Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. You can help them start the year right by conducting a retirement checkup.

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Validea

JUNE 22, 2023

We talk both retirement planning and factor investing with Dimensional Fund Advisors Senior Researcher Mathieu Pellerin. The post Factor Investing for Retirement with DFA’s Mathieu Pellerin appeared first on Validea's Guru Investor Blog. In this episode, we combine two of the topics we often cover on the podcast.

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Validea

JUNE 22, 2023

We talk both retirement planning and factor investing with Dimensional Fund Advisors Senior Researcher Mathieu Pellerin. The post Factor Investing for Retirement with DFA’s Mathieu Pellerin appeared first on Validea's Guru Investor Blog. In this episode, we combine two of the topics we often cover on the podcast.

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Advisor Perspectives

NOVEMBER 11, 2022

Offer more ways clients may achieve their retirement plan goals while helping address the diverse investment needs of participants. Learn about our industry-leading investments and expertise—featuring more default options and more personalized asset allocation.

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Talon Wealth

OCTOBER 26, 2023

Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. These factors, of course, can also impact the taxes due in retirement. Income levels, tax deductions, and credits can change yearly.

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A Wealth of Common Sense

FEBRUARY 16, 2024

The set-it-and-forget-it nature of a workplace retirement plan is one of my favorite features. I like the ease and simplicity of 401k contributions coming out of my paycheck before it ever even touches my checking account. It’s easy to automate. Plus, I like the fact that it’s difficult to get the money out of these ac.

Portfolio Management 101

Portfolio Management Retirement Planning Portfolio Management 101

The Chicago Financial Planner

JUNE 13, 2022

Assuming that you have a financial plan with an investment strategy in place there is really nothing to do at this point. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance.

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Talon Wealth

AUGUST 26, 2023

Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. These factors, of course, can also impact the taxes due in retirement. Income levels, tax deductions, and credits can change yearly.

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Retirement Taxes Retirement Planning Risk Tolerance 52

Nationwide Financial

DECEMBER 7, 2022

Maintaining an appropriate asset allocation for an investor’s specific goals and risk tolerance is critical for long-term success. There’s value in staying invested in that asset allocation and not trying to time the market’s ups and downs or succumbing to fear when markets turn tumultuous.

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WiserAdvisor

DECEMBER 15, 2023

These professionals meticulously assess your financial situation, income level, and retirement goals to tailor personalized strategies. For instance, they can guide you on leveraging employer-sponsored retirement plans, such as a 401(k) with employer matches, to optimize your contributions and harness the full benefits of the accounts.

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Random Roger's Retirement Planning

MARCH 30, 2024

Circling back to model ETF portfolio mentioned at the top of this post, the asset allocation was as follows. US Equity 56% Trend Following/Tactical 38% Emerging Market Equity 5% Cash 1% I don't know often that changes but that there is not a permanent allocation to fixed income is of course intriguing to me.

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The Chicago Financial Planner

NOVEMBER 8, 2021

Has the market rally accelerated the amount you’ve accumulated for retirement relative to where you had thought you’d be at this point? If so, this is a good time to revisit your asset allocation and perhaps reduce your overall risk. Learn from the past . Photo credit: Phillip Taylor PT.

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International College of Financial Planning

JULY 30, 2022

Earning the CFP designation requires a rigorous course of study covering investment planning, income taxation, retirement planning and risk management. A Person who completes the CFP course is qualified to provide financial planning services to those with a high degree of financial responsibility.

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WiserAdvisor

DECEMBER 13, 2023

The answer lies in smart and strategic retirement planning. Gone are the days when retiring at 60 was a one-size-fits-all goal. It’s time to rethink when to start stashing away those savings and how to modify your plan in a world that’s constantly changing. So, how do we tackle this?

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WiserAdvisor

SEPTEMBER 6, 2023

Consult with a professional financial advisor who can help create a balanced strategy toward retirement planning and portfolio reviewing, ensuring both financial stability and peace of mind on your journey toward retirement. You can use this time to adjust your asset allocation to prioritize capital preservation.

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Carson Wealth

DECEMBER 1, 2022

Take Advantage of Retirement Plans and Matching Contributions. Most employer retirement plans allow you to save on a tax-deferred basis, meaning that contributions into these types of accounts are not considered in calculating your taxable income. . Determine an Appropriate Risk Tolerance for a Longer Time Horizon .

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Random Roger's Retirement Planning

NOVEMBER 12, 2023

The Wall Street Journal took what might be a sympathetic approach to 401k investors who might be feeling disillusioned by generally poor performance with the focus being on target date funds which have of course become a major staple of 401k plans. First, it's your retirement, how do you not care enough to engage just a little?

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Random Roger's Retirement Planning

DECEMBER 30, 2023

If all you use is a broad index fund then it will either be a good year or not so good, but assuming the proper asset allocation, who cares? That's enough to get it done assuming an adequate savings rate, appropriate asset allocation and no panicking.

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The Chicago Financial Planner

FEBRUARY 5, 2022

Perhaps it’s time to rebalance and to rethink your ongoing asset allocation. Related Posts: Five Things to do During a Stock Market Correction Is a $100,000 Per Year Retirement Doable? Take stock of where you are. What impact have the solid stock market gains of the past three years had on your portfolio? Costs matter.

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Yardley Wealth Management

JULY 20, 2022

James and Pamela’s Big Dream Excerpt from The Smart Person’s Guide to Financial Planning & Investments: A Simple and Straightforward Approach to Understanding Your Personal Finances By Michael J. Their retirement plan is strong, their kids are independent, and they are debt-free.

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WiserAdvisor

FEBRUARY 29, 2024

Below are five benefits of working with a financial advisor and how they can help you retire with more wealth: 1. Deciding what types of investments to allocate your funds into and in what proportion can significantly impact the growth and security of your portfolio.

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Random Roger's Retirement Planning

AUGUST 27, 2022

A point we've been making here for ages is that with an adequate savings rate, appropriate asset allocation and the ability to avoid succumbing to panic, an investor should be able to have retirement plan success as defined above.

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Darrow Wealth Management

JANUARY 30, 2023

just upended retirement planning…again. The age when retirees must begin drawing from non-Roth retirement accounts increases to 73 in 2023, then 75 in 2033. Raising the age when withdrawals must begin is great as it gives investors more planning opportunities. The Secure Act 2.0

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Trade Brains

DECEMBER 7, 2023

The topics covered are personal finance & investment planning, risk, return & asset allocation, equity markets, analysis, investing, mutual funds and strategies for wealth creation. At the end of the course, you will gain knowledge on personal finance, budgeting, debt management plans and retirement planning.

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Fortune Financial

SEPTEMBER 29, 2022

In our planning with clients, we like to employ a “pay yourself first” approach, especially as it relates to retirement planning. You may have been contemplating starting contributions to a retirement plan, or you may have been contributing small amounts and are worried that you are behind in the game.

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Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Your risk tolerance will influence your investment strategy and asset allocation. Retirement Planning Retirement planning is a primary focus for many clients.

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Wealth Management Management Risk Tolerance Retirement Planning 59

Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Your risk tolerance will influence your investment strategy and asset allocation. Retirement Planning Retirement planning is a primary focus for many clients.

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Wealth Management Management Risk Tolerance Retirement Planning 52

Good Financial Cents

MAY 1, 2023

The contributions made to the account may be tax-deductible or non-deductible, depending on the individual’s income level and participation in an employer-sponsored retirement plan. The deductibility of contributions depends on the individual’s income level and participation in an employer-sponsored retirement plan.

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Investing Caffeine

MAY 3, 2023

Risk Tolerance: What is your asset allocation? If you are close to retirement, and you have too much exposure to equities, a retrenchment in the stock market could delay your retirement plans by years. This concept highlights the importance of rebalancing your portfolio as you get closer to retirement.

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Discipline Funds

NOVEMBER 17, 2023

And the only way that disaster happens is if your financial planner is making irrational projections about asset returns and your asset allocation. And they’re the things that can blow up a retirement plan if you don’t make conservative estimates that properly account for them.

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Fortune Financial

OCTOBER 31, 2022

Retirement savers and retirees can adjust to market turmoil by looking at spending and asset allocation plans to build a cash reserve. It’s a good idea to meet with your plan advisor to strategize about allocating your funds in the new year.

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SEI

AUGUST 2, 2022

Retirement plan sponsors. That’s why, when facing market volatility, stewards of long-term assets held at all types of nonprofit institutions recognize the importance of a well-thought-out investment process. . Market volatility: Reminder to prepare for downturns. Tue, 08/02/2022 - 14:05. Investments and economy.

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Envision Wealth Planning

JUNE 8, 2022

Fortunately, asset allocation is the most important part of this recipe (versus the individual stocks or bonds you pick). You may find that “what you hold dear and near” to support or not support will require some tweaking to your asset allocation. And that’s okay!

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Envision Wealth Planning

JUNE 8, 2022

Fortunately, asset allocation is the most important part of this recipe (versus the individual stocks or bonds you pick). You may find that “what you hold dear and near” to support or not support will require some tweaking to your asset allocation. And that’s okay!

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Random Roger's Retirement Planning

SEPTEMBER 30, 2022

With a proper asset allocation, there is no reason to panic. There's no reason to panic either way but a proper asset allocation is key. I will repeat that the current event will end. I have no idea where the bottom is or when it will come but once it does, the next upcycle will start.

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Cordant Wealth Partners

SEPTEMBER 8, 2022

Decide upon your asset allocation The first step in investing your 401(k) is determining your “asset allocation,” which is simply the mix of stocks, bonds and cash you’ll hold. This mix of assets is the main building block of your portfolio and will primarily determine the risk and return in the account.

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Random Roger's Retirement Planning

MARCH 29, 2024

If you've ever studied top down portfolio construction you've probably read that getting asset allocation decisions correct accounts for about 70% of the return achieved. Our experience in past blog posts doing similar exercises, excluding bonds, supports this tenet of top down theory.

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