with this expertise, investment advisors can comprehensively analyze clients’ financial situations and devise tailored strategies to align with their unique goals and risk tolerances.

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WiserAdvisor

DECEMBER 3, 2023

It ensures that your portfolio aligns with your risk tolerance and enables you to establish the desired equilibrium between stocks and bonds. This helps you maintain a risk profile that resonates with your financial goals. It allows you to realign your asset allocations as your financial objectives evolve.

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Clever Girl Finance

OCTOBER 8, 2024

Staying committed to my investment plan, even during market downturns, has been crucial. Understand your risk tolerance Assess your age, income, and goals to determine your risk appetite. Caveat: Take advantage of employer contributions Now, if your employer offers a 401(k) matching plan , don’t sleep on it.

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Workable Wealth

SEPTEMBER 16, 2020

Asset Allocation. Building on diversification, asset allocation is an investment strategy that builds your portfolio by weighing an adequate amount of risk for your goals. Asset allocation evaluates how your portfolio is created and the specific securities you are investing in. Dollar-Cost Averaging.

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WiserAdvisor

FEBRUARY 29, 2024

They help with asset allocation Asset allocation is an important component of successful retirement planning, and working with the best financial advisors for retirement can provide invaluable guidance in navigating this complex terrain.

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MainStreet Financial Planning

MARCH 2, 2023

This is where it goes into real financial advice as well as explanations on asset allocation, diversification and risk tolerance. There is a significant focus on the relationship between risk and reward, and the importance of deciding upon the degree of risk you’re willing to take.

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Park Place Financial

MARCH 14, 2022

FINANCIAL PLANNING What is Portfolio Rebalancing? For example, you can shift money between asset classes to reflect market changes and work with your financial adviser to create a diversified strategy. When people buy and sell sections of their portfolio to maintain a consistent asset allocation, they are rebalancing their investments.

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Fortune Financial

SEPTEMBER 25, 2023

Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

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Good Financial Cents

JUNE 11, 2023

You can also get information on your performance and asset allocation. Like other similar products, they first determine your risk tolerance, personal preferences, and investment goals. This will help you to create an asset allocation that will get you where you need to go with your investments.

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WiserAdvisor

MARCH 30, 2023

It stands out as it focuses directly on your goals, determining the amount of money you need to achieve your financial goals, and then developing an investment plan designed to achieve those goals within a specific timeframe. You must consider your risk tolerance and ability to tolerate market fluctuations.

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Zoe Financial

MAY 18, 2023

From retirement planning to market volatility, equity compensation, family expenses, and major life transitions, it’s easy to feel overwhelmed with financial responsibilities. Planning for retirement is a significant financial milestone, and you should do everything in your power to make it exactly how you envision it.

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Your Richest Life

SEPTEMBER 10, 2024

Your ideal investing strategy will be unique to you: your life phase, goals and risk tolerance will all play a role in informing your “ideal” methodology. Or, if you plan to buy a house within the year and your down payment is sitting in the stock market, you might run the risk of losing that money in a down market before you buy.

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Nationwide Financial

MARCH 1, 2023

Even with diligent financial planning, relying on a single source of income may expose a client to heightened financial risk during an economic downturn. Align client portfolios with their risk tolerance and time horizon. Diversify your client’s income sources.

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Talon Wealth

AUGUST 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Retirement Taxes are Usually Lower than Working-Years Taxes Remember that taxes are usually lower during retirement years when planning for retirement.

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Talon Wealth

OCTOBER 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Retirement Taxes are Usually Lower than Working-Years Taxes Remember that taxes are usually lower during retirement years when planning for retirement.

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