article thumbnail

Does being a fiduciary financial advisor REALLY matter – or is it “meh?”

Sara Grillo

He has presented papers at conferences on topics such as investment fraud, risk management, and retirement planning. If you are a fiduciary financial advisor, be prepared to defend the fiduciary standard and explain why you uphold it, what it means, and how your practice is operationally different as a result.

article thumbnail

Should you die and go to hell before selling an annuity?

Sara Grillo

Fee only advisors can now purchase annuities for their clients without having to be licensed agents. Macchia chimes in, saying he finds it ironic that the first module in the CFP program is risk management, which he interprets to be about insurance. They told him to read the FAQs (lol)!