Wed.Jan 22, 2025

article thumbnail

Five “Self-Persuasion” Questions To Connect With Prospects Who Say They’re Interested… But Aren’t Moving Forward

Nerd's Eye View

Financial advisors often engage with a variety of prospects, each with unique needs and motivations. Some prospects approach an advisor with an immediate 'problem to be solved', such as a fast-approaching retirement date. These situations often narrow the focus of the prospecting conversation, giving the advisor a clear opportunity to affirm their value (e.g., "I help clients in retirement by doing X, Y, and Z.").

article thumbnail

At The Money: Compounding Health & Wealth

The Big Picture

At the Money: Compounding Health and Wealth , with Phil Pearlman (January 22, 2025) We understand how wealth compounds over time, but did you know you can also compound your health? Full transcript below. ~~~ About this weeks guest: Phil Pearlman, is former Chief Behavioral Officer at the Bank of the Ozarks and founder of the Pearl Institute. For more info, see: Personal Bio Professional Site Prime Cuts Newsletter LinkedIn Twitter ~~~ Find all of the previous At the Money episodes here , and i

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Wednesday links: sensible diversification

Abnormal Returns

Markets Have we entered a new era for interest rates? (bonddad.blogspot.com) Why yield curve disinversions matter. (econbrowser.com) Strategy The U.S. economy is spending less time in recession. Markets are paying attention. (awealthofcommonsense.com) How U.S. capital markets have devolved over time. (disciplinefunds.com) Investing is hard because the future is uncertain.

article thumbnail

AIA: Architecture Billings "End the year on a weak note"

Calculated Risk

Note: This index is a leading indicator primarily for new Commercial Real Estate (CRE) investment. From the AIA: ABI December 2024: Business conditions end the year on a weak note The AIA/Deltek Architecture Billings Index (ABI) score fell to 44.1 for the month as the share of firms reporting a decline in firm billings increased. Firm billings have now decreased for the majority of firms every month except two since October 2022.

Clients 108
article thumbnail

Stop Falling Short When It Matters Most—The Elite Advisor’s Playbook to Success

Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

article thumbnail

From Bogleheads to Gearheads: U.S. ETFs Are Rapidly Increasing in Complexity

Wealth Management

In 2024, 40% of the new ETFs listed in the U.S. used derivatives as a significant component of their investment strategy, up from 20% in 2014.

Investing 127
article thumbnail

NMHC on Apartments: "Looser market conditions for the tenth consecutive quarter"

Calculated Risk

Today, in the CalculatedRisk Real Estate Newsletter: NMHC on Apartments: "Looser market conditions for the tenth consecutive quarter" Excerpt: From the NMHC: Apartment Market Experiences Loosening Conditions, Decreased Deal Flow and Less Available Financing to Start the New Year Apartment market conditions declined in the National Multifamily Housing Councils (NMHCs) most recent Quarterly Survey of Apartment Market Conditions.

Marketing 110

More Trending

article thumbnail

Gasoline Prices Jump to 3-Month High

Advisor Perspectives

Gas prices jumped to their highest level in three months this week. As of January 21st, the price of regular and premium gas were up 7 and 6 cents from the previous week, respectively. The WTIC end-of-day spot price for crude oil closed at $75.83, down 1.9% from last week.

98
article thumbnail

Morningstar, PitchBook Create Index for VC Unicorns

Wealth Management

The Morningstar PitchBook Unicorn 30 Index tracks 30 of the largest late-stage VC firms globally.

104
104
article thumbnail

The 60/40 Model and The Elephant in the Room

Advisor Perspectives

As economists and financial market forecasters, we are constantly amazed at how so many people analyze, forecast, research, and discuss important topics without ever addressing the elephant(s) in the room.

article thumbnail

Key Takeaways from Heckerling 2025

Wealth Management

Trusts & Estates Board advisory board members share their views on the looming sunset, purpose trusts and more.

103
103
article thumbnail

Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

article thumbnail

The Evolution of RIA Acquisition Models: A Strategic Analysis

Advisor Perspectives

As the industry matures, innovative operating models have emerged to address the diverse needs of both acquiring and selling firms. This analysis examines the primary models driving consolidation in the RIA space and explores their strategic implications for industry participants.

82
article thumbnail

Estate-Planning Associates Share Their Stories

Wealth Management

Here's what attracted them to this area of the law, how they ended up at their respective firms and what tasks they enjoy the most.

article thumbnail

MBA: Mortgage Applications Increased in Weekly Survey

Calculated Risk

From the MBA: Mortgage Applications Increase in Latest MBA Weekly Survey Mortgage applications increased 0.1 percent from one week earlier, according to data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending January 17, 2025. The Market Composite Index, a measure of mortgage loan application volume, increased 0.1 percent on a seasonally adjusted basis from one week earlier.

article thumbnail

Burial Rights and Practices

Wealth Management

The intersection of religious beliefs and estate planning.

article thumbnail

Next-Level Fraud Prevention: Strategies for Today’s Threat Landscape

Speaker: Sierre Lindgren

Fraud is a battle that every organization must face – it’s no longer a question of “if” but “when.” Every organization is a potential target for fraud, and the finance department is often the bullseye. From cleverly disguised emails to fraudulent payment requests, the tactics of cybercriminals are advancing rapidly. Drawing insights from real-world cases and industry expertise, we’ll explore the vulnerabilities in your processes and how to fortify them effectively.

article thumbnail

Protecting Against Market Volatility: Strategies for Stable Investment Returns

Carson Wealth

Understanding Market Volatility and Its Effects Youve probably heard the stock market described as volatile in recent years. But what does this mean for your portfolio, and how can you continue to protect and grow your assets during these times? What Is Market Volatility? Volatility in the market is the extent to which the price of stocks or other investments fluctuate in the short term.

article thumbnail

Steps to Consider When Helping Clients Transition the Family Business

Wealth Management

Overcoming emotional hurdles is one of the biggest challenges.

Clients 95
article thumbnail

Thursday: Unemployment Claims

Calculated Risk

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Thursday: At 8:30 AM ET, The initial weekly unemployment claims report will be released. The consensus is for a increase to 215 thousand from 201 thousand last week. At 11:00 AM, the Kansas City Fed manufacturing survey for January.

article thumbnail

Purpose Trusts: An Alternative Ownership Structure for Succession Planning

Wealth Management

The unique features and drafting challenges.

article thumbnail

The Future Of Finance: How To Manage Spend The Right Way

Speaker: Aaron Berson

Managing spend is more than a cost cutting exercise – it's a pathway to smarter decisions that unlock efficiency and drive growth. By understanding and refining the spending process, financial leaders can empower their organizations to achieve more with less. Explore the art of balancing financial control with operational growth. From uncovering hidden inefficiencies to designing workflows that scale your business, we’ll share strategies to align your organization’s spending with its strategic g

article thumbnail

Nvidia Zero-Day Options Are the Next Big Bet for One ETF Upstart

Advisor Perspectives

The ETF industry’s upstart-in-chief is back with another roll of the new-product dice — this time betting on a game-changing expansion of Wall Street’s zero-day options boom.

59
article thumbnail

401(k) Real Talk Episode 136: January 22, 2025

Wealth Management

Open, honest and candid discussion about the Texas lawsuit over ESG funds, whether PE belongs in 401(k)s, advisor headcount, AI and more.

59
article thumbnail

Understanding Your Internal Financial System

Advisor Perspectives

When you think about money behaviors that don’t serve you well, I suggest tuning in to your financial boardroom. Start with a little curiosity. What emotions surface? Which voices are the loudest?

59
article thumbnail

Scaling an RIA Through Strategic Acquisitions and Organic Growth with Gary Roth and Mike Capelle of Modern Wealth Management

Steve Sanduski

Guests: Gary Roth and Mike Capelle , Co-Founders and Co-CEOs of Modern Wealth Management. In a nutshell: I first met Gary Roth and Mike Capelle when they were partners at United Capital, a firm they helped grow into a $25 billion RIA that was eventually sold for $750 million. Today, they’re redefining what it means to scale an RIA through M&A and kickstarting organic growth.

article thumbnail

Less Stress, More Success: Accounting Best Practices & Processes for 2025

Speaker: Duke Heninger, Partner and Fractional CFO at Ampleo & Creator of CFO System

Are you ready to elevate your accounting processes for 2025? 🚀 Join us for an exclusive webinar led by Duke Heninger, a seasoned fractional CFO and CPA passionate about transforming back-office operations for finance teams. This session will cover critical best practices and process improvements tailored specifically for accounting professionals.

article thumbnail

A Season of Gratitude, Celebrations, and Forward Thinking

Carson Wealth

As we wrap up 2024, were filled with gratitude for our clients, colleagues, and community who make our work so rewarding. This past quarter has been nothing short of eventful, from client appreciation events to personal milestones and planning for an exciting year ahead. Heres a glimpse of what weve been up to: Celebrating Our Clients On October 13th, we hosted a special Client Appreciation Event, offering family photo sessions to capture memories with loved ones.

article thumbnail

JPMorgan’s Dimon Sees Inflated Stocks as ‘Animal Spirits’ Return

Advisor Perspectives

JPMorgan Chase & Co.’s dealmakers are spending their time in the Swiss Alps huddling with ebullient clients, but the boss of the biggest US bank is striking a more cautious tone.

Banking 52
article thumbnail

Is Hiring an Omnivert Coach the Key to Transforming Your Business?

Leading Advisor

Have you ever felt like you needed someone who could not only guide you through strategic decisions but also help you uncover hidden opportunities and… The post Is Hiring an Omnivert Coach the Key to Transforming Your Business? appeared first on Leading Advisor - Simon Reilly.

article thumbnail

Netflix Shares Soar to Record After Huge Gain in Subscribers

Advisor Perspectives

Netflix Inc. shares soared to a record high on Wednesday after the streaming giant reported its biggest quarterly subscriber gain in history, buoyed by its first major live sporting events and the return of Squid Game.

52
article thumbnail

Crafting Impact: Revenue Growth And Efficiency For Finance Professionals

Speaker: Ashley Harlan, MBA

What if your role as a fractional CFO went beyond operational support to actively shaping the future of your clients’ businesses? 💼 ✨ In this session, discover how fractional finance professionals can position themselves as architects of growth, guiding their clients toward sustainable success and preparing them for full-time financial leadership.

article thumbnail

Trying To Utilize Leverage

Random Roger's Retirement Planning

The starting point today is the that Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) has gone through a strategy change, renaming as the ReturnStacked Balanced Allocation & Systematic Macro Fund and keeping the same symbol. " For every $1 invested, RDMIX aims to provide $1 of exposure to a U.S. balanced allocation and $1 of exposure to a systematic macro strategy.

article thumbnail

No, Ray Dalio, There's Not a UK Debt Death Spiral

Advisor Perspectives

Bridgewater Associates founder Ray Dalio has a new book to promote. So while I am loath to fuel the sales campaign, his latest bomb in an interview with the Financial Times — warning of a “death spiral” for Britain’s sovereign debt — requires a riposte.

Sales 52
article thumbnail

Enterprise Risk Assessment – Gathering the Information to Drive Decision-Making

Norman Marks

A recent article by Carol Williams of Strategic Decision Solutions carried this title and had some wisdom to share. For example, she said: Enterprise risk assessment can be defined as: the practice ofgathering informationto understand risk to the organizationachieving its objectivesand affect how uncertainty is taken into account.

article thumbnail

Cryptocurrencies: Bitcoin Closes at New All-Time High

Advisor Perspectives

Bitcoin's closing price hit a new all-time high on January 21, 2025, finishing just above $106,000. Earlier in the week, Bitcoin touched $109,000 during the day before retreating again. BTC is up ~12% year to date. Here are the latest charts on three of the largest cryptocurrencies by market share through 1/21/25.

article thumbnail

Avoiding Lease Accounting Pitfalls in 2025: Lessons Learned from Spreadsheet Errors

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.