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The Digitally Borderless Society Is Coming—And Faster Than We Think

Wealth Management

Let’s say your planning tool doesn’t integrate with your CRM. An AI agent observes your behavior, interprets unstructured notes, and programmatically updates the CRM with relevant action items, family data, asset allocation, and risk metrics—all without middleware. No problem.

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10 High-Income Tax Planning Strategies to Complete Before 2025: A Year-end Checklist

Harness Wealth

The HSA contribution limit for 2024 is $4,150 for an individual and $8,300 if your health insurance also covers your family. Frontloading 529 Contributions Contributions to 529 plans can also be frontloaded or “superfunded”, allowing you to make up to five years’ worth of contributions in a single year without incurring gift taxes.

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Transcript: Lisa Shalett, CIO Morgan Stanley

The Big Picture

She was CIO at Merrill Lynch Asset Management, and now CIO at both Morgan Stanley Wealth Management and runs their asset allocation models and their outsourced chief investment officer models. 00:20:56 [Speaker Changed] So, so let’s talk a little bit about what goes into managing a hundred plus billion dollars in assets.

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Impact of New Tariffs on Your 401(k) by Age

WiserAdvisor

An advisor can help you adjust your asset allocation within your 401(k). A personalized retirement plan can help account for inflation, market volatility, and your shorter time horizon. Another vital step is reassessing your asset allocation.

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2025 Financial Planning Checklist

Discipline Funds

Asset Allocation and Goals. We are big advocates of time based asset allocation. This means you should try to create specific buckets for your portfolio where youre matching future expenses and liabilities to specific corresponding assets. Estate Planning Do you have a trust and will?

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Diversification is SO Back

Wealth Management

Zephyr , is an award-winning asset and wealth management software that offers portfolio construction, proposal generation, advanced analytics, asset allocation, manager screening, risk analysis, portfolio performance and more, transforming multifaceted data into digestible intel.

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Weekend Reading – Booms and Brats

Discipline Funds

The simple answer is that the short-term movements of the stock market should be irrelevant to your financial plan assuming you have a well constructed temporally diversified portfolio. Insurance is largely optional and plan dependent, but I think of the other 4 time horizons as essential. 2) Stock market gambling.