Sat.May 07, 2022 - Fri.May 13, 2022

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Don’t poison your clients’ portfolios with Direct Indexing!

Sara Grillo

Direct indexing sucks – don’t do it. Here are the reasons it will ruin your clients’ portfolios and you should run away as fast as you can. For those of you who are new to my blog/podcast, my name is Sara. I am a CFA® charterholder and financial advisor marketing consultant. I have a weekly newsletter in which I talk about financial advisor lead generation topics which is best described as “fun and irreverent.

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The 2022 Sell-Off: Making Sense of the Markets

Walkner Condon Financial Advisors

The market weakness in 2022 has continued to accelerate, driving equity prices lower. While it may feel like a pretty extreme selloff, the S&P 500 selling off 15% is fairly normal, occurring every 2.5 years. Even if we reach a “bear market”, defined as a 20% or more decline, this will occur on average every 4 years, so we are experiencing a phenomenon that is relatively frequent.

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The Better Letter: So What?!

The Better Letter

Daniel Kahneman is the world’s leading authority on human error. The Kahneman TL;DR? There’s a ton of it and it’s universal. It is one thing to recognize our foibles, of course, and quite another to do something about them, as Kahneman readily concedes. Research evidence, for example, suggests that being smarter, more aware, and more educated doesn’t seem to help us deal with our cognitive difficulties more effectively.

Math 52
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2021 Impact Report: Large-Cap Sustainable Growth Strategy

Brown Advisory

2021 Impact Report: Large-Cap Sustainable Growth Strategy mhannan Thu, 05/12/2022 - 05:00 A Letter of Introduction From The Portfolio Managers At Brown Advisory, we are deeply committed to sustainable investing. We firmly believe that there does not have to be a trade-off between strong performance and smart investments that help address society’s trickiest sustainability challenges.

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Register Now: Sneak Peek Into Close Automation SkyStem Web Demo

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Retirement Planning for Generation X

Integrity Financial Planning

What should Gen X being doing right now as they inch their way closer to retirement age? We talk through what decisions you might have and how to make the most of them. Have some extra cash and want to gain a guaranteed return? I bonds are about to go from 7.2 percent to 9.6 percent. There are some stipulations, but is this a good idea to combat inflation ?

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Financial Advisor Website Showcase: Let’s Plan!

Twenty Over Ten

Using our Fresnel framework, The Let’s Plan site uses a relaxed pastel color palette with creative graphics. Along with an emphasis on moving website parts that enhance a site visitor’s user experience.

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A Financial Advisor’s Two Step Guide To Video Marketing

Advisor Websites

Are you watching more videos online now than you did last year? What about the year before? It's likely that you belong to the 96% of consumers who increased their video consumption in 2020 alone. With statistics like 9 out of 10 viewers who've said they want to see more videos from brands and businesses, it's becoming impossible to ignore the value of a video marketing strategy.

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2021 Impact Report: Large-Cap Sustainable Growth Strategy

Brown Advisory

2021 Impact Report: Large-Cap Sustainable Growth Strategy. mhannan. Thu, 05/12/2022 - 05:00. . A Letter of Introduction From The Portfolio Managers. At Brown Advisory, we are deeply committed to sustainable investing. We firmly believe that there does not have to be a trade-off between strong performance and smart investments that help address society’s trickiest sustainability challenges.

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Independent Websites for Independent Financial Advisors

Indigo Marketing Agency

When was the last time you updated your website? Quick question: If you could wave a magic wand and change one thing about your website, what would it be? . Maybe you wish you could…. Own your site outright (because you’re sick of paying hundreds of dollars per month to “rent” it from a site like FMG Suite). Generate more leads (because your traffic’s gone flat and no one is finding you online).

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2024 Lending Outlook: Innovations and Evolutions in the Financial Sector

As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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Financial Advisor Tools to Calculate Taxable Social Security Benefits

Covisum

Many retired Americans find Social Security benefits confusing, especially when trying to understand possible tax consequences. In fact, retirees could face paying taxes on up to 85% of their Social Security benefits because combined income from Social Security and other income streams can quickly push them above the thresholds for taxes to apply. Additionally, the number of beneficiaries who are required to pay Social Security income tax is rising, and it will continue to grow.

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Financial Planning Questions You Should Ask Your Clients

BlueMind

Category: Client Relations. To succeed as a financial advisor your focus should be more than just finance, investing, and a retirement plan. With the competition becoming fierce in the growing financial industry, you need an edge to set yourself apart from your competitors. That can be done by asking the right financial planning questions and providing your clients with a unique and extraordinary advisor-client experience.

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Elevating The "G" In ESG

Brown Advisory

Elevating The "G" In ESG ajackson Tue, 05/10/2022 - 10:28 ESG research—the rapidly evolving field that seeks to add environmental, social and governance factors to the investment equation—has received an immense amount of focus in recent years, from every corner of the investment industry. But the lion’s share of the attention, passion and discussion has revolved around environmental topics like climate change and social topics like racial injustice.

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Next Gen Successors: You’re Not as Stuck as You Think You Are

Diamond Consultants

Those who are having second thoughts about signing on as heir apparent to their senior advisor’s book shouldn’t feel “hopeless,” according to Tom Lewis, Certified Civil Trial Attorney at Stevens & Lee in Princeton, NJ. For years, many have been operating under the assumption that successors who “inherit” or “buy” a book from a retiring advisor are stuck until their succession obligation has completely forgiven.

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Banking on Loyalty: Holistic Financial Advice for Unparalleled Business Growth

Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

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Welcome Back to 1994! [Redux]

Aleph

Image Credit: Aleph Blog with help from FRED || Look at the mortgage rates fly! Okay, you might or might not remember the last piece. But since that time, 30-year mortgage rates have risen more than 1%. Is the Fed dawdling? Maybe, but the greater threat is that they become too aggressive, and blow up the financial economy, leading us into another decade-long bout of financial repression.

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Discussing Price Levels and Breadth Data on Fox Business

Andrew Thrasher

This afternoon I went on Fox Business to talk with Charles Payne about the downside price levels I’m watching on the S&P 500, Nasdaq 100, and Bitcoin. I also discuss the bad breadth data that the market is showing right Continue reading Discussing Price Levels and Breadth Data on Fox Business → The post Discussing Price Levels and Breadth Data on Fox Business first appeared on.

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Determining Your MAGI

Getting Your Financial Ducks In A Row

Photo credit: jb. There are income limits for contributing to an IRA (traditional and Roth). These limits, along with your filing status and your Modified Adjusted Gross Income (MAGI) are important factors in setting the limits for Traditional IRAs, as there is the issue of deductibility at stake. In order to fully understand the limitations, you also need to understand what makes up your Modified AGI (MAGI).

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Financial Advisors: How to Build Long Lasting Relationships with Customers and their Adult Children

Leading Advisor

It’s no secret that the most significant wealth transfer in history will be taking place over the next few decades. An estimated $70 trillion is… The post Financial Advisors: How to Build Long Lasting Relationships with Customers and their Adult Children appeared first on Leading Advisor - Simon Reilly.

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Navigating Financial Storms: Strategies for Building Resilient Balance Sheets

Speaker: Carolina Aponte - Owner and CEO, Caja Holdings LLC

In today's rapidly changing business environment, building a resilient balance sheet is crucial to the survival of any business. A resilient balance sheet allows a company to withstand financial shocks and adapt to changing market conditions. To achieve this, companies need to focus on key strategies such as maintaining adequate liquidity, managing debt levels, diversifying revenue streams, and prioritizing profitability over growth.

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Are No-Fee Custodians Really Free?

Walkner Condon Financial Advisors

In the world of investing, it is important to have your money and securities held securely. The vast majority of these investments are held through a custodian. These custodians – Fidelity, Charles Schwab, TD Ameritrade, and others – are often custodian banks and are in the business of protecting clients’ assets and facilitating the tracking of the trades and transactions the client needs to execute in their accounts.

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The Stock Market Indicator that you won’t hear about…

Dear Mr. Market

Dear Mr. Market: We’ll open this letter to our friend “Mr. Market” by stating one thing that will be very obvious in six to 12 months. 90% of people reading this article will have gotten it wrong. It’s not your fault though…it’s the way our minds are wired and the content we’re constantly being fed. Regardless of your current market strategy it’s times like this that will test the most patient of long-term investors.

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What’s been going on and what to expect about Leading Advisor’s future

Leading Advisor

Remember in 2019 when we had just plain old Decision Fatigue? Now we are combining fears and viruses of the following that contribute to even… The post What’s been going on and what to expect about Leading Advisor’s future appeared first on Leading Advisor - Simon Reilly.