Calculated Risk

FEBRUARY 4, 2025

From the BLS: Job Openings and Labor Turnover Summary The number of job openings decreased to 7.6 million on the last business day of December, the U.S. Bureau of Labor Statistics reported today. Over the month, hires and total separations were little changed at 5.5 million and 5.3 million, respectively. Within separations, quits (3.2 million) and layoffs and discharges (1.8 million) changed little. emphasis added The following graph shows job openings (black line), hires (dark blue), Layoff, Di

Numbers 269

Numbers Economy Marketing Marketing 269

Nerd's Eye View

FEBRUARY 4, 2025

Welcome everyone! Welcome to the 423rd episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Cristina Livadary. Cristina is the CEO of Mana Financial Life Design, an RIA based in Los Angeles, California (but works virtually with clients nationwide), that oversees approximately $70 million in assets under management for 119 client households.

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Financial Advisor Clients Financial Planning Planning 228

Calculated Risk

FEBRUARY 4, 2025

Today, in the Calculated Risk Real Estate Newsletter: Fannie and Freddie: Single Family Serious Delinquency Rates Increased in December Excerpt: Freddie Mac reported that the Single-Family serious delinquency rate in December was 0.59%, up from 0.56% November. Freddie's rate is up year-over-year from 0.55% in December 2023, however, this is below the pre-pandemic level of 0.60%.

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Abnormal Returns

FEBRUARY 4, 2025

Behavior Should the prospects for AGI change how you invest or work? (ofdollarsanddata.com) Joe Wiggins, "A key element of behaviour change is shifting incentives." (behaviouralinvestment.com) Venture capital The venture capital world has split in two. (sethlevine.com) Venture capital firm General Catalyst has launched its own wealth management operation, GC Wealth.

Wealth Management 162

Wealth Management Media Economy Clients 162

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Accounting

Calculated Risk

FEBRUARY 4, 2025

From the U.S. Courts: Bankruptcy Filings Rise 14.2 Percent Total bankruptcy filings rose 14.2 percent, with increases in both business and non-business bankruptcies, in the twelve-month period ending Dec. 31, 2024. This continues an ongoing rebound in filings after more than a decade of sharply dropping totals. According to statistics released by the Administrative Office of the U.S.

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A Wealth of Common Sense

FEBRUARY 4, 2025

I spent this past weekend doing what my family does most weekends — shuttling our kids around to their various games, practices and birthday parties. One of the best parts about having young children is so much of your time is devoted to their activities that you don’t have a lot of time to pay attention to the outside world. Some parents complain about being busy all the time but I find it to be a welcomed br.

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Calculated Risk

FEBRUARY 4, 2025

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Wednesday: At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the mortgage purchase applications index. At 8:15 AM, The ADP Employment Report for January. This report is for private payrolls only (no government). The consensus is for 150,000 payroll jobs added in January, up from 122,000 added in December.

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Government 147

Wealth Management

FEBRUARY 4, 2025

Breaking down whether the winner of the Big Game accurately predicts the direction of the stock market.

Marketing 264

Marketing Marketing 264

Million Dollar Round Table (MDRT)

FEBRUARY 4, 2025

By Sandy Schussel Do you want to grow your business, or do you choose to grow your business? Troy, a financial advisor, claimed to be making constant prospecting calls, but he barely netted $60,000 last year. Ive taken several sales training courses and am always reading sales books, Troy told me during our first conversation. Im not sure why none of it is working for me.

Financial Advisor 88

Financial Advisor Sales Clients Management 88

Wealth Management

FEBRUARY 4, 2025

Alex Pape, a former global head of product at Aladdin, will oversee the development of AssetMarks technology.

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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

Sales

NAIFA Advisor Today

FEBRUARY 4, 2025

Ray Smith has been a loyal member of NAIFA since 1976, calling Stillwater, OK, home. He is the founder of Ray Smith Wealth Management and has built a career in the financial services industry that spans over five decades. Ray's journey into the business started right after college when a fraternity brother suggested he explore the field. After taking the required tests, he joined a company that later transitioned into Ameritas, where he has stayed ever since.

Financial Services 87

Financial Services Clients Wealth Management Management 87

Wealth Management

FEBRUARY 4, 2025

Advisor David A. Schneider in New York City has left Cambridge after 17 years with the broker/dealer.

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Steve Sanduski

FEBRUARY 4, 2025

Guests: Jim Gold , CEO, Founding Partner, Board Member, and member of the Executive Leadership Team at Steward Partners Global Advisory. In a nutshell: In a recent article , one of Jim Gold’s colleagues described his leadership style as “fun, fair, but firm.” When I asked Jim about that quote and his firm’s culture, he swapped in “flexible.” All four of those words speak to how intentional Jim has been about creating a firm whose employees love where they wor

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Clients Retirement Accounting Marketing 64

Wealth Management

FEBRUARY 4, 2025

The association is mourning former CEO Mahoney, who passed away Saturday, while implementing a planned search process for his successor.

Financial Planning 233

Financial Planning Planning 233

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Accounting

Harness Wealth

FEBRUARY 4, 2025

Alternative investments offer investors access to startups, real estate, and other non-traditional opportunities beyond stocks and bonds. However, unlike stocks and bonds, alternative investments, or alts as theyre commonly known, have unique tax treatments and complex reporting requirements that investors should carefully consider before investing.

Taxes 52

Taxes Investing Investments Startup 52

Wealth Management

FEBRUARY 4, 2025

In some areas, Vanguard does not have the largest ETFs and could use the fee cuts to gain market share.

Marketing 221

Marketing Marketing 221

Carson Wealth

FEBRUARY 4, 2025

Understanding Tax Compliance and Risk Management Ultra-high-net-worth individuals face unique tax challenges, including high rates and ever-changing complex tax codes. If managed improperly or inefficiently, tax issues could significantly erode your familys wealth and even lead to legal complications. While most taxpayers dont need to worry about estate and gift taxes, having significant assets can make them a challenge.

Risk Management 52

Risk Management Compliance Taxes Management 52

Wealth Management

FEBRUARY 4, 2025

VistaShares' Adam Patti explains the DeepSeek saga and what it means for the AI sector moving forward.

Investing 207

Investing Investments 207

Speaker: Sierre Lindgren

Fraud is a battle that every organization must face – it’s no longer a question of “if” but “when.” Every organization is a potential target for fraud, and the finance department is often the bullseye. From cleverly disguised emails to fraudulent payment requests, the tactics of cybercriminals are advancing rapidly. Drawing insights from real-world cases and industry expertise, we’ll explore the vulnerabilities in your processes and how to fortify them effectively.

Assets

Meb Faber Research

FEBRUARY 4, 2025

Big news out of the Faber household…a new book drops today! Except this time, it’s not mine, and it’s much more fun to read! My wife’s debut novel is out today, and it would mean the world to me and her if you picked up a copy… let me know what you think! The Department by […] The post New Book Launch! appeared first on Meb Faber Research - Stock Market and Investing Blog.

Investing 52

Investing Investments Marketing Marketing 52

Wealth Management

FEBRUARY 4, 2025

The tech-driven advisor platform provider has also added RIAs representing $400M to its growing stable of affiliates.

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Random Roger's Retirement Planning

FEBRUARY 4, 2025

On Sunday I wrote a post that could be summed up by saying "I have no idea what will happen next but don't panic." Two trading days later and I can proudly say I still have no idea what will happen but panic is still not the answer. I've been repeating the exact same message in various places since long before the Financial Crisis. Things seem like they are different, and of course the details are, but the market reaction does not change.

Asset Allocation 40

Asset Allocation Retirement Taxes Marketing 40

Wealth Management

FEBRUARY 4, 2025

The functionality will enable investors to choose how to rebalance rather than have it done automatically.

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Portfolio 173

Speaker: Aaron Berson

Managing spend is more than a cost cutting exercise – it's a pathway to smarter decisions that unlock efficiency and drive growth. By understanding and refining the spending process, financial leaders can empower their organizations to achieve more with less. Explore the art of balancing financial control with operational growth. From uncovering hidden inefficiencies to designing workflows that scale your business, we’ll share strategies to align your organization’s spending with its strategic g

Management

Walkner Condon Financial Advisors

FEBRUARY 4, 2025

Clint Walkner, Managing Partner at Walkner Condon Financial Advisors, explores the new technology revolution, artificial intelligence advancements and their impact on data growth and financial advising.

Financial Advising 69

Financial Advising Financial Advisor Management Financial Planning 69

Wealth Management

FEBRUARY 4, 2025

This is FINRAs first enforcement action for violations of Rule 4330, which established requirements for the borrowing of customers fully paid or excess margin securities.

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Advisor Perspectives

FEBRUARY 4, 2025

The dollar and US stocks have benefitted tremendously from recent global portfolio inflows. As of June 2023, the latest data available, foreigners owned a record 17% of US equities.

Portfolio 64

Portfolio 64

Wealth Management

FEBRUARY 4, 2025

Bigger is better only when growth is good for RIAs seeking M&A in 2025.

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Speaker: Duke Heninger, Partner and Fractional CFO at Ampleo & Creator of CFO System

Are you ready to elevate your accounting processes for 2025? 🚀 Join us for an exclusive webinar led by Duke Heninger, a seasoned fractional CFO and CPA passionate about transforming back-office operations for finance teams. This session will cover critical best practices and process improvements tailored specifically for accounting professionals.

Accounting

Advisor Perspectives

FEBRUARY 4, 2025

Many of my Boomer clients share this perspective, wanting to make memories and savor experiences as they live fully in their retirement years.

Retirement 64

Retirement Clients 64

Wealth Management

FEBRUARY 4, 2025

Denver-based Mercer Global Advisors announces acquisition of Financial Partners Group, expanding its presence in Nashville metro area.

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Advisor Perspectives

FEBRUARY 4, 2025

As an advisor and business owner, you need to realize you can create your own economy – an economy that you control and can leverage.

Economy 59

Economy 59

Wealth Management

FEBRUARY 4, 2025

Alex Pape, a former global head of product at Aladdin, will oversee the development of AssetMarks technology.

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Speaker: Ashley Harlan, MBA

What if your role as a fractional CFO went beyond operational support to actively shaping the future of your clients’ businesses? 💼 ✨ In this session, discover how fractional finance professionals can position themselves as architects of growth, guiding their clients toward sustainable success and preparing them for full-time financial leadership.

Clients