International College of Financial Planning

JULY 2, 2025

Earning the CFP mark tells the world that you have the knowledge, skills, and ethical grounding to provide comprehensive financial advice. The curriculum has been modernised to suit the needs of India’s financial services sector while aligning with international benchmarks. Who Should Consider the CFP Course?

Financial Planner 40

Financial Planner CFP Certified Financial Planner Certification 40

WiserAdvisor

OCTOBER 20, 2023

Cultural, familial, and peer influences Our financial behaviors are deeply rooted in the socio-cultural and familial contexts we grow up in. Different cultures have varied attitudes toward saving, spending, debt, and wealth accumulation.

Financial Planning 74

Financial Planning Planning Financial Advisor Wealth Accumulation 74

WiserAdvisor

AUGUST 25, 2023

Tax considerations play a crucial role in retirement planning, as they can significantly impact your income and savings. One practical approach is to convert traditional retirement accounts, like a 401(k) or a traditional IRA, into a Roth IRA. Retirees must carefully strategize to minimize taxes during their non-working years.

Taxes 52

Taxes Retirement Accounting Financial Advisor 52

WiserAdvisor

MAY 13, 2025

Asset allocation should evolve based on an investors risk tolerance and retirement stage. Pre-retirement phase (ages 50-65) : This stage calls for a shift toward more conservative investments. Financial services for dividend growth and stability. High-yield bonds can enhance returns but carry greater default risk.

Retirement 52

Retirement Portfolio Investments Investing 52

Envision Wealth Planning

MAY 23, 2022

Chloe is a Woman of Color, a group that is vastly underrepresented in wealth management, and she serves tech professionals in their 30s or 40s who often are women, People of Color, or LGBTQ+, many of whom are transitioning in their wealth journey from setting up the initial foundation to the next level. About the Author.

Ethics 52

Ethics Financial Advisor Financial Planning Clients 52

WiserAdvisor

MARCH 13, 2024

Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy. These pillars provide a comprehensive framework for building a resilient and sustainable plan. A well-structured approach ensures that every aspect is carefully considered. It also minimizes errors and oversights.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105