WiserAdvisor

JUNE 4, 2025

Apart from new laws and changes in regulations, it is also important to pay attention to emerging investment trendsevery year. The financial planning industry is constantly undergoing change. For example, a clients investment choices should align closely with their tax strategy, too. People want all these goals to work together.

Financial Planning 59

Financial Planning Planning Financial Advisor Ethics 59

Harness Wealth

APRIL 17, 2025

Items costing less than $2,500 can typically be expensed immediately, while more substantial investments may require depreciation over time according to IRS guidelines. These variables can significantly impact the final deduction amount, necessitating strategic planning to optimize this benefit.

Taxes 52

Taxes Tax Planning Professional Services Planning 52

Midstream Marketing

NOVEMBER 6, 2024

Are you aiming at young workers who need help with investing? Or are you focusing on older people who are concerned about estate planning for retirement or retirement income planning? This can show your skills in sustainable investing or share good feedback from happy clients. Who do you want to reach?

Financial Advisor 52

Financial Advisor Marketing Marketing Media 52

Cornerstone Financial Advisory

MARCH 14, 2025

As a Christian, your estate plan should represent your dedication to financial stewardship according to Scripture. W hat important factors should Christians consider when estate planning? W hat important factors should Christians consider when estate planning?

Estate Planning 52

Estate Planning Planning Ethics Healthcare 52

Yardley Wealth Management

JUNE 25, 2025

You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. When you sell investments from these accounts, you may be required to pay capital gains tax on any profits, depending on how long you’ve held the assets and your overall tax situation.

Retirement 52

Retirement Distribution Taxes Accounting 52

WiserAdvisor

JULY 4, 2025

This is a simple and assured tax deduction that you can make without needing to provide any proof of any expenses or investments. Estate tax credits and gift tax exclusion Let’s talk estate planning for a moment. In 2025: The basic exclusion amount for federal estate tax is $13.99 Married filing jointly $30,000.00

Taxes 59

Taxes Transportation Medical Financial Advisor 59

The Big Picture

APRIL 8, 2025

Lisa Shallet, chief Investment Officer at Morgan Stanley has had a number of fascinating roles in Wall Street, which is kind of amusing considering she had no interest in working on Wall Street, and yet she was CEO and chairman at Sanford Bernstein. Because you were not just in the investing side, correct. As baby analysts.

Asset Allocation 146

Asset Allocation Wealth Management Clients Assets 146

WiserAdvisor

JUNE 11, 2025

They can have a direct impact on the stock market, and by extension, on your retirement investments, including your 401(k). Still, while your 401(k) may benefit from long-term investing, your monthly budget could feel the impact of tariffs right now. You can maintain an investment of 5% to 10% of your salary and increase it over time.

Budgeting 59

Budgeting Retirement Asset Allocation Accounting 59

Yardley Wealth Management

DECEMBER 10, 2024

Invest Wisely Investing wisely is crucial for building wealth and achieving long-term financial goals. Single women should develop a diversified investment portfolio that aligns with their risk tolerance, time horizon, and financial goals.

Retirement Planning 52

Retirement Planning Financial Advice Retirement Planning 52

Carson Wealth

MARCH 27, 2025

A medical POA can help ensure that healthcare decisions are based on your choices and preferences, even if you cant communicate them yourself. The person authorized to act as your financial POA can: Access your financial accounts to pay for healthcare, housing needs, and other bills. Make investment decisions on your behalf.

Fiduciary Duty 80

Fiduciary Duty Medical Estate Planning Healthcare 80

Carson Wealth

MAY 8, 2025

From there, estimate your future monthly expenses, including housing, healthcare, travel, and entertainment. The more accurately you understand your needs, the better you can plan. Plan for the Unexpected Life is unpredictable. Make sure you have at least a basic estate plan in place. Learn how to invest wisely.

Retirement 71

Retirement Retirement Planning Taxes Distribution 71

Yardley Wealth Management

JANUARY 28, 2025

The post Expert Insights: Estate Planning Communication and Modern HR Leadership Challenges in 2025 appeared first on Yardley Wealth Management, LLC. Clear Communication: Have detailed conversations with your chosen healthcare proxy about your specific wishes. Ensure documents are easily accessible when needed.

Estate Planning 52

Estate Planning Communication Planning Wealth Management 52

WiserAdvisor

JULY 1, 2025

Estate planning is not just for the wealthy; it is essential for anyone who wants to ensure their assets are managed and distributed according to their wishes. Whether you own an elaborate portfolio or a single family home, having a comprehensive plan in place can protect your legacy and provide peace of mind for your loved ones.

Estate Planning 59

Estate Planning Planning Distribution Taxes 59

Tobias Financial

JUNE 12, 2025

Healthcare Proxy (or Medical Power of Attorney): This authorizes someone to make medical decisions if the young adult is unable to do so themselves, such as during an accident or illness. While we do not provide legal advice, we can help you understand how these documents may fit into a broader financial or estate plan.

Medical 52

Medical Financial Advisor Estate Planning Healthcare 52

Nerd's Eye View

JANUARY 8, 2024

represents our current state of healthcare, in which genetic makeup and the environment play a major role in illness and disease, and where the focus of doctors lies primarily on the administration of treatments to cure and mitigate human ailments; and Medicine 3.0 In the context of the financial planning industry, whereas Financial Advice 1.0

Financial Advice 245

Financial Advice Medicine Financial Planning Estate Planning 245

eMoney Advisor

FEBRUARY 22, 2023

And if they’re unprepared—or worse, if the family estate planning strategies are less than buttoned up—how will that affect your practice down the line? To start the conversation with clients preparing to transfer wealth, you can simply say: “Tell me about who in the family was involved in the development of your estate plan.”

Estate Planning 75

Estate Planning Planning Education Clients 75

Integrity Financial Planning

JUNE 27, 2023

Smart Investing Investing is a critical aspect of building generational wealth. Prior to your retirement years, diversifying your investment portfolio can be a good way to grow your wealth. This can include investing in stocks, bonds, real estate, and other assets. [3]

Retirement 98

Retirement Healthcare Financial Planning Estate Planning 98

Carson Wealth

APRIL 4, 2024

Information you’ll want to document includes: Bank accounts Investments Retirement accounts Estate planning documents (wills, trusts, etc.) I suggest putting together a folio file that you can store somewhere that is both safe and easy to access.

Management 137

Management Healthcare Medical Estate Planning 137

WiserAdvisor

AUGUST 31, 2023

They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. They can also help you optimize your savings and investment plans, ensuring that you maximize your earning potential while minimizing risks. But their support does not end there.

Financial Advisor 90

Financial Advisor Retirement Risk Tolerance Estate Planning 90

MainStreet Financial Planning

JUNE 13, 2023

Plan for out-of-pocket costs for fertility treatments and costs to deliver your baby. Once your new dependent arrives your monthly premiums for healthcare will increase. Plan for family leave from work. Open a 529 plan and begin contributing as soon as you can. Get your estate plan in order.

Insurance Coverage 98

Insurance Coverage Budgeting Healthcare Estate Planning 98

WiserAdvisor

OCTOBER 4, 2022

Retirement planning can be a bit complex. There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. However, the main drawback to this can be the lack of foresight regarding what and how to plan.

Budgeting 102

Budgeting Retirement Healthcare Food 102

Darrow Wealth Management

MARCH 31, 2023

You’ll also want to consider engaging a financial advisor, tax advisor, and estate planning attorney too. In contrast, investments in a brokerage account are only taxable above the cost basis. What’s more, investments in a brokerage account are taxed at favorable long-term capital gains tax rates when sold.

Financial Planning 105

Financial Planning Planning Estate Planning Assets 105

Yardley Wealth Management

FEBRUARY 15, 2022

The post Part 2: Tax-Wise Investment Techniques appeared first on Yardley Wealth Management, LLC. Part 2: Tax-Wise Investment Techniques In our last piece, we introduced some of the tools of the tax-planning trade. In other words, your tax-planning techniques matter at least as much as the tools.

Taxes 52

Taxes Investing Investments Tax Planning 52

Yardley Wealth Management

FEBRUARY 15, 2022

The post Part 2: Tax-Wise Investment Techniques appeared first on Yardley Wealth Management, LLC. Part 2: Tax-Wise Investment Techniques. In our last piece, we introduced some of the tools of the tax-planning trade. In other words, your tax-planning techniques matter at least as much as the tools.

Taxes 52

Taxes Investing Investments Tax Planning 52

WiserAdvisor

FEBRUARY 19, 2024

According to the Fidelity Retiree Health Care Cost Estimate, the financial burden of healthcare in retirement is substantial. As a couple aged 65 in 2023, you may need approximately $315,000 saved (after tax) to cover your healthcare expenses. The absence of a dedicated healthcare fund can lead to unexpected financial hardships.

Retirement 66

Retirement Retirement Planning Healthcare Estate Planning 66

eMoney Advisor

FEBRUARY 9, 2023

Now that they’re living from their retirement accounts, the financial challenges they face will include sustaining their current lifestyle, not outlasting their savings, and healthcare costs. Fortunately, these are all things you can do efficiently with the support of your technology solution.

Financial Planning 95

Financial Planning Clients Planning Education 95

MainStreet Financial Planning

OCTOBER 11, 2024

Healthcare Open enrollment is an excellent time to reassess your healthcare needs for the upcoming year. Here are a few items to review for your healthcare benefits: Consider if you need to change the type of healthcare plan you will have for the upcoming year.

Healthcare 52

Healthcare Insurance Accounting Taxes 52

The Big Picture

SEPTEMBER 12, 2022

She is Head of North America Investments for Citi Global Wealth, which is a giant wealth management arm of the giant Citibank. It’s a town of about 4,000 people, so exposure to markets or investment banking or any of the careers in finance was not something that you really envisioned. Her name is Kristen Bitterly Michell.

Clients 296

Clients Wealth Management Banking Investing 296

Yardley Wealth Management

FEBRUARY 1, 2022

The post Part 1: The Tools of the Tax-Planning Trade appeared first on Yardley Wealth Management, LLC. Part 1: The Tools of the Tax-Planning Trade Whether you’re saving, investing, spending, bequeathing, or receiving wealth, there’s scarcely a move you can make without considering how taxes might influence the outcome.

Tax Planning 40

Tax Planning Taxes Planning Healthcare 40

Yardley Wealth Management

FEBRUARY 1, 2022

The post Part 1: The Tools of the Tax-Planning Trade appeared first on Yardley Wealth Management, LLC. Part 1: The Tools of the Tax-Planning Trade. Whether you’re saving, investing, spending, bequeathing, or receiving wealth, there’s scarcely a move you can make without considering how taxes might influence the outcome.

Tax Planning 40

Tax Planning Taxes Planning Healthcare 40

Gen Y Planning

NOVEMBER 5, 2021

By weaving in extra savings into your spending plan, you can have enough money to cover gifts, cook your fancy holiday dinner, and keep the lights on (literally). . Max Out Your Retirement Plans. By automating your investments, you create consistent, healthy habits to help you reach your goals. . Keep An Eye On Your Taxes.

Taxes 75

Taxes Estate Planning Planning Budgeting 75

Yardley Wealth Management

JANUARY 4, 2022

Today, we’ll cover a trio of tools for protecting your interests while you are alive : A financial power of attorney Trusted contact person(s) A healthcare advance directive I. The amendment requires your account custodians (brokers) to encourage you to name a trusted contact as an extra line of defense for your investment accounts.

Healthcare 52

Healthcare Medical Accounting Wealth Management 52

Yardley Wealth Management

JANUARY 4, 2022

A healthcare advance directive. The amendment requires your account custodians (brokers) to encourage you to name a trusted contact as an extra line of defense for your investment accounts. A Healthcare Advance Directive . Your healthcare advance directive can offer two types of protection: . Trusted contact person(s).

Healthcare 52

Healthcare Medical Accounting Wealth Management 52

MainStreet Financial Planning

MARCH 27, 2024

For-Profit organizations are usually owned by larger parent organizations responsible to corporate investors or shareholders interested in making money on their investment. Research the organization, management and quality of healthcare provided. Earnings stay in the organization for the benefit of the residents.

Retirement 98

Retirement Transportation Planning Healthcare 98

WiserAdvisor

NOVEMBER 14, 2023

Retirement planning is an essential aspect of financial security, especially as one transitions from a phase of regular income to relying on savings and investments. Healthcare considerations As we age, the likelihood of health-related issues increases, making medical costs a significant concern for retirees.

Retirement Planning 52

Retirement Planning Retirement Planning Healthcare 52

Ballast Advisors

SEPTEMBER 5, 2024

Whether it’s supporting education, healthcare, environmental conservation, or cultural initiatives, contributing to meaningful causes can enhance one’s sense of fulfillment and happiness. These trusts offer substantial tax advantages and can play a crucial role in estate planning.

Wealth Management 52

Wealth Management Taxes Charitable Planning Estate Planning 52

Ballast Advisors

MAY 8, 2023

She worked for 3M for 38 years, retiring in the healthcare division. We had my 401k at 3M, my pension, and my husband’s pension, but we were spending a lot and had no investments other than what I had accumulated at 3M.” “We talk to the kids about investments. And that’s a good thing and a bad thing.

Financial Planning 98

Financial Planning Planning Financial Planner Retirement 98