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Don't Fall for the Black Friday Deals, Spend More Time With Friends and Family

Mish Talk

The Chicago Tribune reports Retailers Attempt to Lure Price-Weary Shoppers With Deep Discounts The American Girl store advertised a Black Friday early access sale at 20% off. Forever 21 was up to 70% off, American Eagle was up to 60% off, Hollister was 25% to 40% off and Aeropostale advertised price cuts of between 50% and 70% off.

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Wednesday links: what winning looked like

Abnormal Returns

nytimes.com) FTX's demise is leaving a big hole in sports sponsorship budgets. concoda.substack.com) Companies Google ($GOOGL) and Meta's ($META) share of digital advertising fell below 50% in 2022. (calculatedriskblog.com) Crypto Coinbase ($COIN) is coughing up $100 million in a deal with the state of New York.

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Weekend Reading For Financial Planners (Jan 28-29)

Nerd's Eye View

By switching to 501(c)(6) nonprofit status, the new CFP Board of Standards will have expanded abilities to advance the planning profession through lobbying and more targeted advertising messages to grow the ranks of CFP professionals.

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20 Game Changing Life Hacks For Women On A Budget

Clever Girl Finance

Set a budget for self-care expenses. If it’s important to you, budget for it. This way you’re not buying on impulse or spending more than you allocated on your budget. Work and budgeting hacks for women. Grocery stores have weekly sales that are advertised on their flyers. Take advantage of 401k matching.

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Solving Cash Flow Issues in Your Web Design Business

Steve Feinberg

Project-based payments would also mean that your payments often come in big chunks rather than small portions consistently making it difficult to create a stable budget or plan your expenses. Budgeting and Expense Management After establishing a cash flow forecast, the next step is to reevaluate your budgeting.

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How To Start A Cleaning Business In 15 Simple Steps

Clever Girl Finance

Create a budget 9. Advertise your cleaning business 12. For example, in addition to buying cleaning supplies and equipment, you’ll also have to consider the price of advertisements, business registration and license fees, insurance, etc. Now, leverage those same budgeting skills to manage your business budget.

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The Benefits of Digital Marketing for Financial Advisors

Indigo Marketing Agency

Cost Effectiveness Marketing and advertising are costly for any business seeking to expand the market for its services. Digital marketing offers a cost-effective option that reduces the budget constraints associated with other marketing options.