Yardley Wealth Management

FEBRUARY 18, 2025

Traditional Investment Strategies The Role of Income Tiers and Priority Levels Case Studies Key Considerations Conclusion Introduction Waterfall Wealth Management is a financial strategy designed for high-net-worth individuals seeking a structured, prioritized approach to wealth distribution.

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The Big Picture

JULY 16, 2025

. ~~~ About this week’s guest: Christine Benz is Director of Personal Finance & Retirement Planning at Morningstar; her new book is “ How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. ” She joins Barry Ritholtz to discuss what you need to know about planning for retirement. Really, really interesting.

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Harness Wealth

NOVEMBER 12, 2024

Proactive year-end tax planning can lead to significant savings and set you up for financial success in the new year. Checklist: Year-end Tax Planning Strategies Review the following tax strategies with your tax advisor and/or financial advisor before the end of the year.

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Zoe Financial

JUNE 20, 2025

For high-net-worth individuals, continuously refining your strategy over time is what keeps your plan efficient and aligned with evolving goals. At Zoe Financial, we’ve seen firsthand how proactive planning with a fiduciary advisor helps individuals protect and grow their wealth across generations.

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WiserAdvisor

JUNE 13, 2025

Keeping it safe, growing it wisely, and using it to support your future takes careful planning. Yet even the best financial plans can stumble. Mistake #2: Not having an estate plan in place Estate planning is essential for protecting what you’ve worked hard to build. Yet, many people put it off.

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MainStreet Financial Planning

NOVEMBER 8, 2024

As December unfolds, it’s easy to overlook year-end tax planning amid the holiday hustle. For 2024, the IRS has increased contribution limits: – 401(k), 403(b), and most 457 plans: You can contribute up to $23,000. However, dedicating a few moments now can lead to significant savings come tax season.

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Darrow Wealth Management

APRIL 21, 2025

No required minimum distributions (RMDs) for the original account owner Unlike IRAs and qualified retirement plans, a Roth IRA is unique in that required minimum distributions are not required during the original account owners lifetime. A spouse may also elect to defer RMDs if they inherit the account.

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Nerd's Eye View

APRIL 22, 2025

So, whether you're interested in learning about the difference between estate and legacy planning, how to engage in deep legacy planning conversations with clients, or using intimate client events to attract new prospects, then we hope you enjoy this episode of the Financial Advisor Success podcast, with Vanessa N.

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Zoe Financial

JUNE 18, 2025

This can come from dividends, interest, rental income, and distributions from brokerage or retirement accounts. Understanding the full picture of income sources helps with financial planning and decision-making. Without a clear understanding of where money goes, it can be difficult to plan effectively.

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Darrow Wealth Management

MARCH 13, 2025

The situational nature of planning to diversify one large position cannot be over-emphasized, so it’s important to work with a financial advisor who has experience in this area. When considering the distribution of excess lifetime returns of individual stocks vs the Russell 3000, the median stock underperformance was almost -10%.(J.P.

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Management Taxes Estate Planning Asset Allocation 77

Harness Wealth

JULY 14, 2025

These alternative investments can offer distinct advantages in the shape of portfolio diversification and the potential for higher returns, but they can come with equally distinct tax complications that need to be carefully planned for. With a larger carried interest percentage, a smaller share of the gains is distributed to investors.

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Yardley Wealth Management

FEBRUARY 4, 2025

From maximizing deductions to managing capital gains, we’ll cover everything you need to know about smart tax planning. It’s triggered by large deductions, multiple dependents, or significant capital gains, requiring careful planning of deductions and income recognition. Click here and contact us for more information.

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Taxes Wealth Management Healthcare Retirement 52

Carson Wealth

MAY 7, 2025

The Growing Role of Philanthropy in Wealth Planning People today are more interested than ever in finding ways to align their long-term financial goals and their personal values. You can take your time, however, deciding how you want to distribute the donations, which meanwhile can potentially grow tax-free within the account.

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Harness Wealth

APRIL 16, 2025

The stakes became higher after the Tax Cuts and Jobs Act of 2017 eliminated recharacterizationthe ability to reverse conversions that did not work as planned. Roth IRAs offer unique advantages including tax-free growth, no required minimum distributions during the owner’s lifetime, and potential tax benefits for heirs.

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Carson Wealth

DECEMBER 31, 2024

Your personal preferences and the potential good your bequests can do are factors to think about in your estate planning. What Is Estate Equalization? Basically, estate equalization is the process of helping ensure fairness in your estate plan, whether that means leaving all your primary heirs the same bequests or not.

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Yardley Wealth Management

AUGUST 27, 2024

What Are Qualified Charitable Distributions (QCDs)? For those over 70½, you might already be familiar with Qualified Charitable Distributions (QCDs). For years, QCDs have allowed people to donate directly from their IRAs without paying taxes on those distributions. Therefore, it ’ s important to plan accordingly.

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WiserAdvisor

JULY 21, 2025

Well, maybe your old 401(k) plan has high fees, and you’re tired of seeing your profits reduced. Because there are some thresholds set by the plan rules, and if your balance falls below those, your old employer might make the decision for you. You need to understand the rules of your new plan. Why consider a rollover?

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Nerd's Eye View

FEBRUARY 14, 2025

advanced tax and estate planning) and ensure that both members of client couples remain engaged in the planning process (to encourage a surviving partner to stay with the firm in case of a death of their spouse) could have more durable client satisfaction and, ultimately, higher client retention rates.

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Darrow Wealth Management

JANUARY 16, 2025

Inheriting a Trust Fund: Distributions to Beneficiaries Do You Pay Tax on an Inheritance? At a high level, if the asset is part of the decedent’s estate it’s typically eligible for a step-up. This can get very tricky so it’s important to work with the estate planning attorney settling the estate.

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Wealth Management

JUNE 11, 2025

Melissa Rodriguez June 11, 2025 5 Min Read As the most significant intergenerational wealth transfer in the history of the United States unfolds, women, particularly widows, are increasingly at the forefront of estate management and disputes.

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Carson Wealth

DECEMBER 17, 2024

By Brady Marlow, CFP, AEP, CAP, CPWA, CExP , Director, Carson Private Client Wealth Strategy Although most people focus first on loved ones in developing their estate plan, you may also want your legacy to include continuing support of issues and organizations youre passionate about. The trust is a wholly separate entity from you.

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Cornerstone Financial Advisory

MARCH 14, 2025

As a Christian, your estate plan should represent your dedication to financial stewardship according to Scripture. W hat important factors should Christians consider when estate planning? W hat important factors should Christians consider when estate planning?

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The Big Picture

JANUARY 21, 2025

And I think you will also, if you are at all curious about estate planning or investing or personal finance, this is not the usual discussion and I think it’s very worthwhile for you to hear this and share it with friends and family. What was your original career plan? So I made a plan to get out of there.

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Harness Wealth

FEBRUARY 4, 2025

Tax-efficient investing in alternative assets requires proactive planning to minimize tax liabilities and maximize after-tax returns. Alternative investments can be held in self-directed IRAs (SDIRAs) or certain 401(k) plans, investors can hold private equity, real estate, hedge funds, and cryptocurrency.

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Yardley Wealth Management

JUNE 25, 2025

Several personal factors should influence the timing of your claim, including your health, marital status, financial needs, and your plans for continued work. 3 RMDs apply to accounts such as traditional IRAs, SEP IRAs, SIMPLE IRAs, and retirement plans like 401(k)s. The SECURE Act made changes to how inherited IRAs must be withdrawn.

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Financial Symmetry

APRIL 28, 2025

When it comes to estate planning, there are many pieces to ensure that your heirs and loved ones are taken care of and have a clear understanding of your wishes. Any estate planning professional would tell you that the more you do while you are still living, the better.

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Wealth Management

JUNE 9, 2025

Add the explosion of plan formation with low margins, something large market providers painfully know, and the stakes get higher for the 40+ national record keepers and the other 50 regional, smaller players. Explosion of plan formation 4. Plan design and investments 7. Consolidation industry-wide 5.

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Harness Wealth

JANUARY 28, 2025

What are the changes to 529 plans in 2025? Higher 401(k) contribution limits: Starting in 2025, individuals can contribute up to $23,500 to their 401(k) plans, marking an increase from the 2024 limit of $23,000. This adjustment also applies to participants in 403(b) plans, governmental 457 plans, and the Federal Thrift Savings Plan.

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Zajac Group

APRIL 23, 2025

A charitable remainder trust (CRT) is a sophisticated estate and tax planning tool that allows individuals to avoid capital gains tax, receive a charitable deduction, and generate income from appreciated assets. For example, a $1 million CRAT with a 5% payout rate would distribute $50,000 annually for the duration of the trust.

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Discipline Funds

DECEMBER 29, 2024

The end of the year is an ideal time to start planning for the year ahead and make sure youre on target to achieve those goals. Good financial planning is all about asset and liability matching across time. A financial plan with an asset liability mismatch is likely to fail over time. Asset and Liability Matching.

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Darrow Wealth Management

MAY 6, 2025

The Single Life Table typically results in higher mandatory distributions. Note that if the deceased account holder had not yet taken their RMD for the year of death, that distribution must still be taken. Important Consideration: Distributions taken before age 59 1/2 are subject to the early withdrawal penalty.

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Zajac Group

MARCH 11, 2025

If you choose to withdrawal early, youll often be distributed your proportionate value of your original shares, and such early withdrawal can result in the loss of tax deferral as well as fees or penalties imposed by the fund provider.

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Yardley Wealth Management

DECEMBER 10, 2024

The post Strategic Retirement Planning Guide for Single Women: Expert Financial Advice appeared first on Yardley Wealth Management, LLC. Understanding the Challenges Single women face unique challenges when it comes to retirement planning.

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Wealth Management

JUNE 11, 2025

The second amendment to the revocable trust agreement directed the following distributions: • 2 million dollars to the trustee of the MCC Trust, to be held for Maria’s benefit. The MCC Trust agreement included terms about the distribution of trust assets: 3.2. Administration of Trust Estate for Beneficiary.

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Nationwide Financial

AUGUST 23, 2024

Key Takeaways: Net Unrealized Appreciation (NUA) is the difference between the cost basis of employer securities in a retirement plan and their market value at the time of distribution. NUA is not taxed as ordinary income at the time of distribution, which can offer significant tax advantages. What are the rules governing NUA?

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Cornerstone Financial Advisory

FEBRUARY 26, 2025

This includes how we plan and manage our estate. Effective estate planning is an act of financial stewardship. With our estate, we have the immense power to bless others, including our families, children, and charitable organizations we care about. In fact, your estate plan can reflect your deepest held values.

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Nerd's Eye View

MAY 14, 2025

They might want to have more control over how the account assets are distributed to their beneficiaries. Whatever the reason, naming a trust as the beneficiary of a retirement account subjects the account to a complex series of rules regarding how the account must be distributed after the owner's death.

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