International College of Financial Planning

AUGUST 31, 2023

Understanding the importance of asset allocation is like building a strong financial foundation. It’s all about spreading your investments across different asset classes, like stocks, bonds, and real estate, to manage risk and maximize returns. This helps manage risk and maintain your desired balance of returns.

Portfolio 52

Portfolio Certified Financial Planner Investments Investing 52

WiserAdvisor

MAY 13, 2025

Spread your investments across different asset classes Asset allocation involves distributing investments across different asset classes to balance risk and return. Alternative investments for diversification : Commodities, hedge funds, and private equity can reduce overall portfolio risk by adding non-correlated assets.

Retirement 52

Retirement Portfolio Investments Investing 52

WiserAdvisor

JUNE 22, 2023

For instance, if your goal is wealth accumulation, the financial advisor may recommend different strategies versus if your goal is wealth preservation. However, if you are approaching retirement, you can invest more in bonds, money market accounts, and certificates of deposits to lower risk and focus on wealth preservation.

Financial Advisor 40

Financial Advisor Portfolio Investments Investing 40