Investing Caffeine

MAY 3, 2023

Are you overly concentrated in one asset class, sector, or individual security? Risk Tolerance: What is your asset allocation? This article is an excerpt from a previously released Sidoxia Capital Management complimentary newsletter (May 1, 2023). I know what my answer is. www.Sidoxia.com Wade W.

Retirement 59

Retirement Retirement Planning Financial Advisor Planning 59

WiserAdvisor

SEPTEMBER 27, 2023

As of 2023, you need to start taking your RMDs from the age of 73. In 2023, you can contribute up to $22,500 to a 401(k) or $30,000 if you are 50 or older. On the other hand, the Roth IRA contribution limit in 2023 is $6,500 or $7,500 if you are 50 or older. Moreover, IRAs have lower contribution limits than 401(k)s.

Risk Tolerance 40

Risk Tolerance Retirement Retirement Planning Taxes 40

WiserAdvisor

MARCH 19, 2024

A study reveals that 22% of wealthy individuals wanted to invest in residential property in 2023, while 19% in commercial property. Spreading their investments across different property types, locations, and market segments helps the wealthy mitigate risks and enhance the strength of their investment portfolios.

Investing 45

Investing Investments Financial Advisor Taxes 45

WiserAdvisor

JUNE 22, 2023

It is essential for your investment portfolio to align with your unique financial goals, risk tolerance, and time horizon. Diversification can minimize risk by reducing the impact of any single investment on the overall portfolio’s performance. Traditional accounts require RMDs starting at age 73, as of 2023.

Financial Advisor 40

Financial Advisor Portfolio Investing Investments 40

The Big Picture

MAY 9, 2023

So what we find, and then of course we have a multi-asset solutions business where we talk to clients about the entirety of their portfolio, their strategic asset allocation models. They have a different liability structure, different investment goals, different investment risk tolerances, and we have different teams.

Assets 296

Assets Clients Investing Investments 296

Good Financial Cents

MAY 1, 2023

The Contribution Limits of Contributory IRA For 2023, the contribution limit for Contributory IRA is $6,500. Individuals can choose the investment options that best suit their retirement goals and risk tolerance. Tax-deductible contributions reduce the individual’s taxable income, while non-deductible contributions do not.

Risk Tolerance 95

Risk Tolerance Taxes Retirement Accounting 95

Carson Wealth

APRIL 25, 2024

Investment strategy: Determine asset allocation and investment vehicles aligned with risk tolerance and financial goals. 1 Investopedia, “Half of Retired or Pre-Retired Americans Are Considering Working Longer,” August 23, 2023. link] 3 Annuity.org, “Running Out of Money in Retirement: What’s the Risk?”

Financial Planning 97

Financial Planning Planning Retirement Insurance Coverage 97

James Hendries

JULY 6, 2022

Interest rates have only come down because of recession fears, while inflation will still be elevated—even if somewhat lower—when the calendar turns to 2023 (unfortunately). As a result, we believe a price-to-earnings ratio of 18-19 on 2023 S&P 500 earnings estimates is reasonable. So a P/E over 20 is probably too rich.

Marketing 52

Marketing Marketing Valuation Economy 52

The Better Letter

APRIL 20, 2023

Asset allocation is more important than the selection of a portfolio’s component parts. An otherwise great investment plan can readily become a disaster if it doesn’t line up with our understanding, goals, objectives, risk tolerances, and risk capacities. Manage risks before managing returns.

Investing 86

Investing Investments Distribution Risk Tolerance 86