I No Longer Qualify for a Roth IRA — Now What?
Gen Y Planning
APRIL 15, 2022
You’ve heard the advice when it comes to saving for retirement: contribute enough to your employer-sponsored retirement plan to get the company match, and then contribute up to the max to a Roth IRA ($6,000 in 2022). But Roth IRAs have income limits: For 2022, single tax filers who make $144,000 or more are ineligible to contribute, and they can only contribute a reduced amount if they make between $129,000 and $144,000.
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