WiserAdvisor

APRIL 25, 2023

Rebalancing a 401(k) refers to adjusting the asset allocation of your investment portfolio back to its original target percentages. Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. Click to compare vetted advisors now.

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WiserAdvisor

DECEMBER 15, 2023

These professionals meticulously assess your financial situation, income level, and retirement goals to tailor personalized strategies. For instance, they can guide you on leveraging employer-sponsored retirement plans, such as a 401(k) with employer matches, to optimize your contributions and harness the full benefits of the accounts.

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Financial Advisor Retirement Risk Tolerance Retirement Planning 59

Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Your risk tolerance will influence your investment strategy and asset allocation. This fee structure suits clients who require specific financial planning services or have limited ongoing management needs.

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Wealth Management Management Risk Tolerance Retirement Planning 59

Fortune Financial

OCTOBER 31, 2022

Prepare for open enrollment : Open enrollment is the period each year when you can select your health insurance plan for the upcoming year without a qualifying event. This period is just around the corner for plans taking effect in January. It helps ensure that your assets will go to the person (s) originally intended.

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Retirement Planning Retirement Budgeting Planning 52

WiserAdvisor

FEBRUARY 29, 2024

Below are five benefits of working with a financial advisor and how they can help you retire with more wealth: 1. Deciding what types of investments to allocate your funds into and in what proportion can significantly impact the growth and security of your portfolio.

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Financial Advisor Retirement Asset Allocation Risk Tolerance 45

Clever Girl Finance

DECEMBER 13, 2023

Keep an eye on asset allocation Not all investments are created equally. As you build a portfolio for retirement, it’s important to strike the right balance of risk for your situation. Of course, diversifying your portfolio is ideal, and it’s a big part of how to save for retirement in your 40s and 50s.

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Retirement Accounting Taxes Insurance 93

Park Place Financial

MARCH 14, 2022

When people buy and sell sections of their portfolio to maintain a consistent asset allocation, they are rebalancing their investments. Individuals may also readjust their portfolios if their risk level changes and they need to develop a new asset allocation strategy. About Rebalancing Investments. March 10, 2022. |.

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Portfolio Financial Planner Asset Allocation Certified Financial Planner 52

WiserAdvisor

APRIL 16, 2025

Planning for retirement is one of the biggest financial challenges you will ever face, and a financial advisor can help you adopt a strategy that can take you to your goals, mitigate risk, and adapt to the changes that will inevitably come your way. Retirement planning can be a long-term journey, and a lot can change along the way.

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Sara Grillo

AUGUST 25, 2023

Pure fiduciaries These are advisors who hold no insurance or brokerage licenses and are considered pure fiduciaries. TradeWinds, LLC www.tradewinds.global Avg account size: $270k Services: We offer digital assets for people who are interested and may already hold on their own. Note: Ryan holds both insurance and FINRA licenses.

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Financial Advisor Accounting License Financial Planning 52

Validea

SEPTEMBER 1, 2022

But current retirees should forgo inflation adjustments during years when their portfolio sees a loss, says Wade Pfau, author of the “Retirement Planning Guidebook.” But reducing that allocation at the start of retirement offers better protection if the market is in a downturn, Pfau told The Journal.

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Retirement Retirement Planning Portfolio Insurance 64

Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Your risk tolerance will influence your investment strategy and asset allocation. This fee structure suits clients who require specific financial planning services or have limited ongoing management needs.

Wealth Management 52

Wealth Management Management Risk Tolerance Retirement Planning 52

Zoe Financial

MAY 18, 2023

From retirement planning to market volatility, equity compensation, family expenses, and major life transitions, it’s easy to feel overwhelmed with financial responsibilities. An advisor can answer questions like: When can I fully retire? When and how do I start planning & savings for my kids’ college?

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Financial Advisor Retirement Budgeting Wealth Accumulation 75

Random Roger's Retirement Planning

JUNE 29, 2024

The cost of health insurance was a big concern for one of the advisors. That could change in the future of course but a couple making $80,000-90,000 is going to pay very little for insurance. That might not sound like much income but the context here is being retired at a young age. One advisor said don't own target date funds.

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Random Roger's Retirement Planning

DECEMBER 4, 2023

At 50 they say we should have 5-6 times annual salary which works out to about $350,000 by their research, they explain catchup contributions (starting at 50, most retirement account types allow for larger contributions). The way things are now, no expectation this will change, once you go on Medicare you can't contribute to an HSA anymore.

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Retirement Asset Allocation Planning Accounting 75

WiserAdvisor

JANUARY 27, 2023

Due to the complex and diverse range of their financial assets, these individuals also require specialized high-net-worth financial planners and personalized investment management tailored to meet their specific needs. 2023 may see several changes with respect to retirement plans, Social Security, etc.,

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Wealth Management Taxes Financial Planner Assets 52

WiserAdvisor

APRIL 24, 2025

While the future can be unpredictable, the five to ten years before retirement are a great time to get a realistic picture of your lifestyle costs. At that point, you likely have a clearer understanding of what it takes to maintain your current standard of living, and that can be the starting point for your retirement planning.

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Tucker Advisors

NOVEMBER 3, 2021

“Because of issues like inflation, longevity, and income insecurity, to name just a few, the first step for any person preparing for retirement is to meet with a financial planner who specializes in retirement planning,” said Tucker Financial President Darren Petty. So, people move from fixed income, like bonds, into equities.

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WiserAdvisor

MARCH 19, 2024

since 1971, making it an attractive asset for preserving wealth and mitigating financial risks. Gold, in particular, can serve as a natural hedge against inflation and a form of wealth insurance with minimal counterparty risk. However, there are associated costs with storage and insurance. Security can also be a concern.

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Investing Investments Financial Advisor Taxes 45

WiserAdvisor

JANUARY 31, 2023

Individual Retirement Account (IRA) An IRA is a retirement savings plan. It can be opened at an insurance company, a bank, a union, or with a broker. Keep in mind that although a retirement plan, an IRA can also be used for other purposes, such as paying for a child’s higher education, a home purchase, etc.

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Investing Investments Taxes Retirement 52

Discipline Funds

DECEMBER 29, 2024

Asset Allocation and Goals. We are big advocates of time based asset allocation. This means you should try to create specific buckets for your portfolio where youre matching future expenses and liabilities to specific corresponding assets. Retirement Planning Review your retirement goals and objectives.

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Financial Planning Planning Asset Allocation Retirement Planning 64

Discipline Funds

DECEMBER 20, 2023

Asset Allocation and Goals. We are big advocates of time based asset allocation. This means you should try to create specific buckets for your portfolio where you’re matching future expenses and liabilities to specific corresponding assets. Retirement Planning Review your retirement goals and objectives.

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Financial Planning Planning Asset Allocation Retirement Planning 75

Clever Girl Finance

AUGUST 22, 2022

The investing world can be complex, so do your research about everything from bonds and mutual funds to asset allocation. However, it's a huge part of most retirement plans, rather than relying on social security, and a great way to grow your household wealth. Have the right insurance.

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Wealth Accumulation Budgeting Estate Planning Insurance 105

Carson Wealth

APRIL 25, 2024

Investment strategy: Determine asset allocation and investment vehicles aligned with risk tolerance and financial goals. Retirement planning: Calculate retirement needs and contribute regularly to retirement accounts.

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Financial Planning Planning Retirement Insurance Coverage 97

Carson Wealth

JUNE 27, 2024

As you get closer to retirement your asset allocation should change. Additionally, be sure to account for the tax confusions of different investments in taxable brokerage accounts and retirement accounts. Most people don’t have that much in their retirement accounts to live on, let alone to cover medical costs.

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Retirement Budgeting Healthcare Risk Tolerance 97

Fortune Financial

SEPTEMBER 29, 2022

In our planning with clients, we like to employ a “pay yourself first” approach, especially as it relates to retirement planning. You may have been contemplating starting contributions to a retirement plan, or you may have been contributing small amounts and are worried that you are behind in the game.

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Retirement Portfolio Retirement Planning Investments 52

Brown Advisory

JUNE 16, 2016

Review charitable gifts and assets to maximize deductions. Maximize retirement plan contributions. Re-examine asset allocation, expected income and principal return expectations. Optimize asset location for achieving best long-term balance of liquidity and tax efficiency. Consider Roth IRA conversion(s).

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Planning Taxes Assets Clients 52

Park Place Financial

SEPTEMBER 8, 2022

If you pass away without one, the state will be in charge of distributing the resources and, most likely, give them all to your children, which may have been your plan anyway. A will becomes more important if you have specific instructions regarding asset allocation or would like to donate to a non-profit organization. .

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Estate Planning Planning Certified Financial Planner Medical 52

Park Place Financial

SEPTEMBER 8, 2022

While wills share some features with estate planning, some assets fall outside their terms, such as retirement accounts and life insurance. . Additionally, wills are not the only files involved in protecting your assets. 4 Tips to Consider When Passing Trust Assets to Your Children. 0 Comments. 0 Comments.

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WiserAdvisor

NOVEMBER 21, 2022

Unlike the average investor or other financial professionals, a CFP is a licensed expert in areas like estate planning, taxes, retirement, insurance, and investment planning. Opening Individual Retirement Accounts (IRAs) and managing your 401(k). Retirement planning, estate planning, tax planning.

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Random Roger's Retirement Planning

DECEMBER 24, 2024

Paraphrasing Cliff Asness, if your retirement plan is thrown into upheaval when the stock market goes down 3%, you might want to rethink your retirement plan. To address the premise of the Yahoo article, this is an asset allocation question. Yes, I am being snarky. At this point, I am 10 months from 59 1/12.

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Retirement Planning Retirement Planning Asset Allocation 40

Carson Wealth

APRIL 3, 2025

You can begin to establish a strong financial foundation by carefully managing cash flow, contributions, insurance, taxes, debt, and asset allocations during these important years. With this strong foundation, also keep estate planning top of mind. Its not a one-time event.

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Retirement Planning Retirement Planning Estate Planning 52

WiserAdvisor

JUNE 11, 2025

An advisor can help you adjust your asset allocation within your 401(k). A personalized retirement plan can help account for inflation, market volatility, and your shorter time horizon. You must make room in your budget for these rising costs to keep your retirement planning on track.

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Budgeting Retirement Asset Allocation Accounting 59