Calculated Risk

FEBRUARY 14, 2024

Also at 8:30 AM, Retail sales for January is scheduled to be released. decrease in retail sales. Any number below 50 indicates that more builders view sales conditions as poor than good. Thursday: • At 8:30 AM ET, The initial weekly unemployment claims report will be released. The consensus is for a 0.1% up from -43.7.

Retail 57

Retail Sales Manufacturing Numbers 57

Abnormal Returns

SEPTEMBER 8, 2023

awealthofcommonsense.com) Retailing Why retail workers are quitting in record numbers. wsj.com) A record number of apartments are under construction. (morningstar.com) What investors get wrong about the 'Yale Model.' capitalallocators.com) How much should a fund manager hold in their own strategy?

Financial Advising 262

Financial Advising Retail Numbers Media 262

Calculated Risk

AUGUST 14, 2023

30 year fixed 7.24% ] emphasis added Tuesday: • At 8:30 AM ET, Retail sales for July is scheduled to be released. increase in retail sales. Any number above 50 indicates that more builders view sales conditions as good than poor. The consensus is for 0.4% The consensus is for a reading of -0.7, down from 1.1. • down from 1.1. •

Retail 52

Retail Sales Manufacturing Numbers 52

Calculated Risk

JULY 17, 2023

30 year fixed 6.90% ] emphasis added Tuesday: • At 8:30 AM ET, Retail sales for June is scheduled to be released. increase in retail sales. • Any number above 50 indicates that more builders view sales conditions as good than poor. In fact, the average lender is still roughly a quarter of percent lower versus July 6/7. [

Retail 52

Retail Sales Numbers 52

Calculated Risk

MAY 15, 2023

30 year fixed 6.67% ] emphasis added Tuesday: • At 8:30 AM ET, Retail sales for April is scheduled to be released. increase in retail sales. • Any number below 50 indicates that more builders view sales conditions as poor than good. The consensus is for 0.6% The consensus is for a 0.1% The consensus is for a 0.1%

Retail 57

Retail Sales Numbers 57

Nationwide Financial

NOVEMBER 29, 2022

With inflation remaining persistent, Q3 earnings reports from retailers suggest that the slowing macroeconomic environment is draining the power of the U.S. However, the slowdown is not affecting all retailers, at least not yet. At the same time, October retail sales surged 1.3% To put that number in perspective, U.S.

Retail 52

Retail Sales Numbers Budgeting 52

Advisor Perspectives

JULY 19, 2023

After a stretch of wildly positive economic surprises, the latest US retail sales data felt like more of a mixed bag: the top-line number missed forecasts and, partially in response, stocks drifted aimlessly between losses and modest gains.

Retail 52

Retail Sales Economics Numbers 52

Calculated Risk

NOVEMBER 15, 2022

At 8:30 AM, Retail sales for October will be released. increase in retail sales. • Any number below 50 indicates that more builders view sales conditions as poor than good. Wednesday: • At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. •

Retail 57

Retail Sales Numbers 57

Calculated Risk

MARCH 14, 2023

At 8:30 AM, Retail sales for February is scheduled to be released. decrease in retail sales. Any number below 50 indicates that more builders view sales conditions as poor than good. Wednesday: • At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. •

Retail 57

Retail Sales Manufacturing Numbers 57

Abnormal Returns

NOVEMBER 7, 2023

Retail Does social media use increase stock market participation? caia.org) How the number of funds a manger handles affects performance. papers.ssrn.com) Why do individual investors converge on the same stocks? papers.ssrn.com) Companies What is organizational capital and how does it affect returns? papers.ssrn.com)

Retail 229

Retail Media Numbers Portfolio 229

Calculated Risk

FEBRUARY 14, 2023

At 8:30 AM, Retail sales for January is scheduled to be released. increase in retail sales. Any number below 50 indicates that more builders view sales conditions as poor than good. Wednesday: • At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. •

Retail 57

Retail Sales Manufacturing Numbers 57

Calculated Risk

JANUARY 17, 2023

At 8:30 AM, Retail sales for December is scheduled to be released. decrease in retail sales. Any number below 50 indicates that more builders view sales conditions as poor than good. • We re-entered that same sideways range after last week's CPI (3.42-3.62 The consensus is for a 0.8% The consensus is for a 0.1%

Retail 64

Retail Sales Economics Numbers 64

Wealth Management

NOVEMBER 29, 2022

Retailers discounted generously on Black Friday and Cyber Monday this year in an effort to clear excess inventory and lure consumers who are increasingly strained by inflation. Those efforts drove foot traffic up.

Numbers 62

Numbers Retail 62

Abnormal Returns

DECEMBER 11, 2023

nytimes.com) Zeke Faux's "Number Go Up" isn't really a book about crypto. ft.com) Financial media The financial media lapped up stories of "organized retail crime." (wsj.com) Crypto Coinbase ($COIN) is the 'last man standing' in the crypto space. marginalrevolution.com) Finance The mostly highly-rated sell-side analysts work hard.

Media 234

Media Financial Advising Retail Economy 234

Calculated Risk

DECEMBER 8, 2023

The headline jobs number in the November employment report was at expectations, however employment for the previous two months was revised down by 35,000, combined. Seasonal Retail Hiring Typically, retail companies start hiring for the holiday season in October, and really increase hiring in November. million jobs.

Retail 124

Retail Numbers Economics Manufacturing 124

Calculated Risk

NOVEMBER 3, 2023

The headline jobs number in the October employment report was below expectations, and employment for the previous two months was revised down by 101,000, combined. Seasonal Retail Hiring Typically, retail companies start hiring for the holiday season in October, and really increase hiring in November. million jobs.

Retail 131

Retail Numbers Economics Manufacturing 131

Calculated Risk

JANUARY 5, 2024

The headline jobs number in the December employment report was above expectations, however employment for the previous two months was revised down by 71,000, combined. Unemployment Rate Seasonal Retail Hiring Typically, retail companies start hiring for the holiday season in October, and really increase hiring in November.

Retail 116

Retail Numbers Economics Manufacturing 116

Calculated Risk

NOVEMBER 3, 2022

ISM Surveys: Note that the ISM services are diffusion indexes based on the number of firms hiring (not the number of hires). This would usually suggest above the same number of layoffs in October as in September. IMPORTANT: Seasonal retail hiring is important in October. . last month.

Retail 137

Retail Numbers Manufacturing 137

Calculated Risk

JANUARY 6, 2023

The headline jobs number in the December employment report was above expectations, however employment for the previous two months was revised down by 28,000, combined. Seasonal Retail Hiring Typically, retail companies start hiring for the holiday season in October, and really increase hiring in November. million jobs.

Retail 145

Retail Numbers Economics Manufacturing 145

Abnormal Returns

JANUARY 11, 2023

(humbledollar.com) The SECURE Acts are making traditional IRAs less attractive on a number of dimensions. brightonifa.co.uk) Why you should unsubscribe from retailer e-mails. humbledollar.com) Eight insights from "Four Thousand Weeks: Time Management or Mortals" by Oliver Burkeman. contessacapitaladvisors.com).

Planning 206

Planning Retirement Planning Retirement Retail 206

Calculated Risk

NOVEMBER 4, 2022

The headline jobs number in the October employment report was above expectations, and employment for the previous two months was revised up by 29,000, combined. Seasonal Retail Hiring Typically, retail companies start hiring for the holiday season in October, and really increase hiring in November. million jobs.

Retail 141

Retail Numbers Economics Manufacturing 141

The Big Picture

APRIL 10, 2023

This is most notable in various career choices, ranging from food service to retail to construction and manufacturing. Then there is retail. Immigrants used to fill the gap but we seem to have reduced the total number of legal immigrants over the past decade (some recent data suggests that’s improving).

Retail 315

Retail Food Manufacturing Economy 315

MarketWatch

FEBRUARY 27, 2023

kroner as Bank of America double-upgraded the retailer to buy from underperform and lifted its price target to 165 kroner from 90 kroner. Being negative on H&M has become consensual: the market does not believe in the recovery plan, the number of sellers on the sell-side is at 3-year high and the short-interest is >10% of free float.”

Retail 40

Retail Banking Planning Numbers 40

Abnormal Returns

OCTOBER 3, 2023

theguardian.com) Skip Michael Lewis' new book and instead read Zeke Faux's "Number Go Up." nytimes.com) Retail fixed income Apex Fintech Solutions is making fractional investments in corporate bonds and Treasuries available to individual investors. latimes.com) "Going Infinite" is a miss for Michael Lewis.

Startup 186

Startup Financial Advising Media Retail 186

Calculated Risk

DECEMBER 2, 2022

The headline jobs number in the November employment report was above expectations, however employment for the previous two months was revised down by 23,000, combined. Seasonal Retail Hiring Typically, retail companies start hiring for the holiday season in October, and really increase hiring in November. million jobs.

Retail 130

Retail Numbers Economics Manufacturing 130

Nerd's Eye View

OCTOBER 24, 2022

But the impending merger of Schwab Advisor Services and TD Ameritrade Institutional will reduce the number of options available for RIAs and force firms currently on TD’s platform either to be subsumed into Schwab’s platform or to switch to an alternative custodian.

Retail 157

Retail Numbers Clients Accounting 157

Wealth Management

MARCH 13, 2023

A rising number of investment platforms, asset managers and sponsors are tapping into retail investor appetite for private real estate assets.

Investing 94

Investing Investments Retail Assets 94

Wealth Management

NOVEMBER 21, 2022

The number of pro bono legal clinics for retail investors harmed by bad investment advice has fallen dramatically over the past decade, leaving many small-dollar claimants to face arbitration panels alone or, more often, do nothing at all.

Retail 96

Retail Numbers Investing Investments 96

Nerd's Eye View

MAY 1, 2023

Rowe Price has acquired Retiree Income, the parent company of popular retirement income planning software SSAnalyzer and Income Solver, to put its resources behind developing and distributing the company’s planning tools (albeit perhaps more to its retail and employee retirement plan clients than to advisors?).

Taxes 187

Taxes Retirement Planning Advertising Retirement 187

Abnormal Returns

FEBRUARY 16, 2023

theatlantic.com) Finding a good retail CEO is tough these days. apricitas.io) There are a near-record number of housing units currently under construction. Everything else it built in-house has crashed and burned." nytimes.com) AI requires a lot of semiconductors. calculatedriskblog.com) The road to disinflation is bumpy.

Financial Advising 147

Financial Advising Engineering Valuation Retail 147

Fortune Financial

MARCH 7, 2024

.” The logistical flexibility provided by the interstate system also gave rise to a whole new model of retailing: big box stores began to set up in small towns offering rich variety and low prices to consumers previously left unserved by larger retailers. It reduced regional fragmentation as distances became shorter.

Retail 141

Retail Distribution Financial Advisor Manufacturing 141

Mish Talk

NOVEMBER 7, 2022

Retail and E-Commerce: Consumers will be looking for the best deals and making compromises so they can keep their holiday spending in check. While that may have previously been good for Black Friday retailers, less than half of shoppers plan to to take advantage of the sale event. Want another food suggestion?

Food 279

Food Budgeting Consulting Retail 279

The Big Picture

FEBRUARY 17, 2023

They have each other’s phone numbers. January retail surge: finding the signal in the noise Source: BofA Sign up for our reads-only mailing list here. Within hours, Abe’s life had slipped from his wounded body and Yamagami was in jail, now facing murder charges. The post 10 Friday AM Reads appeared first on The Big Picture.

Math 281

Math Advertising Food Retail 281

Carson Wealth

OCTOBER 23, 2023

Retail and food service sales have increased at an 8.6% The September retail and food services sales data underlined the economy’s momentum. Overall retail sales and food services rose at an annualized pace of 8.6% After adjusting for inflation, retail and food service sales were up 5.7%. in the third quarter.

Marketing 143

Marketing Marketing Economy Retail 143

Nerd's Eye View

DECEMBER 9, 2022

We also have a number of articles on cashflow management: How advisors can help couples navigate the decision of whether to combine their finances or keep them separate. The key questions aspiring partners can ask themselves to determine whether becoming a partner in their firm is the right course for them.

Financial Planner 193

Financial Planner Recruitment Retirement Planning Retirement 193

Nerd's Eye View

APRIL 3, 2023

million in seed funding to support its growth as it builds out its "end-to-end" financial planning and advice engagement platform (but will it be able to replace, rather than augment, advisors' existing financial planning software?)

Estate Planning 195

Estate Planning Financial Planning Wealth Management Clients 195

Nerd's Eye View

NOVEMBER 15, 2023

government designed a number of small business relief packages to incentivize companies to keep workers on their payrolls. To stave off a wave of business closures and a subsequent surge in unemployment, the U.S.

Clients 233

Clients Taxes Government Startup 233