A Wealth of Common Sense

MARCH 31, 2023

Chasing fad investments. Not following an investment plan. If there were only one approach that worked, everyone would do that.1 1 I know plenty of investors with completely different styles that have found success in the markets over the years. Thinking.

Investing 137

Investing Investments Investment Planning Planning 137

Nerd's Eye View

SEPTEMBER 8, 2023

Also in industry news this week: Changes to CFP Board’s procedural rules went into effect September 1 and are intended to make the disciplinary process more efficient for respondents as well as CFP Board staff, and to expand the CFP Board’s ability to pursue more complaints against CFP professionals A NASAA model rule follows in the footsteps (..)

Financial Planner 220

Financial Planner CFP Clients Investment Planning 220

Nerd's Eye View

APRIL 10, 2024

First is the fact that stocks (specifically because they carry a higher risk level) have not always outperformed bonds, and while stocks should carry a risk premium, advicers can turn to Monte Carlo simulations to consider a wider dispersion of outcomes, versus relying on 'expected' returns when developing investment plans.

Asset Allocation 222

Asset Allocation Wealth Accumulation Assets Portfolio 222

WiserAdvisor

MARCH 13, 2024

This article will discuss the five pillars of retirement planning and why they are a critical component of your retirement plan. At its core, investment planning ensures that your financial resources are strategically allocated to various asset classes in accordance with your risk tolerance and investment objectives.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

Abnormal Returns

MAY 21, 2023

bilello.blog) Strategy Why so many Americans think their house is the best investment. awealthofcommonsense.com) Every investment plan needs some room for error. (ritholtz.com) 10 charts this week including the surge in Nvidia ($NVDA). humbledollar.com) Finance How much bigger can JP Morgan Chase ($JPM) get?

Financial Advising 188

Financial Advising Startup Taxes Financial Services 188

Nerd's Eye View

AUGUST 25, 2023

Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)

Financial Planner 210

Financial Planner Retirement Retirement Planning Advertising 210

Nerd's Eye View

NOVEMBER 3, 2023

Also in industry news this week: A recent study indicates that the RIA model has seen significant growth in the number of firms and advisors during the past decade, and these firms are expected to control 1/3 of industry AUM by 2027 Despite market headwinds leading to a contraction in advisory firm AUM in 2022, firms continued to produce strong profit (..)

Financial Planner 223

Financial Planner Retirement Planning Retirement Insurance 223

Nerd's Eye View

MARCH 8, 2024

Also in industry news this week: A recent survey has found that a majority of prospective financial planning clients across all age brackets are open to working with a remote advisor, creating opportunities for advisors to grow their businesses and for clients to find the ‘best’ advisor for their needs, regardless of their location A federal (..)

Financial Planner 192

Financial Planner Asset Allocation Clients Risk Management 192

Nerd's Eye View

AUGUST 11, 2023

Also in industry news this week: A bill that would allow funds in 529 plans to be used for postsecondary credentials, including the CFP certification, is gaining significant bipartisan support in Congress A recent survey identified key topics on which financial advisors and investors have mismatched views, from expected investment returns to how they (..)

Financial Planner 174

Financial Planner Certification CFP Clients 174

Abnormal Returns

JUNE 9, 2023

Strategy Periodic rebalancing is a part of any comprehensive investment plan. awealthofcommonsense.com) Thematic investing appeals to investors' worst instincts. morningstar.com) Crypto The Three Arrows Capital founders are doing just fine, thank you very much.

Startup 130

Startup Financial Advising Investment Planning Economy 130

Nerd's Eye View

SEPTEMBER 23, 2022

A survey shows that more RIAs are outsourcing investment management, and that those who do are largely happy with the decision. From there, we have several articles on insurance and investment planning: Why the chair of the Senate Finance Committee has taken an interest in the private placement life insurance market.

Financial Planner 204

Financial Planner Compensation Planning Compliance Insurance 204

Nerd's Eye View

DECEMBER 25, 2023

We start with several articles on retirement planning: Data showing where American retirees currently stand, from their average net worth to how they spend each hour of the day How, according to a recent study, delaying Social Security benefits typically leads to greater lifetime wealth than claiming benefits early in order to reduce portfolio withdrawals (..)

Financial Advisor 211

Financial Advisor Financial Planner Insurance Retirement Planning 211

NAIFA Advisor Today

DECEMBER 20, 2023

As a Retirement Income Certified Professional (RICP) and a Life and Annuities Certified Professional (LACP), John advises clients on retirement planning, investment planning, and risk management. His primary focus is to help people align their financial decisions with their values and truths to live enriching lives.

Financial Services 52

Financial Services Financial Planner Retirement Planning Financial Advice 52

Nerd's Eye View

JANUARY 13, 2023

We also have a number of articles on investment planning: A recent study indicates that rebalancing a portfolio on an annual basis is superior to longer or shorter time horizons. How reviewing and adjusting capital market assumptions can help advisors refine their use of Monte Carlo simulations.

Financial Planner 171

Financial Planner Retirement Planning Compliance Retirement 171

Nerd's Eye View

NOVEMBER 4, 2022

From there, we have several articles on investment planning: While I Bonds have received significant attention during the past year, TIPS could be an attractive alternative for many client situations. Morningstar has joined an increasingly competitive market of direct indexing platforms for advisors and their clients.

Financial Planner 168

Financial Planner Financial Advisor Retirement Planning Medical 168

Wealth Management

DECEMBER 14, 2022

New survey sheds light on spending and investing plans.

Clients 78

Clients Investment Planning Planning Investing 78

Advisor Perspectives

DECEMBER 23, 2022

We’ve posted the 10 most-widely read investment, planning and practice management articles over the last two days. Great articles don’t always get the readership they deserve. Below are another 10 that you might have missed, but I believe merit reading.

Investment Planning 52

Investment Planning Planning Management Investing 52

Nerd's Eye View

NOVEMBER 28, 2022

Traditionally, investment planning has been at the forefront of how financial advisors add value for their clients.

Clients 216

Clients Fee Only Advertising Planning 216

Nerd's Eye View

NOVEMBER 28, 2022

Traditionally, investment planning has been at the forefront of how financial advisors add value for their clients.

Fee Only 209

Fee Only Portfolio Clients Advertising 209

oXYGen Financial

SEPTEMBER 21, 2022

As a taxpayer, your investment plan should include smart tax plans. To get more out of your investment strategy, ]] However, there are some ways you can minimize the tax you are paying through tax deductions.

Tax Planning 40

Tax Planning Investment Planning Taxes Planning 40

WiserAdvisor

MARCH 30, 2023

A goal-based investing approach is one such strategy. It stands out as it focuses directly on your goals, determining the amount of money you need to achieve your financial goals, and then developing an investment plan designed to achieve those goals within a specific timeframe. 5 steps involved in goal-based investing 1.

Investing 52

Investing Investments Risk Tolerance Financial Advisor 52

International College of Financial Planning

FEBRUARY 23, 2024

This globally recognized credential, offered by the Financial Planning Standards Board India (FPSB India), sets a high standard for financial planning competence, and acquiring it can open doors to numerous opportunities in wealth management, private banking, financial advisory, and investment planning.

Financial Planner 52

Financial Planner Certification CFP Certified Financial Planner 52

International College of Financial Planning

MARCH 13, 2023

Professional Management: Mutual funds are professionally managed investments, diversified across various assets, to help investors reach their financial goals. Flexibility: Mutual funds are flexible investments that allow investors to invest as little as Rs.

Investing 52

Investing Investments Financial Planner Risk Tolerance 52

Validea

SEPTEMBER 16, 2022

But for those investors not blessed with the power of prediction, it’s better to take a long-term approach: devise a stable investing plan, invest in low-cost index funds that offer a stable array of stocks and bonds, and then do nothing.

Investment Planning 59

Investment Planning Certification Investing Investments 59

Million Dollar Round Table (MDRT)

JULY 21, 2022

This is the time to do comprehensive financial planning: retirement planning, investment planning, tax planning and estate planning. Growth is where she begins designing her new life and starts exploring the possibilities.

Charitable Planning 76

Charitable Planning Estate Planning Retirement Planning Tax Planning 76

Integrity Financial Planning

OCTOBER 9, 2023

So, when referencing an income generation investment strategy, oftentimes, they refer to this concept of scheduled cash returns as a key characteristic of the investment strategy. What is a Total Return Investment Strategy? The total return strategy takes a different approach to an investment plan.

Retirement 98

Retirement Portfolio Investing Investments 98

International College of Financial Planning

JANUARY 18, 2023

Arun Thukral, New CFP Framework is different from other financial courses as it focuses on the practical aspects of financial planning. CFP course covers topics such as investment planning, retirement planning, estate planning, and tax planning. The CFP certification is an asset for financial planners.

Certified Financial Planner 52

Certified Financial Planner Financial Planner Certification CFP 52

Park Place Financial

NOVEMBER 29, 2022

Discover some of the benefits of structured products and their value for investment. These pre-packaged investments usually feature assets connected to interest and an additional. Investment Planning with Park Place Financial. simply need guidance with investment planning, turn to Park Place Financial for customized.

Certified Financial Planner 52

Certified Financial Planner Fiduciary Duty Retirement Planning Retirement 52

Darrow Wealth Management

AUGUST 30, 2022

Developing an asset allocation and investment plan that suits you , which may be different than who left you the inheritance. Concentrated holdings with an emotional attachment (often blue-chip stocks) can derail an investment plan. Shoring up college funds. Topping off an emergency fund. What not to do?

Distribution 90

Distribution Retirement Accounting Taxes 90

Talon Wealth

OCTOBER 26, 2023

Many employers offer matching contributions for 401(k)s and other investment plans. Set Up Automatic Contributions and Max Them Out Once you’ve created a budget, you can set up automatic contributions to your retirement accounts. This will help ensure you’re consistently saving and make it much easier to stay on track.

Retirement 98

Retirement Retirement Planning Budgeting Taxes 98

Validea

NOVEMBER 3, 2023

Once those biases are acknowledged, investors can create a solid investment plan that includes checks and balances in order to make the best decisions. Investors can gain self-awareness through writing, which can act as a mirror by showing bias and blind spots.

Investing 52

Investing Investments Investment Planning Accounting 52

Trade Brains

NOVEMBER 30, 2023

Mutual Funds: A Beginners’ Module by NSE India NSE India offers stock investments and trading courses to help learners acquire knowledge to make better investment plans. With the knowledge of the above concepts, you will be capable enough to plan your mutual funds investment in the long term.

Certification 59

Certification Education Financial Planning Wealth Accumulation 59

International College of Financial Planning

MARCH 31, 2023

The program comprises of six modules that cover a range of topics related to wealth management: Module 1: Introduction to Wealth Management Introduction to Wealth Management Wealth Management Process Wealth Management Strategies Module 2: Financial Planning & Analysis Introduction to Financial Planning Analysis of Financial Statements (..)

Wealth Management 52

Wealth Management Management Risk Management Ethics 52

Nationwide Financial

DECEMBER 7, 2022

There’s value in staying invested in that asset allocation and not trying to time the market’s ups and downs or succumbing to fear when markets turn tumultuous. Retirement planning is a long-term process with many risks and challenges for investors.

Retirement 52

Retirement Asset Allocation Marketing Marketing 52

Yardley Wealth Management

FEBRUARY 15, 2022

Are you guided by a personalized investment plan? Bottom line, the fewer trades required to stick to your investment plan, the better off you’re likely to be when taxes come due. Do you avoid excessive trading and short-term capital gains (currently taxed at higher rates)?

Taxes 52

Taxes Investing Investments Tax Planning 52

Yardley Wealth Management

FEBRUARY 15, 2022

Are you guided by a personalized investment plan? Bottom line, the fewer trades required to stick to your investment plan, the better off you’re likely to be when taxes come due. . Do you avoid excessive trading and short-term capital gains (currently taxed at higher rates)? Harvesting Capital Gains and Losses.

Taxes 52

Taxes Investing Investments Tax Planning 52

Gen Y Planning

APRIL 3, 2023

Thus, investing is a financial plan’s bread and butter. Utilizing a strategic, long-term investment strategy to build a diverse portfolio is critical to helping your money grow over time to achieve your long-term goals. Maybe you’ve dabbled in opening a brokerage account or tested the waters with a Robo-advisor.

Financial Advisor 52

Financial Advisor Tax Planning Retirement Taxes 52