Yardley Wealth Management

JANUARY 21, 2025

They help you build and manage diversified portfolios aligned with your risk tolerance and time horizon, potentially preventing costly mistakes that self-directed investors might make. Retirement Planning Retirement planning is one area where talking to a financial planner proves particularly worthwhile.

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Financial Planner Financial Planning Planning Retirement Planning 52

Nerd's Eye View

MARCH 20, 2024

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client's life, advisors often place special emphasis on this data point when they present a financial plan. Read More.

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Communication Clients Risk Tolerance Financial Planning 246

Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. You can help them start the year right by conducting a retirement checkup.

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Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Integrity Financial Planning

SEPTEMBER 26, 2022

There is no simple fix for getting ready for a rocky economy – what is right for you may vary based on your unique financial situation, goals, and retirement timelines. What Can We Expect from the Markets? We might see sustained inflation, more market volatility, and an overall tighter economy. Why Meet with a Financial Advisor?

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Financial Advisor Retirement Planning Marketing Marketing 98

The Chicago Financial Planner

FEBRUARY 5, 2022

Every year the Super Bowl Indicator is resurrected as a forecasting tool for the stock market. The indicator says that a win by a team from the old pre-merger NFL is bullish for the stock market, while a win by a team from the old AFL is a bad sign for the markets. Rams) won in 2000 and the market dropped.

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Investments Investing Financial Planner Risk Tolerance 184

WiserAdvisor

SEPTEMBER 13, 2023

While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. Longevity risk refers to the risk that people are living longer lifespans than previous generations.

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Retirement Planning Retirement Planning Risk Tolerance 52

WiserAdvisor

JULY 2, 2025

This upward trend is expected to continue, with PwC projecting an 8% annual rise in medical costs for the Group market and 7.5% for the Individual market by 2025. When strategically managed, HSAs can serve as a secondary retirement account, specifically earmarked for medical expenses in later life.

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Healthcare Financial Advisor Management Medical 59

Integrity Financial Planning

SEPTEMBER 12, 2022

Depending on your income goals and risk tolerance, this bucket can provide you with dividend or interest income that can supplement other forms of retirement income. This allows you to steadily build up your income-earning assets without having to time the market. The Spend Bucket. The Importance of Balance.

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Retirement Risk Tolerance Retirement Planning Certification 84

Darrow Wealth Management

FEBRUARY 9, 2025

It equals 12 months of income (methods can be trailing or forward expected) divided by the market price of the stock, bond, ETF, or mutual fund. then due to the stock market’s moves during this period, the initial allocation of 50% stocks and bonds would have grown to nearly 85% equity. What is a dividend yield? versus 1.1%

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Retirement Asset Allocation Taxes Portfolio 79

Good Financial Cents

SEPTEMBER 29, 2022

Minimum Investment: Typically, 20% of the purchase price; as low as $10 with real estate crowdfunding Stability/Risk Level: High stability/moderate risk Liquidity Level: Low Transaction Costs: Up to 10% of property sale; 2% – 3% real estate crowdfunding fees Where to Invest: Your local real estate market or Fundrise (real estate crowdfunding).

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Investments Investing Retirement Planning Risk Tolerance 109

WiserAdvisor

JUNE 27, 2025

To show you what’s possible and what’s necessary, if early retirement is something you want to pursue seriously. Even if you don’t plan to retire unusually early, starting your retirement planning now can dramatically improve your options later. What’s the earliest you can retire? Retiring at 55?

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Retirement Planning Retirement Planning Taxes 59

WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

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Retirement Planning Financial Advisor Retirement Planning 40

Carson Wealth

DECEMBER 1, 2022

Take Advantage of Retirement Plans and Matching Contributions. Most employer retirement plans allow you to save on a tax-deferred basis, meaning that contributions into these types of accounts are not considered in calculating your taxable income. . Determine an Appropriate Risk Tolerance for a Longer Time Horizon .

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Retirement Planning Risk Tolerance Retirement Budgeting 72

Integrity Financial Planning

JUNE 7, 2023

1] What are Your Investment Goals and Risk Tolerance When selecting investments for your IRA, consider your investment goals and risk tolerance. Your goals may be different depending on your age, retirement timeline, and lifestyle.

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Risk Tolerance Investments Investing Retirement 85

Nationwide Financial

DECEMBER 7, 2022

The market headwinds have been many this year, with high inflation, rising interest rates, and diminishing liquidity causing concerns among investors. For people nearing retirement, these challenges can be even more daunting. Economic headwinds and market fluctuations make the anxiety even worse for investors close to retirement.

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Retirement Asset Allocation Marketing Marketing 52

WiserAdvisor

JANUARY 16, 2024

This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age. Tip 3: Avoid emotional investing to avoid pitfalls Investors’ sentiments tend to sway with market cycles. You may react to market highs and lows.

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Retirement Planning Retirement Planning Risk Tolerance 40

Clever Girl Finance

NOVEMBER 8, 2022

In most cases, you plan for little involvement on your part once you’ve invested the money. Although most people associate investing with the stock market, there are many other ways to invest. Historically, the stock market has provided returns between 6% and 7% , with inflation factored in. Compound interest grows your money.

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Investments Investing Risk Tolerance Accounting 98

Random Roger's Retirement Planning

MARCH 22, 2025

There are a handful of toll road stocks traded on foreign markets around the world. I also owned the name for a couple of more risk tolerant clients. The literature seems to say it is not a replication strategy, based on the number of markets it trades, it looks like a full implementation.

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Investing Investments Risk Tolerance Management 59

Fortune Financial

SEPTEMBER 25, 2023

Your financial goals and risk tolerance are the roadmap for your entire wealth management strategy, shaping your decisions and the services you require. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

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Wealth Management Management Risk Tolerance Retirement Planning 59

WiserAdvisor

APRIL 25, 2023

Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. This may lead to a higher or lower risk profile than initially intended. Investors who follow this strategy rebalance their 401(k) portfolios regardless of market conditions.

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Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

WiserAdvisor

AUGUST 26, 2022

Plan wisely for your retirement. Retirement planning is essential for everyone, but it is especially crucial if you manage your finances independently. So, if you decide on DIY financial planning, devise strategies to save and invest money for your retirement. This is where a financial advisor can help.

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Management Financial Advisor Financial Planning Retirement Planning 101

Good Financial Cents

MARCH 20, 2023

Invest in the Stock Market 2. Invest in the Stock Market Suggested Allocation: 40% to 50% Risk Level: Varies Investing Goal: Long-term growth The stock market is where most of us save for retirement already, mostly through the use of tax-advantaged retirement plans, like a 401(k), SEP IRA, or Solo 401(k).

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Investments Investing Risk Tolerance Retirement 98

Good Financial Cents

JANUARY 26, 2023

Important Considerations if Retiring at 50 is a Real Goal If you want to retire at 50, there are some important considerations to take into account. That means understanding the stock market, planning for debt and savings, and investing in yourself through education or entrepreneurial ventures. Ads by Money.

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Retirement Taxes Accounting Retirement Planning 122

Clever Girl Finance

NOVEMBER 25, 2023

In most cases, you plan for little ongoing involvement on your part once you’ve invested the money. Although most people associate investing with the stock market, there are many different types of investments. Historically, the stock market has provided returns between 6% and 7% , with inflation factored in.

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Investments Investing Risk Tolerance Accounting 96

Clever Girl Finance

FEBRUARY 2, 2024

Table of contents Why saving for retirement early matters 1. The 401(k) Plan 2. The SEP-IRA (AKA Simplified Employee Pension) Expert tip: Understand your risk tolerance How to save for retirement in your 20s when you’re just starting out How much should I contribute to my 401(k) in my 20s? Traditional IRA 3.

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Retirement Accounting Risk Tolerance Taxes 98

Darrow Wealth Management

OCTOBER 29, 2024

Without periodic rebalancing, your investment mix will change as the market fluctuates, falling out of alignment with your target investment mix. This is critical because without rebalancing, you may be taking on more risk than necessary to meet your goals. As you approach retirement, managing risk is even more important.

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Asset Allocation Accounting Risk Tolerance Portfolio 75

WiserAdvisor

DECEMBER 15, 2023

These professionals meticulously assess your financial situation, income level, and retirement goals to tailor personalized strategies. For instance, they can guide you on leveraging employer-sponsored retirement plans, such as a 401(k) with employer matches, to optimize your contributions and harness the full benefits of the accounts.

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Financial Advisor Retirement Risk Tolerance Retirement Planning 59

Good Financial Cents

FEBRUARY 15, 2023

“Vanguard is one of the top investment companies and is good for investors wanting to hold funds for the long term and add to their position over time,” Sam Boughedda, Equities Trader and Lead Stock Market News Writer at AskTraders.com. Investment advice for employer-sponsored retirement plans. per contract fee); $9.95

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Investments Investing Commission Risk Tolerance 94

Fortune Financial

SEPTEMBER 25, 2023

Your financial goals and risk tolerance are the roadmap for your entire wealth management strategy, shaping your decisions and the services you require. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

Wealth Management 52

Wealth Management Management Risk Tolerance Retirement Planning 52

Midstream Marketing

NOVEMBER 5, 2024

Key Highlights Niche marketing helps financial advisors be different in a busy market. By focusing on a specific target market, they can design their services and messages to connect better. Good niche marketing strategies are making special content, using targeted online ads, and being active in networking.

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Financial Advisor Marketing Marketing Financial Advice 52

Good Financial Cents

AUGUST 11, 2022

Ad Robo-Advisors move with the market to ensure your investments. Robo-advisors offer easy account setup, robust goal planning, account services, and portfolio management all at a reasonable price - start investing today by clicking on your state. They didn’t have a plan. Step 9: Track Your Retirement. Ads by Money.

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Investments Investing Marketing Marketing 110

International College of Financial Planning

AUGUST 31, 2023

Here are the benefits of diversifying your investment portfolio for your financial goals Reduces Investment Risk: No investment is risk-free, and every investment has the potential for profits and losses. However, diversifying your investment portfolio can help reduce your overall investment risk.

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Portfolio Certified Financial Planner Investments Investing 52

Steve Sanduski

FEBRUARY 6, 2023

Retirement planning is not really as much of a focus for my clients. They’re really focused on transferring wealth to the next generation, charitable gifting, cash flow management, different aspects of planning, and then reporting because of the complexity. Keep those very streamlined, very low cost, very tax efficient.

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Clients Risk Tolerance Portfolio Budgeting 98

WiserAdvisor

DECEMBER 13, 2023

In a world where the cost of living is steadily climbing and market uncertainties loom large, the idea of a serene retirement can seem like a distant dream. But let’s face it: the importance of saving for retirement hasn’t waned; if anything, it’s become more crucial. So, how do we tackle this?

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Retirement Risk Tolerance Retirement Planning Taxes 45

Darrow Wealth Management

MARCH 28, 2022

Before discussing ways to prepare for a recession or market downturn, it’s imperative to clarify an important point. Trying to anticipate and subsequently prepare for the next market correction/recession/etc. or downturn in the financial markets that could occur at any time is just common sense. is a fool’s game.

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Asset Allocation Marketing Marketing Planning 52

Investing Caffeine

MAY 3, 2023

Risk Tolerance: What is your asset allocation? If you are close to retirement, and you have too much exposure to equities, a retrenchment in the stock market could delay your retirement plans by years. This concept highlights the importance of rebalancing your portfolio as you get closer to retirement.

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Retirement Retirement Planning Financial Advisor Planning 59

Zoe Financial

MAY 18, 2023

From retirement planning to market volatility, equity compensation, family expenses, and major life transitions, it’s easy to feel overwhelmed with financial responsibilities. Which investments should I withdraw from, considering market conditions and tax implications?

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Financial Advisor Retirement Budgeting Wealth Accumulation 75